Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months
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Update: This popular offer is still available
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Thanks to Community Member pink123 for finding this deal.
Card Features:
See Rates & Fees Slickdeals may be compensated by Wells Fargo
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Card Features:
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Earn unlimited 2% cash rewards on purchases
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
$0 annual fee
No categories to track or remember and cash rewards don't expire as long as your account remains open
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
Select "Apply Now" to learn more about the product features, terms and conditions
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.
Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.
One big negative factor, as far as cash back cc goes, to get cash back into your WF account or credit towards your statement, it must be in $25 INCREMENTS. I have many cash back cards, for comparison, I already dislike my AMEX BLUE because it has a minimum amount before you can claim cash back, but it's still better because after the minimum, you can claim any amount. With this WF cash, you will eventually have some balance left over. They DID NOT state this in the fine prints or it was deceiving. You can use any amount of points to buy products from their category, but that's not the same! Also, the APP for WF is crappy AF, their transaction is also very delayed, takes several days to even post a "pending." Compared to say a Chase Freedom cc, the pending purchase shows almost instantly. I would not have gotten this if I knew bout the $25 increment for cash back!
Wells Fargo Gamed System in Investor Arbitration, Judge Says
A Georgia judge said the bank and its lawyer secretly manipulated a list of potential arbitrators
One big negative factor, as far as cash back cc goes, to get cash back into your WF account or credit towards your statement, it must be in $25 INCREMENTS. I have many cash back cards, for comparison, I already dislike my AMEX BLUE because it has a minimum amount before you can claim cash back, but it's still better because after the minimum, you can claim any amount. With this WF cash, you will eventually have some balance left over. They DID NOT state this in the fine prints or it was deceiving. You can use any amount of points to buy products from their category, but that's not the same! Also, the APP for WF is crappy AF, their transaction is also very delayed, takes several days to even post a "pending." Compared to say a Chase Freedom cc, the pending purchase shows almost instantly. I would not have gotten this if I knew bout the $25 increment for cash back!
I have the card and it isn't in $25 increments. The cash is credited every statement date for that month's charges.
I have the card and it isn't in $25 increments. The cash is credited every statement date for that month's charges.
You need to read again and make an accurate reply. To ACTUALLY redeem cash back to your account or as credit statement, the minimum claim is $25 and then in increments of $25 thereafter.
You're talking about the points earned from your purchases, yes that is shown at each monthly statement…like every cc in existence. It has nothing to do with claiming out your cash rewards.
I'm thinking this card might be the next one to switch to since Citi Double cash is switching to just "ThankYou" points. Anyone else making the move because of that?
I'm thinking this card might be the next one to switch to since Citi Double cash is switching to just "ThankYou" points. Anyone else making the move because of that?
You could still do statement credit like before and they are taking away minimum amount criteria to redeem.. I have Citi Double as well.. I don't think there's change in value or redemption..
not sure, however it's weird it was not posted it already? this forum is packed with $200 offers, not so much worth the effort IMHO.
ok thanks. i think i will wait a bit to see if it pops up. looks real but can't be so sure and no one has gotten paid from what i can tell. i see a similar usb offer in the past but i agree this one is pretty nice but it's weird this hasn't made fp or other forums like doc.
ok thanks. i think i will wait a bit to see if it pops up. looks real but can't be so sure and no one has gotten paid from what i can tell. i see a similar usb offer in the past but i agree this one is pretty nice but it's weird this hasn't made fp or other forums like doc.
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Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
https://www.fnbo.com/personal-ban...dit-cards/
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https://www.wsj.com/articles/well...7OY6EBr1
Wells Fargo Gamed System in Investor Arbitration, Judge Says
A Georgia judge said the bank and its lawyer secretly manipulated a list of potential arbitrators
https://www.usbank.com/credit-car...7-14525644
You need to read again and make an accurate reply. To ACTUALLY redeem cash back to your account or as credit statement, the minimum claim is $25 and then in increments of $25 thereafter.
You're talking about the points earned from your purchases, yes that is shown at each monthly statement…like every cc in existence. It has nothing to do with claiming out your cash rewards.
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You could still do statement credit like before and they are taking away minimum amount criteria to redeem.. I have Citi Double as well.. I don't think there's change in value or redemption..
https://www.usbank.com/credit-car...7-14525644
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