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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $250+ Each Expired

$250 Bonus
(New Checking Account Holders)
+65 Deal Score
67,948 Views
Capital One Offers New 360 Checking Account Holders: $250 Bonus when you Open a 360 Checking Account by June 21, 2022, apply promo code BONUS250 and Receive 2 Direct Deposits of $250 each or more within 75 days of account opening.

Thanks to Community Member Undisclosed for finding this deal.

Original Post

Written by
Edited May 12, 2022 at 12:20 PM by
Capital One has a $250 bonus if you open a 360 checking account and use the code BONUS250 by June 21, 2022 and have at least two $250 direct deposits within 75 days of account opening.
https://www.capitalone.com/bank/bonus250/

This is not a bad offer if you really need to open a 360 checking account, however, for me, I await the return of the BONUS400 deal which we saw early last year.

-------------------------

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2019, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

Here's the full scoop on how to earn your $250 bonus:
Open a 360 Checking account between 12:00 a.m. ET on April 18, 2022, and 11:59 p.m. ET on June 21, 2022. When you open your account, ensure you enter in promotional code BONUS250 in the Promo Code box.

Set up and receive at least 2 direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A qualifying direct deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a direct deposit.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

Refer to the website of the estimate of when you will get the bonus.
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Deal
Score
+65
67,948 Views
$250 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Care to elaborate? I have an account with them and I have been very satisfied, the app is snappy intuitive and clearing happens almost overnight. No complaints here with the checking account . I have never had to reach out to customer service for anything
I disagree. Only thing I would ask for is more branches or atms where I can make a deposit.
According to Doctorofcredit.com (not sure if out of date, so take it with a grain of salt)
The following count as a direct deposit:
Alliant (1), 2 , 3 (didn't work)
ACH (1)
Ally: 1, 2,
Ameritrade: 1,
Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 , 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42,
Chase: 1, 2, 3,
Clearview: 1
Discover: 1
Cash back redemption: 1 (didn't work)
Savings: 1, 2,
e trade: 1, 2,
Fidelity: 1 (CMA), 2, 3, 4, 5, 6, 7 (CMA), 8, 9, 10, 11, 12, 13, 14,
Fifth Third: 1, 2,
First Tennessee: 1
Goldman Sachs: 1, 2, 3, 4
ING Direct/Capital One 360 (1)
PNC: 1, 2, (maybe didn't work?)
PenFed: 1,
Robinhood: 1,
TD Ameritrade: 1, 2
U.S. Bank: 1,
Wells Fargo: 1, 2
Vanguard: 1, 2, 3, 4, 5, 6, 7
The following didn't work:
Ally: 1
Chase: 1
Discover: 1, 2, 3,
Elements: 1
Santander: 1
Stripe: 1
TIAA Direct: 1
Wells Fargo: 1
USAA: 1, 2, 3

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Joined Nov 2020
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BeigeIdea523
04-23-2022 at 06:51 AM.
04-23-2022 at 06:51 AM.
Quote from orangejuice57 :
What was the condition for the $400 from last year? I'd be interested to wait but I am traveling internationally (Costa Rica) potentially next month and thought I could use this debit card soon.
Looks like stipulations were super easy, just two direct deposits totaling $1000 in two months. The only hiccup might be not having an account in three years.

https://www.doctorofcredit.com/ca...-required/
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taiwan
04-23-2022 at 09:53 AM.
04-23-2022 at 09:53 AM.
Still haven't received the bonus from two years ago.

I don't know if PayPal deposit counts.
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Joined Jul 2019
Space Cowboy
> bubble2 1,768 Posts
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Milk4Ever
04-23-2022 at 11:17 PM.
04-23-2022 at 11:17 PM.
Quote from tl61 :
Agree! worst bank. I applied account with BONUS400 last year, and made direct deposit. Called and was told to check back over and over. Also recently received a mail preapprove for CC with bonus 200, then tried to apply CC via mobile app got denied as my score 800+. What a joke bad reputation bank!
Capital one is quite risk averse. They are notorious for rejecting CC appications even when they have preapproved them. When the do open credit for you, it will be something like $1K. It will take years for them to increase it to a decent line.
But if you can live with all of that, they have good service, online features, and security.
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Joined May 2016
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amoled
04-24-2022 at 09:19 AM.
04-24-2022 at 09:19 AM.
Quote from wjztusa :
This is the worst bank and credit card company that I have experienced! Never ever touch it anymore!!!
This bank has been at the forefront of banking industry in the context of modern banking and social integration. They have great cafes where you can just hang out and get things done. Of course, covid affected that concept a bit.
Their customer service is impeccable - they get things done. If you are not getting things done with them that means you are not formulating questions well - I am sorry.
Their website (past login) is well-organized, yet minimalistic. One of the best portals of any bank (chase is catching up though). The app is great. The savings rate is competitive in the current environment (hopefully will go up soon too given rate hikes). Their transparency is great and no question goes unanswered (unless client abandons that question).
I only had great experiences with this bank.
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Joined Nov 2020
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rebyid
04-24-2022 at 12:19 PM.
04-24-2022 at 12:19 PM.
Quote from R0B0TPIRATE :
Direct deposit like from a pay check or just any deposit/transfer of $250 from your bank will work?

Check doc.
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Joined Oct 2010
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> bubble2 6,329 Posts
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YanksIn2009
04-24-2022 at 12:37 PM.
04-24-2022 at 12:37 PM.
Quote from amoled :
This bank has been at the forefront of banking industry in the context of modern banking and social integration. They have great cafes where you can just hang out and get things done. Of course, covid affected that concept a bit.
Their customer service is impeccable - they get things done. If you are not getting things done with them that means you are not formulating questions well - I am sorry.
Their website (past login) is well-organized, yet minimalistic. One of the best portals of any bank (chase is catching up though). The app is great. The savings rate is competitive in the current environment (hopefully will go up soon too given rate hikes). Their transparency is great and no question goes unanswered (unless client abandons that question).
I only had great experiences with this bank.

You must work for them lol. While certainly a decent bank imo, to say their website is well organized is a joke. It is a disjoint mess imo. Their system has at times had issues with business accounts getting fouled up. Have seen issues where they can't fix a problem trying to transfer money between savings and checking accounts, etc. to the point where the accounts had to be closed and re-opened with a different account number.

They do respond to inquiries, but of course that is pointless if they can't fix the problems in a timely manner. As a bank they are OK and you can write off the occasional problem as glitches that in the end have only minor impacts, but to claim they somehow lead the industry is just not reflective of reality imo. A number of the online banks do a much better job with the apps\websites. TD Bank beats them with customer service and efficiency imo though even they have some issues in my experience. Of course if all you are going to do is compare them to big commercial banks like BOA and Wells Fargo, yeah then they are great as those commercial banks are customer hostile imo.
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GreenKite4385
04-24-2022 at 01:17 PM.
04-24-2022 at 01:17 PM.
I got a capital one credit card a year after filing a bankruptcy with around 600ish credit score at the time. It was only like 750$ but after like 2 years it went to 5500$. Never had a problem Idk if people are mad because they can't pay their bills before the due date or because they go over the credit limit. You better learn about credit and live by the rules otherwise every company is going to be a horrible company for you. The only card company I've had a problem with so far is Wells Fargo only allowing like 3 payments a month before you have to call them to make a payment. Other than that I have no clue what people do to have problems.
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R0B0TPIRATE
04-24-2022 at 02:59 PM.
04-24-2022 at 02:59 PM.
Quote from rebyid :
Check doc.

Oh pay checks only, that blows. When they did this years years ago you could just transfer money from bank account
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d3adlift
04-24-2022 at 05:53 PM.
04-24-2022 at 05:53 PM.
Quote from amoled :
This bank has been at the forefront of banking industry in the context of modern banking and social integration. They have great cafes where you can just hang out and get things done. Of course, covid affected that concept a bit.
Their customer service is impeccable - they get things done. If you are not getting things done with them that means you are not formulating questions well - I am sorry.
Their website (past login) is well-organized, yet minimalistic. One of the best portals of any bank (chase is catching up though). The app is great. The savings rate is competitive in the current environment (hopefully will go up soon too given rate hikes). Their transparency is great and no question goes unanswered (unless client abandons that question).
I only had great experiences with this bank.
Great rates on auto loans too imo, I just took one out with them and it's considerably lower than even local credit unions and it's on an older car where usually rates are higher. All this while I have Medicare credit, although I put a good portion of the cost down which helped lower the rate by a lot but I was still Happy, and the process was as smooth as could be
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elwayfan7
04-24-2022 at 08:38 PM.
04-24-2022 at 08:38 PM.
I have this . U need to link your paycheck to be direct deposited in their checking account. U will also have access to ur paycheck 48 hours earlier than a normal bank. No complaints here I also use the savings account that gives u a bonus for having a certain amount deposited. There saving gave me more money in interest for 1 month, than I made at my local bank in a year.
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SmilingArm9300
04-25-2022 at 07:35 AM.
04-25-2022 at 07:35 AM.
I signed up for 360 some time ago. did not know this offer existed. things I like:
  1. account actually takes only 5 minutes to create. i had to verify with a phone call after a few days, but it was quick
  2. no fees
things I dislike:
  1. i signed up for a CC thinking I would get approved since I had been banking with them for a few years. they rejected me. jackasses.
  2. they make it extremely difficult to change your zelle details.

This is a post made and advertised by Cap One. no rep to be seen anywhere to answer questions. that tells you everything you need to know about pursuing this deal
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Wyvern1
04-25-2022 at 07:35 AM.
04-25-2022 at 07:35 AM.
wasnt it 400 a year ago?
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mtarascio
04-25-2022 at 07:50 AM.
04-25-2022 at 07:50 AM.
Showing 'Down for maintenance' when I try and sign up.

Just want you want to see with a bank when trying to open an account.

Good job.
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ndume
04-25-2022 at 11:35 PM.
04-25-2022 at 11:35 PM.
Quote from crazeedave :
I disagree. Only thing I would ask for is more branches or atms where I can make a deposit.

I agree and now you can make deposit at cvs just give the person at the register the money after they scan the barcode on your phone app.
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