Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months
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Update: This popular offer is still available
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Thanks to Community Member pink123 for finding this deal.
Card Features:
See Rates & Fees Slickdeals may be compensated by Wells Fargo
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Card Features:
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Earn unlimited 2% cash rewards on purchases
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
$0 annual fee
No categories to track or remember and cash rewards don't expire as long as your account remains open
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
Select "Apply Now" to learn more about the product features, terms and conditions
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.
Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.
Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
Thanks for the tidbit about extra payments triggering a limit. I was thinking about more frequent smaller payments to keep my card paid off but I'll make sure I don't space them closer than payday every couple weeks now.
Reward was available within days of the first statement closing date if I recall correctly. Very quick, deposited to checking within a day or two (somebody else noted direct deposit only an option to wells accounts).
Opened this card last month and the reward was deposited within a couple of days after the statement closed.
So far so good, this will be my daily driver going forward.
are they seriously still in business? I thought they just opened up accounts for you anyways so you don't even need to sign up to bank on this deal...
smh...
Sorry Wells Fargo - but you still suffer from a lack of trust...
These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Facebook got hit with tons of fees and penalties in all countries and it's not like they are in the user data business any less. Equifax got a ton of fees and it's not like I trust their security any more than before. Speaking about banks, JPMorgan got hit with penalty for manipulating precious metals market and that's after they got fined manipulating the Libor rate a few years ago.
There is a thing called cost of business, as long as they still come out profitable they will keep paying the penalty and keep violating the rules. Last I checked Wells Fargo have billions of net profit. Just because they got hit with fines I'm not sure if we can definitely say they will stop doing bad things.
But then, there is risk when doing anything. I think $200 is worth the risk.
Points will expire three years from the end of the calendar year in which they are earned, and will expire on a first-in, first-out basis annually. (i.e., points earned in calendar year one will expire on the last business day of calendar year four.)
In order to redeem for cash or statement credit, you must have a minimum of 2,500 points. Redeemed cash will be transferred into your eligible USALLIANCE Checking Account within 10 days of redemption. Cash Back and Statement Credit redemptions must be made in increments of $25.
That means one must spend at least $833 to redeem the minimum 2,500 points and redeem the points at least every three years. If one wants to redeem for cash, s/he must open USALLIANCE Checking Account.
You may have the option in Online Banking to convert it to this, but may lose any bonuses versus applying for a new card. If you apply for a new card, after you get it and activate, Wells Fargo should be able to move most or all of the available credit line on the old card and add to the new card credit line, then close the old one out. This will help with your credit rating as having a card with a higher credit limit shows you to have a lower overall debt to credit ratio.
This company has a serious ethical problem.
Stay away from this kind of shady company.
Have banked with WF since 2000 and never had an issue. All large companies have issues, a lot have had breach of their systems[upguard.com] resulting in all your personal information being leaked out to folks looking to sell your data on the dark web. That kind of breach has not occurred at Wells Fargo. Their shady retail practices was mostly limited to a region in California if I recall, the company of over 200,000 employees is hardly shady and most I've encountered are nice hard working people. As reported in the news, the CFPB order from 2016 sales practices has ended. The company has underwent an entire change out of senior leaders, none of the folks around during the 2016 scandal are there any more, they've made major changes to their sales practices. They're still mopping up some of the past issues. Give it a break.
I went to your LINK, CLICK'd on "Learn More" under "Earn 3% cash back rewards on every dollar you spend", saw this pop up:
Quote
:
You are about to enter a website hosted by an organization separate from USALLIANCE. Privacy and security policies of USALLIANCE will not apply once you leave our site. We encourage you to read and evaluate the privacy policy and level of security of any site you visit when you enter the site. While we strive to only link you to companies and organizations that we feel offer useful information, USALLIANCE does not directly support nor guarantee claims made by these sites.
...closed the Tab in my browser and continued on with my day...
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Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
https://www.fnbo.com/personal-ban...dit-cards/
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Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
So far so good, this will be my daily driver going forward.
smh...
Sorry Wells Fargo - but you still suffer from a lack of trust...
Let it go dude. Let it go.
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There is a thing called cost of business, as long as they still come out profitable they will keep paying the penalty and keep violating the rules. Last I checked Wells Fargo have billions of net profit. Just because they got hit with fines I'm not sure if we can definitely say they will stop doing bad things.
But then, there is risk when doing anything. I think $200 is worth the risk.
Points will expire three years from the end of the calendar year in which they are earned, and will expire on a first-in, first-out basis annually. (i.e., points earned in calendar year one will expire on the last business day of calendar year four.)
In order to redeem for cash or statement credit, you must have a minimum of 2,500 points. Redeemed cash will be transferred into your eligible USALLIANCE Checking Account within 10 days of redemption. Cash Back and Statement Credit redemptions must be made in increments of $25.
That means one must spend at least $833 to redeem the minimum 2,500 points and redeem the points at least every three years. If one wants to redeem for cash, s/he must open USALLIANCE Checking Account.
Stay away from this kind of shady company.
Stay away from this kind of shady company.
Sign up for a Slickdeals account to remove this ad.