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Citi Premier® Card: Earn 80K Points When You Spend $4,000 in First 3 Months Expired
Update: This deal is still available. This offer will be ending soon.
Citi is offering 80,000 ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi Premier® Card. Earn 3 Points per $1 spent at Restaurants, Supermarkets, Gas Stations, Air Travel and Hotels. Earn 1 Point per $1 spent on all other purchases. Annual fee is $95.
Thanks to Slickdeals staff member sd_keets for posting this deal.
Card Details:
Citi is offering 80,000 ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi Premier® Card. Earn 3 Points per $1 spent at Restaurants, Supermarkets, Gas Stations, Air Travel and Hotels. Earn 1 Point per $1 spent on all other purchases. Annual fee is $95.
Thanks to Slickdeals staff member sd_keets for posting this deal.
Card Details:
- Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
Original Post
Written by
Edited June 14, 2022
at 08:27 AM
Citi is offering 80,000 ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi Premier® Card. Earn 3 Points per $1 spent at Restaurants, Supermarkets, Gas Stations, Air Travel and Hotels. Earn 1 Point per $1 spent on all other purchases. Annual fee is $95.
Card Details:
Slickdeals may be compensated by Citi.
Card Details:
Slickdeals may be compensated by Citi.
Created 07-08-2021
at 07:05 AM
by sd_keets
in
Credit Cards
(4)
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These responses are not provided or commissioned by the bank advertiser.
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It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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Featured Comments
Sapphire Reserve is 1.5 on AF $550
…if memory serves me correct
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since I have citi double cash, costco citi, I need another card from citi, (I actually like the app, and snapshot) you open it and displays everything instantly. im not against having another card open just dont want to pay a fee
let me ask you this. am I having too many cards now? I have
4 USAA credit cards, 2 visas, 2 amex,
3 citi cards, 1 costco visa, 1 double cash Mastercard, and 1 citi premier mastercard
thats 7 credit cards. should I be cutting them down? I have 800+ credit. 807 fico when I pulled for the premiere.
to be fair, I dont really need credit for anything, already have a mortgage, got a car about to be paid off, etc. my credit will never be bad, but I dont want to destroy it either. just no real need for a perfect score right now.
since I have citi double cash, costco citi, I need another card from citi, (I actually like the app, and snapshot) you open it and displays everything instantly. im not against having another card open just dont want to pay a fee
There's many cards that can be profitable over their annual fees- but most require at least some amount of travelling for that to be true.
If you're a non-traveller than the new Custom cash might be appealing since it offers 5% on $500 a month of spend in whatever of a bunch of categories you spent the most on each month.
There's also the Rewards Plus that rounds up your points earnings, and also gives you 10% back on the first 100k points redeemed each year.
Both of those last 2 have no annual fee.
4 USAA credit cards, 2 visas, 2 amex,
3 citi cards, 1 costco visa, 1 double cash Mastercard, and 1 citi premier mastercard
thats 7 credit cards. should I be cutting them down? I have 800+ credit. 807 fico when I pulled for the premiere.
Too many cards doesn't hurt your score in and of itself.... arguably it helps by keeping utilization low. Only place it can really hurt your score is if you don't have any significant # of OLD cards, then opening a bunch of new ones can lower your average age of credit enough to hurt you.
to be fair, I dont really need credit for anything, already have a mortgage, got a car about to be paid off, etc. my credit will never be bad, but I dont want to destroy it either. just no real need for a perfect score right now.
There's many cards that can be profitable over their annual fees- but most require at least some amount of travelling for that to be true.
If you're a non-traveller than the new Custom cash might be appealing since it offers 5% on $500 a month of spend in whatever of a bunch of categories you spent the most on each month.
There's also the Rewards Plus that rounds up your points earnings, and also gives you 10% back on the first 100k points redeemed each year.
Both of those last 2 have no annual fee.
I've got like 30 open cards (and probably another 30 that closed in the last couple years) and a higher FICO than that.
Too many cards doesn't hurt your score in and of itself.... arguably it helps by keeping utilization low. Only place it can really hurt your score is if you don't have any significant # of OLD cards, then opening a bunch of new ones can lower your average age of credit enough to hurt you.
Then you'd be a perfect candidate to start churning cards for signup bonuses- any minor dips now won't matter to you anyway, and it's a LOT more profitable place to put new spend than getting 2-5% back on existing cards.
If you decide that you want to open more credit cards, then think strategically.
Do you want to maximize your immediate returns (reward bonuses) or do you want to maximize your general returns (high percent return categories, high percent reward programs)? And what kind of rewards are you interested in cash back, hotel, travel, other? See attachment for an example matrix covering general returns.
What is your threshold for managing accounts? The greater the number of accounts, the greater the number of different reward systems, the more of a pain it is to keep accounts current. Typically, you need to make at least one transaction every 12 months to keep each credit card account active. You need to have at least one transaction every 12 to 18 months to keep hotel/airline accounts open. And, of course, you need to keep track of (and keep secure) all of the different account log-ins and passwords.
When I was younger, I used to go for the immediate bonuses. And for me, at a time when money was in short supply, that strategy made sense. Now that I'm older and more financially secure, I'm looking to fill the holes in my general returns profile. I won't ever fill all of the holes, but I'll be satisfied if I fill at least two or three of them.
One tip: While the number of credit cards you hold generally does not hurt you, the total credit limit relative to your annual income does. Creditors like to see the ratio of credit limit/annual income at 1/2 or less. (It's a relative minor criteria, however, sometimes it makes a difference. For example, Capital One appears to place more emphasis on this factor.) In order to improve this ratio, I suggest that you review all of your credit cards to see whether there is any unused credit limit that you can reduce. This comment is only intended if you intend to aggressively open new accounts.
I was approved on the 9th and still waiting for mine. Wife's Saphphire card was less than a week to receive
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Most card companies can expedite BUT not for an initial card. Only if you lose or need a new one.
Premium cards from companies like Amex, may come faster because they use FedEx etc
This is intention due to fraud. That is why it takes up to 10 days.
The cool thing with Amex branded cards is, they give you the card number after the app online. It means you can purchase immediately.
It may be possible but your thank you points will expire.
I cant wait for mine...
I cant wait for mine...
Spent 5500 today on it. Car repair. Bring on the gift cards
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Our community has rated this post as helpful. If you agree, why not thank UnintentionalTourist
Reasons:
• Your credit report shows a high amount of unused credit compared to your
available credit lines.
• Your credit report shows too many bank or national revolving accounts.
The second reason at least makes some sense. The first is crazy. I use my credit cards a lot, 1-3k a month but don't cary a balance.
Anyone successfully argued for a reconsideration with a similar situation?