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Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months Expired

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Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Thanks to Staff Member sd_keets for finding this deal

Card Details:



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Original Post

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Edited July 5, 2023 at 08:59 AM by
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Card Details:
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee.
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
Slickdeals may be compensated by Citi.
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Created 06-10-2021 at 07:04 AM by sd_keets
in Credit Cards (4) See More Citi Offers
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

No Enrollment Needed !!
·
If you go into the branch the offer is $300 check out your local branch
·
limited to only $500 spend per billing cycle which equates to $25 cash back per month...

nice, but limited to such a small amount.
·

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Joined Aug 2010
B!tch Please
> bubble2 6,104 Posts
621 Reputation
Truth-Serum
12-07-2021 at 02:41 AM.
12-07-2021 at 02:41 AM.
Quote from jlwallnc :
A higher limit gives you more wiggle room to have low credit utilization, which impacts your score. So someone spending $500 per month on a $1000 limit is 50% utilization on that card, which is terrible (unless they happen to pay most of it off before the reporting date). If they left $500 on the statement their score would surely drop. On the flip side, someone spending $500 per month with a $10,000 limit is only utilizing 5%, which if 5% is what is reported, it can actually raise one's credit score. Using your credit cards often while still having low credit utilization shows that you are responsible. Higher limits across the board + constant low utilization over time = eye candy to credit reporting agencies.

Exactly...
1
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Joined Aug 2010
B!tch Please
> bubble2 6,104 Posts
621 Reputation
Truth-Serum
12-07-2021 at 02:44 AM.
12-07-2021 at 02:44 AM.
Quote from DealDevils :
Not sure if anyone already informed this and this may be ymmv, but i saw offer of $300 on 1000 spent, on credit karma.

This is the one I signed up for back in October. You have to go to a branch to get the deal. Can't do it online
Reply
Joined Feb 2006
~ Always Spinning ~
> bubble2 4,515 Posts
1,698 Reputation
Pro
Tazmania99
12-07-2021 at 03:45 AM.
12-07-2021 at 03:45 AM.
You can sign up for $300 [citi.com] online.

Quote from Truth-Serum :
This is the one I signed up for back in October. You have to go to a branch to get the deal. Can't do it online
Reply
Joined Nov 2014
New User
> bubble2 2 Posts
10 Reputation
achudo
12-07-2021 at 10:51 AM.
12-07-2021 at 10:51 AM.
Is utilities such as Peco Energy will qualify for bonus rewards?
Reply
Joined Nov 2014
New User
> bubble2 2 Posts
10 Reputation
achudo
12-07-2021 at 10:53 AM.
12-07-2021 at 10:53 AM.
Is utilities such as Peco Energy will qualify for 5%m
Reply
Joined Oct 2005
Hates MIR!!!
> bubble2 5,715 Posts
1,683 Reputation
o0adam0o
12-07-2021 at 02:38 PM.
12-07-2021 at 02:38 PM.
How long has it taken you guys to get the points after hitting the mark? I got a ipad pro over 1k and waiting for points.
Reply
Joined Apr 2019
L5: Journeyman
> bubble2 518 Posts
76 Reputation
Min13
12-07-2021 at 05:47 PM.
12-07-2021 at 05:47 PM.
I looked closely at the 5 percent categories and to me they are useless. The card I have now has an online shopping category which for me personally is what I do more than anything else.
1
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Joined Feb 2006
~ Always Spinning ~
> bubble2 4,515 Posts
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Tazmania99
12-07-2021 at 08:02 PM.
12-07-2021 at 08:02 PM.
After the statement closes.

Quote from o0adam0o :
How long has it taken you guys to get the points after hitting the mark? I got a ipad pro over 1k and waiting for points.
Reply
Joined Feb 2006
~ Always Spinning ~
> bubble2 4,515 Posts
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Tazmania99
12-07-2021 at 08:05 PM.
12-07-2021 at 08:05 PM.
This is the card for dedicated categories. To me, my Custom Cash is only for gas pumps. My wife's card is only for groceries. We don't charge anything else on the cards other than these purchases.

Quote from Min13 :
I looked closely at the 5 percent categories and to me they are useless. The card I have now has an online shopping category which for me personally is what I do more than anything else.
Reply
Joined Dec 2018
Master of my Own Domain
> bubble2 2,152 Posts
374 Reputation
HonestMammoth473
12-07-2021 at 11:37 PM.
12-07-2021 at 11:37 PM.
Sadly, we are going to have no problem hitting the $750 spend on gas alone.
Reply
Joined Mar 2007
L5: Journeyman
> bubble2 536 Posts
239 Reputation
D Johnson
12-08-2021 at 01:51 AM.
12-08-2021 at 01:51 AM.
Quote from ditto33 :
Is this has virtual card feature?
I would be very interested in knowing if I could generate virtual credit card numbers with this card too. Thanks in advance.
Reply
Joined Aug 2013
L4: Apprentice
> bubble2 352 Posts
111 Reputation
a4aseph
12-08-2021 at 08:05 AM.
12-08-2021 at 08:05 AM.
Approved 26th of Nov and still no card in the mail.
How long it takes to get it ?
Reply
Joined Aug 2004
...
> bubble2 9,764 Posts
5,106 Reputation
JaTaN
12-08-2021 at 08:09 AM.
12-08-2021 at 08:09 AM.
Quote from a4aseph :
Approved 26th of Nov and still no card in the mail.
How long it takes to get it ?
I was instant approved for $300 offer on 11/26 -- got my card yesterday 12/7

Probably in the next few days -- takes 1.5-2 weeks with USPS mail slow down
Reply
Last edited by JaTaN December 8, 2021 at 08:15 AM.
Joined Aug 2010
L8: Grand Teacher
> bubble2 3,733 Posts
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hunnybunny1012
12-08-2021 at 08:11 AM.
12-08-2021 at 08:11 AM.
Quote from Tazmania99 :
You can sign up for $300 [citi.com] online.

Thank you!
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Joined Aug 2010
L8: Grand Teacher
> bubble2 3,733 Posts
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hunnybunny1012
12-08-2021 at 08:20 AM.
12-08-2021 at 08:20 AM.
Quote from Truth-Serum :
This is the one I signed up for back in October. You have to go to a branch to get the deal. Can't do it online
I was able to sign up and it showed $300 online with 1k spend in first 3 months.
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