Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months
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Update: This popular offer is still available
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Thanks to Community Member pink123 for finding this deal.
Card Features:
See Rates & Fees Slickdeals may be compensated by Wells Fargo
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Card Features:
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Earn unlimited 2% cash rewards on purchases
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
$0 annual fee
No categories to track or remember and cash rewards don't expire as long as your account remains open
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
Select "Apply Now" to learn more about the product features, terms and conditions
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.
Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.
Found out you can do it in app or via online banking... go to other services and click switch card. Unfortunately, I think you can only switch from another visa to this visa without doing hard inquiry... but you should check. I had a different visa product with WF and was able to convert without a pull.
Thanks for this comment! It was quick and easy to make the switch in the app.
Nasty bank. Will capture all your personal data. Probably sell you to shady entities. . Card unlikely to be approved. I was denied with great financials.
Found out you can do it in app or via online banking... go to other services and click switch card. Unfortunately, I think you can only switch from another visa to this visa without doing hard inquiry... but you should check. I had a different visa product with WF and was able to convert without a pull.
I just called about switching cards and they told me that I wouldn't qualify for the promo. Only if I applied for a new card.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.
Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
No way this is true I use my Wells Fargo credit card like a debit card and send a payment almost everyday.
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07-22-2021 at 02:00 PM.
Quote
from holycow1
:
Right. You almost never get signups bonuses for product conversions
Bank Of America is offering me (and my wife) $200 to convert our card to the unlimited 1.5% card with no application, credit check, etc. Right now it's the 1-2-3% card. Mulling it over since I do like the 3% online purchase option.
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07-22-2021 at 02:58 PM.
Quote
from ss115891
:
Can you please list one or few that are providing that much CB. Thanks!
Depends on your situation. If you have BoA checking accounts/Merrill Investment accounts, you get increased cash back rewards if your attached accounts hit a minimum value.
For instance, if you have $50k total in investment and checking, then you get 50% bonus rewards. For a 1.5% cash back card, that's an extra 0.75% for a total of 2.25%.
No way this is true I use my Wells Fargo credit card like a debit card and send a payment almost everyday.
Is your checking account with Wells Fargo? Is the credit card a Wells Fargo Propel American Express? I hate to leave everybody hanging with a "dude, trust me", but I have not been able to pay more than 3 times online in a statement period. Phone calls seem to not be affected by this limit. Any datapoints would be appreciated.
Depends on your situation. If you have BoA checking accounts/Merrill Investment accounts, you get increased cash back rewards if your attached accounts hit a minimum value.
For instance, if you have $50k total in investment and checking, then you get 50% bonus rewards. For a 1.5% cash back card, that's an extra 0.75% for a total of 2.25%.
Yup... and 2.625% if you have 100k.
And it works with their other cards too- so you can get 5.25% cash back in various categories with the personal and business cash rewards cards at BoA.
Is your checking account with Wells Fargo? Is the credit card a Wells Fargo Propel American Express? I hate to leave everybody hanging with a "dude, trust me", but I have not been able to pay more than 3 times online in a statement period. Phone calls seem to not be affected by this limit. Any datapoints would be appreciated.
If you are using Bill Pay, there might be limits
Use the Transfer Money to transfer from checking to credit card.
You can do it quite often. I have transferred more than 3 times
I dont think this card comes with benefits like the Wells Fargo Cash wise. This only has cell phone protection but no extended warranty nor price protection.
I hear you, BUT it wasn't just the top brass that was in on it, it included a lot of the employees... up and down the entire chain... and that is why the 3billion in fines is nothing compared to the ongoing issues they will have in regaining the trust of their clients or any future client...
I'm out...
Same here.
Fool once, shame on you. Fool me twice, shame on me.
$200 is a pittance to tempt me to reward their past sins.
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Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
https://www.fnbo.com/personal-ban...dit-cards/
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I just called about switching cards and they told me that I wouldn't qualify for the promo. Only if I applied for a new card.
Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
Right. You almost never get signups bonuses for product conversions
Our community has rated this post as helpful. If you agree, why not thank mikeyco2
Our community has rated this post as helpful. If you agree, why not thank JishengC
https://www.bankofameri
For instance, if you have $50k total in investment and checking, then you get 50% bonus rewards. For a 1.5% cash back card, that's an extra 0.75% for a total of 2.25%.
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https://www.bankofameri
For instance, if you have $50k total in investment and checking, then you get 50% bonus rewards. For a 1.5% cash back card, that's an extra 0.75% for a total of 2.25%.
Yup... and 2.625% if you have 100k.
And it works with their other cards too- so you can get 5.25% cash back in various categories with the personal and business cash rewards cards at BoA.
Use the Transfer Money to transfer from checking to credit card.
You can do it quite often. I have transferred more than 3 times
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I'm out...
Fool once, shame on you. Fool me twice, shame on me.
$200 is a pittance to tempt me to reward their past sins.