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Citi Premier® Card: Earn 80K Points When You Spend $4,000 in First 3 Months Expired

+135 Deal Score
612,068 Views
Update: This deal is still available. This offer will be ending soon.

Citi is offering 80,000 ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi Premier® Card. Earn 3 Points per $1 spent at Restaurants, Supermarkets, Gas Stations, Air Travel and Hotels. Earn 1 Point per $1 spent on all other purchases. Annual fee is $95.

Thanks to Slickdeals staff member sd_keets for posting this deal.

Card Details:
  • Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Slickdeals may be compensated by Citi.

Original Post

Written by
Edited June 14, 2022 at 08:27 AM by
Citi is offering 80,000 ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi Premier® Card. Earn 3 Points per $1 spent at Restaurants, Supermarkets, Gas Stations, Air Travel and Hotels. Earn 1 Point per $1 spent on all other purchases. Annual fee is $95.

Card Details:



Slickdeals may be compensated by Citi.
Created 07-08-2021 at 07:05 AM by sd_keets
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Deal
Score
+135
612,068 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Saphire reserv has 550 fee vs this one 95??
80k points worth $800 if redeemed for cash, correct?
Sapphire Preferred is 1.25 on AF $95
Sapphire Reserve is 1.5 on AF $550

…if memory serves me correct

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Joined Aug 2007
Rich in Miles and Points
> bubble2 791 Posts
281 Reputation
UnintentionalTourist
08-02-2021 at 08:28 AM.
08-02-2021 at 08:28 AM.
Quote from Tazmania99 :
The reason #1 is absolutely BS. I thought creditors don't want to see applicants with high credit utilization? How much is considered "high amount of unused credit"? I personally have more than $200K credit lines from my revolving accounts and my utilization is about 2%. Guess Citi will shut me down as well. By the way, my FICO is 832.
I agree with you! Just when I thought I knew how to play the game they throw a different metric into the mix that conflicts with other card issuers. I'm not sure what my unused credit is, probably around $60k. Maybe they know they can't make any money off of me beside the swipe fee to the merchant. Were you recently approved with that high of unused credit?
Reply
Joined Dec 2015
L5: Journeyman
> bubble2 644 Posts
90 Reputation
henare
08-02-2021 at 08:43 AM.
08-02-2021 at 08:43 AM.
Quote from slickyd5270 :
I thought when I looked at that it was a .5 conversion rate for AA?

Nope. It's 1:1... https://onemileatatime.com/citi-p...rd-review/
Reply
Joined Aug 2008
L7: Teacher
> bubble2 2,489 Posts
145 Reputation
Avi20072008
08-02-2021 at 09:33 AM.
08-02-2021 at 09:33 AM.
Last time I purchased gift cards from them. 6 months later found out that gift cards were not valid.
Reply
Last edited by Avi20072008 August 2, 2021 at 09:40 AM.
Joined Feb 2006
~ Always Spinning ~
> bubble2 4,544 Posts
1,706 Reputation
Pro
Tazmania99
08-02-2021 at 09:55 AM.
08-02-2021 at 09:55 AM.
In the past 2 months I opened up an Chase Sapphire Preferred and Citi Custom Cash. Prior to that I signed up for Capital One Savor One and Chase Freedom Flex within the past 12 months. This is why I am hesitating to apply for the Citi Premier since I am reaching out to my 5/24 very soon. I do have other Citi cards though. As I mentioned earlier, I just signed up the Custom Cash last month. I have 2 other Citi cards, one is Double Cash and another is Citi Rewards+ recently converted from Citi ThankYou Preferred. Each has like 20 years account history with a decent credit limit.

Quote from UnintentionalTourist :
I agree with you! Just when I thought I knew how to play the game they throw a different metric into the mix that conflicts with other card issuers. I'm not sure what my unused credit is, probably around $60k. Maybe they know they can't make any money off of me beside the swipe fee to the merchant. Were you recently approved with that high of unused credit?
Reply
Joined Sep 2016
Penguinbro
> bubble2 5,358 Posts
762 Reputation
anonymous2929239
08-02-2021 at 10:44 AM.
08-02-2021 at 10:44 AM.
Quote from Avi20072008 :
Last time I purchased gift cards from them. 6 months later found out that gift cards were not valid.
I am waiting til apple announces iPhones then redeeming incase of any issues with the codes
Reply
Joined Mar 2016
L7: Teacher
> bubble2 2,708 Posts
426 Reputation
webdoctors
08-02-2021 at 11:36 AM.
08-02-2021 at 11:36 AM.
Quote from bru_that :
Sure you can, but you get 20% less value than simply redeeming for cash or a statement credit, so not sure why you would want to do that?
Actually you can't even get amazon giftcards:

https://www.thankyou.com/gcLandin...rc=TYUSENG

They're not in the list, so you probably mean linking in Amazon which would reduce the points value.

Their gift card company list sucks, doesn't have Walmart, Costco, ebay, or any major travel companies but does have hotels.com, bestbuy, homedepot, lowes, and safeway (i wonder if those cards work at robertsons).

They do have apple but that's it.
Reply
Joined Dec 2015
L5: Journeyman
> bubble2 644 Posts
90 Reputation
henare
08-02-2021 at 01:49 PM.
08-02-2021 at 01:49 PM.
Quote from UnintentionalTourist :
Denied. 830 credit score.

Reasons:
• Your credit report shows a high amount of unused credit compared to your
available credit lines.
• Your credit report shows too many bank or national revolving accounts.

The second reason at least makes some sense. The first is crazy. I use my credit cards a lot, 1-3k a month but don't cary a balance.

Anyone successfully argued for a reconsideration with a similar situation?

Nah. The first reason makes lots of sense. They can't predict your actions (or the actions of your lenders) 100%, and even your historic usage doesn't guarantee that you won't go out next week and go to 80% utilization. I'd ask for reconsideration but I wouldn't expect much.
2
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Joined Dec 2015
L5: Journeyman
> bubble2 644 Posts
90 Reputation
henare
08-02-2021 at 01:52 PM.
08-02-2021 at 01:52 PM.
Quote from Avi20072008 :
Last time I purchased gift cards from them. 6 months later found out that gift cards were not valid.

Gift cards expire in many states. Kinda sucks...
Reply
Joined Sep 2011
L4: Apprentice
> bubble2 483 Posts
50 Reputation
Jeff630
08-02-2021 at 02:36 PM.
08-02-2021 at 02:36 PM.
Quote from forumz :
does citi let you transfer points to partners? nvm, found my answer.

So avianca is same as ua because it's staralliance. So 80k miles is pretty decent
Reply
Joined Sep 2016
Penguinbro
> bubble2 5,358 Posts
762 Reputation
anonymous2929239
08-02-2021 at 03:41 PM.
08-02-2021 at 03:41 PM.
I just closed 5 old credit cards earlier, how bad would closing this card (citi premiere) wreck my credit on top? I am going to claim the 800 bucks, and either convert it, or close it.

kind of like the idea of just 3 credit cards. double cash and costco and Apple Card.

9 cards to 3.
Reply
Joined Feb 2006
~ Always Spinning ~
> bubble2 4,544 Posts
1,706 Reputation
Pro
Tazmania99
08-02-2021 at 05:11 PM.
08-02-2021 at 05:11 PM.
Not a wise move. Prepare for a big ding on your FICO.

Quote from SorrowNightshade :
I just closed 5 old credit cards earlier, how bad would closing this card (citi premiere) wreck my credit on top? I am going to claim the 800 bucks, and either convert it, or close it.

kind of like the idea of just 3 credit cards. double cash and costco and Apple Card.

9 cards to 3.
Reply
Joined Aug 2020
L2: Beginner
> bubble2 25 Posts
10 Reputation
LavenderNose8952
08-03-2021 at 01:40 AM.
08-03-2021 at 01:40 AM.
Thank you rewards travel botched my whole vacation. They didn't even attempt to fix after 20+ contact attempts, complaints filed etc. Worst Customer service ever. Never again. Stay away.
Reply
Joined Dec 2009
L3: Novice
> bubble2 181 Posts
26 Reputation
prozario
08-03-2021 at 06:09 AM.
08-03-2021 at 06:09 AM.
Quote from Jeff630 :
So avianca is same as ua because it's staralliance. So 80k miles is pretty decent
i was reading about this on a points/miles website. Apparently could work out to great value.
Opened a free account with Avianca to see how it works. Just seems too complicated, and i could not figure how to jump from Avianca to star alliance to united miles. Nowhere as simple as directly having United miles where you go to United website and can just check out any flights for $$ or in terms of United points.

I just wanted to see some sample flights and how many points - too complicated for most normal people. Gave up after spending 15-20 mins. Perhaps if someone has done it, can share.

I get the feeling it is limited availability & may not be practical for most people.
1
Reply
Joined Nov 2005
L10: Grand Master
> bubble2 39,097 Posts
5,506 Reputation
Dr. J
08-03-2021 at 06:43 AM.
08-03-2021 at 06:43 AM.
Quote from henare :
Nah. The first reason makes lots of sense. They can't predict your actions (or the actions of your lenders) 100%, and even your historic usage doesn't guarantee that you won't go out next week and go to 80% utilization. I'd ask for reconsideration but I wouldn't expect much.

That's the downside. If you have a lot of available credit, great, companies trust you. At the same time you could buy $200k worth of shit and vanish. It's a VERY large liability to manage.

also a word about scores..... be careful with official FICO and "FAKO" [thebalance.com] or scores provided "for free" that seem to be superfluous these days (often times they'll say "free credit score" and people interpret that as a FICO which could be incorrect). There are many true "FICO" scores (not just one) but FAKO is a generic term for a score that's not an official FICO, which there could be an unlimited number. While the two are probably correlated, there's no absolute correlation/formula to convert one to the other.
1
Reply
Last edited by Dr. J August 3, 2021 at 06:46 AM.

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Joined Nov 2005
L10: Grand Master
> bubble2 39,097 Posts
5,506 Reputation
Dr. J
08-03-2021 at 06:48 AM.
08-03-2021 at 06:48 AM.
Quote from Jeff630 :
So avianca is same as ua because it's staralliance. So 80k miles is pretty decent

Lots of miles/rewards are like that and it's very messed up. For example let's say you want to book a flight with airline X. Airline Y and airline X are partners, and perhaps they even code share (exact same flight under different airlines). Transferring points to Airline X is some very poor rate but transferring to Y is a better rate, so you transfer to Y and basically get the exact same flight that Airline X is operating, for cheaper.
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