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Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months Expired

+334 Deal Score
1,131,744 Views
Update: This popular offer is still available

Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Thanks to Community Member pink123 for finding this deal.

Card Features:

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Slickdeals may be compensated by Wells Fargo

Original Post

Written by
Edited April 4, 2023 at 07:46 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Card Features:
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions



See Rates & Fees

Slickdeals may be compensated by Wells Fargo
Created 06-28-2021 at 04:16 PM by pink123
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Deal
Score
+334
1,131,744 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

878 Comments

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These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.

Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.

https://www.fnbo.com/personal-ban...dit-cards/

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Joined Dec 2006
L3: Novice
> bubble2 289 Posts
176 Reputation
WongGendeng
09-29-2021 at 12:00 PM.
09-29-2021 at 12:00 PM.
Quote from qwertyaas :
Any chance to switch my Propel to this?
I have Propel, and I got this card as well. Wondering why you want to switch from Propel? I think Propel is an amazing card. Combine with this card, they are very powerful imo.

Please note, Propel is not available anymore either, so once you lose it, you will never be able to get it again.
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 12,513 Posts
1,365 Reputation
kensteele
09-29-2021 at 12:45 PM.
09-29-2021 at 12:45 PM.
Quote from o2ChrisB :
I just got this card and DEEPLY regret it. Wells Fargo has been nothing but a HUGE hassle with the sign-up, approval, communication, different departments, customer service, activation, balance transfer, and decline of use. NIGHTMARE. Do not get this card, for your own sake. Be aware, the balance transfer is 0% APR for 15 months, but there is a balance fee of 3%. What a pain.
name a card that gives existing customers 0% balance transfer with $0 fee?
1
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Joined Feb 2006
~ Always Spinning ~
> bubble2 4,560 Posts
1,710 Reputation
Pro
Tazmania99
09-29-2021 at 12:50 PM.
09-29-2021 at 12:50 PM.
What credit bureau Wells Fargo pulls the report from?
1
Reply
Joined Feb 2009
L3: Novice
> bubble2 193 Posts
75 Reputation
cirewu
09-29-2021 at 01:14 PM.
09-29-2021 at 01:14 PM.
Quote from Tazmania99 :
What credit bureau Wells Fargo pulls the report from?
According to CapitalOne, Transunion did the pull and Equifax did not (they only request from these two). Chase does Experian and they did not indicate a pull.
Reply
Joined Feb 2015
L2: Beginner
> bubble2 754 Posts
465 Reputation
CndnMP
09-29-2021 at 03:03 PM.
09-29-2021 at 03:03 PM.
Quote from cirewu :
Quicksilver's got free foreign transaction. BUT WHY NOT JUST HAVE BOTH?
Right! true slickdealers have a credit card for every occasion 😂.
Reply
Joined Feb 2015
L2: Beginner
> bubble2 754 Posts
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CndnMP
09-29-2021 at 03:06 PM.
09-29-2021 at 03:06 PM.
Quote from xzz2007 :
Is this card suitable for college students with little income?
Are you asking about their approval requirements?
Any zero fee credit card is "suitable" for everyone technically. The 2% is a good all around card if most of your spending won't fall into the bonus categories of other cards.
The next factor is that most people are getting this card to get the $$ bonus. With Little income it doesn't sound like a good idea to load up a credit card with $1k.
Reply
Joined Jul 2007
L8: Grand Teacher
> bubble2 3,940 Posts
813 Reputation
qwertyaas
09-29-2021 at 05:33 PM.
09-29-2021 at 05:33 PM.
Quote from WongGendeng :
I have Propel, and I got this card as well. Wondering why you want to switch from Propel? I think Propel is an amazing card. Combine with this card, they are very powerful imo.

Please note, Propel is not available anymore either, so once you lose it, you will never be able to get it again.

Fair enough. I don't use my Propel much and wouldn't mind a 2% card but didn't know they discontinued the Propel.

Guess I'll keep it at this point.
Reply

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Joined Aug 2007
L3: Novice
> bubble2 137 Posts
20 Reputation
xzz2007
09-29-2021 at 11:59 PM.
09-29-2021 at 11:59 PM.
Quote from CndnMP :
Are you asking about their approval requirements?
Any zero fee credit card is "suitable" for everyone technically. The 2% is a good all around card if most of your spending won't fall into the bonus categories of other cards.
The next factor is that most people are getting this card to get the $$ bonus. With Little income it doesn't sound like a good idea to load up a credit card with $1k.
Of course they still spend parents' money. I was asking if it's easy to get approved with good credit but little income.
1
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Joined Dec 2006
L3: Novice
> bubble2 289 Posts
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WongGendeng
09-30-2021 at 06:59 AM.
09-30-2021 at 06:59 AM.
Quote from qwertyaas :
Fair enough. I don't use my Propel much and wouldn't mind a 2% card but didn't know they discontinued the Propel.

Guess I'll keep it at this point.
This is how I normally use my cards:
Propel - Food related (Dine In, Take Out, Delivery), Travel (Gas, Hotel, Flight, Uber, Cruise), Spotify (all of these are 3% cash back)
Paypal Mastercard - everything else

I will replace Paypal Mastercard with this WF Visa, and transfer the points from Propel to Visa card so I could use it for flight booking which worth 1.5. Therefore, the 3% I got from Propel is technically really worth 4.5%.
1
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Joined Apr 2018
L2: Beginner
> bubble2 46 Posts
14 Reputation
YinkaA4510
09-30-2021 at 08:08 AM.
09-30-2021 at 08:08 AM.
Quote from pink123 :
These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.

Yea yea. They didn't comply and got hit with another fine recently. You know how many people's life they ruined? Foreclosed on their houses, repossessed their cars? Heck no, they need to be out of fr**king business.
1
Reply
Joined Apr 2018
L2: Beginner
> bubble2 46 Posts
14 Reputation
YinkaA4510
09-30-2021 at 08:09 AM.
09-30-2021 at 08:09 AM.
Quote from kensteele :
name a card that gives existing customers 0% balance transfer with $0 fee?

Navy Federal and the card also have 5.99% APR. I have one
1
Reply
Joined Feb 2015
L2: Beginner
> bubble2 754 Posts
465 Reputation
CndnMP
09-30-2021 at 05:10 PM.
09-30-2021 at 05:10 PM.
Quote from xzz2007 :
Of course they still spend parents' money. I was asking if it's easy to get approved with good credit but little income.
They don't usually publish their requirements but from a quick search I'd say a score of +700 and at least 10k/yr is probably close to the min.
Reply
Joined Feb 2006
~ Always Spinning ~
> bubble2 4,560 Posts
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Pro
Tazmania99
09-30-2021 at 05:37 PM.
09-30-2021 at 05:37 PM.
These all happened just because WF opened a saving account without their consent?

Quote from YinkaA4510 :
Yea yea. They didn't comply and got hit with another fine recently. You know how many people's life they ruined? Foreclosed on their houses, repossessed their cars? Heck no, they need to be out of fr**king business.
Reply
Joined Dec 2014
L5: Journeyman
> bubble2 938 Posts
95 Reputation
PaulS1105
10-01-2021 at 03:50 AM.
10-01-2021 at 03:50 AM.
Does that mean because I have a Propel card, I won't get the bonus? Been waiting for it. Spent $ 2000 so far. Would have gone for Citi instead. That's not right.


P
Quote from deeGEE83 :
Thank you! Gonna call today
Reply

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Joined Nov 2013
L1: Learner
> bubble2 851 Posts
70 Reputation
flashesbuck
10-01-2021 at 03:57 PM.
10-01-2021 at 03:57 PM.
Quote from CleverString959 :
Well, Alliant has a 2.5% cash back on everything which is getting close (no annual fee).

https://slickdeals.net/f/15164869-alliant-cashback-visa-signature-credit-card-pays-2-5-cash-back-on-up-to-10-000-a-month?src=SiteSearchV2Algo1

I have had this alliant card, but they recently killed the 2.5%. I believe I now only receive the 2.5% on the first 10k. After that is 1.5%
I just signed up the wells Fargo card. Citi just screwed me on a late fee. And I just closed it this morning.
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