Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months
Expired
+334Deal Score
1,131,508 Views
Update: This popular offer is still available
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Thanks to Community Member pink123 for finding this deal.
Card Features:
See Rates & Fees Slickdeals may be compensated by Wells Fargo
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Card Features:
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Earn unlimited 2% cash rewards on purchases
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
$0 annual fee
No categories to track or remember and cash rewards don't expire as long as your account remains open
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
Select "Apply Now" to learn more about the product features, terms and conditions
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.
Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.
Did you get the bonus? Did you call or did they do it automatically? What if I am platinum?
Forgot to mention, I called to have the product change. I knew about this card when they first came out through nerdwallet mentioning it. CS was not able to give me the bonus b/c I'm not a new customer per fine print.
Forgot to mention, I called to have the product change. I knew about this card when they first came out through nerdwallet mentioning it. CS was not able to give me the bonus b/c I'm not a new customer per fine print.
Signed up for this card. Go to the web site to set up auto-pay, which i do with all my credit cards, and it's unavailable. Because I don't have a WF checking account. They make this a PITA by design. They'll send you paperwork by snail mail though. Unbelievable. Oh, and I had to input a texted code three times in one online session. God this company sucks.
"In order to qualify for the Tier One (2.5%), credit union members must have an Alliant checking account, sign up for electronic statements, maintain a $1000 average balance in the checking account, and receive at least one electronic deposit per month."
kills it
its not much to do in order to get into 2.5% cb in the long run. this used to have $100/yr membership fee. for someone that spends 3k/mo, .5% is $180/yr. if spending 10k/mo(limit for 2.5%), thats an extra $600 per year. only thing is i've heard they're stingy with approvals.
What in the hell: I got instantly approved for $30k (801 score, homeowner, professional employment). I can't remember getting anywhere near this much for a free (no annual fee) card.
Signed up for the 0% for 15 -- signed up for that new Citi card a few months back (for the same 0% reason) and only got $6k.
I just got this card and DEEPLY regret it. Wells Fargo has been nothing but a HUGE hassle with the sign-up, approval, communication, different departments, customer service, activation, balance transfer, and decline of use. NIGHTMARE. Do not get this card, for your own sake. Be aware, the balance transfer is 0% APR for 15 months, but there is a balance fee of 3%. What a pain.
I had 2 credit cards with them previously (platinum, cash wise) and just got instant approval for this one with $2k credit line. I'm ok with just $2k since I plan on spending just over 1k then switching to other cards when those have higher rewards. 2% for everything is great though...it may keep a permanent slot in my wallet for that benefit alone.
In case anyone's in a hurry for credit, it did allow me to instantly add the card to my phone for tap/touch payment, and told me to expect the physical card in the mail in 5-7 days. For some reason I couldn't add this card to my Paypal yet though.
Clever String 959 forgot to mention that very important deal breaker information.
Fidelity Visa credit card will give you 3% cash back into your brokerage account as long as you have two million in fidelity manage accounts
If you're looking for the highest attainable flat rate cash back, I believe bank of America has at 2.6% if you qualify for platinum honors tier. Unlimited cash rewards
You only need 100k balance which can also be linked to Merrill edge. A lot more reasonable than two million. Plus it gives you access to their other cards which can give 5.25% back across multiple categories if you set it up right. All no annual fees
878 Comments
Your comment cannot be blank.
Featured Comments
Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
https://www.fnbo.com/personal-ban...dit-cards/
Sign up for a Slickdeals account to remove this ad.
Forgot to mention, I called to have the product change. I knew about this card when they first came out through nerdwallet mentioning it. CS was not able to give me the bonus b/c I'm not a new customer per fine print.
kills it
I called but they said upgrading/replacing my existing card won't qualify for the bonus.
Sign up for a Slickdeals account to remove this ad.
Signed up for the 0% for 15 -- signed up for that new Citi card a few months back (for the same 0% reason) and only got $6k.
In case anyone's in a hurry for credit, it did allow me to instantly add the card to my phone for tap/touch payment, and told me to expect the physical card in the mail in 5-7 days. For some reason I couldn't add this card to my Paypal yet though.
Sign up for a Slickdeals account to remove this ad.
Fidelity Visa credit card will give you 3% cash back into your brokerage account as long as you have two million in fidelity manage accounts
You only need 100k balance which can also be linked to Merrill edge. A lot more reasonable than two million. Plus it gives you access to their other cards which can give 5.25% back across multiple categories if you set it up right. All no annual fees