Citi Premier® Card: Spend $4K in First 3 Months to Earn 80K ThankYou® Points
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For a limited time, earn 80,000 ThankYou Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi Premier® Card. Annual fee is $95.
Thanks to Slickdeals Staff Member LD7 for posting this deal.
For a limited time, earn 80,000 ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi Premier® Card. Annual fee is $95.
Card Details
For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Earn 3 Points per $1 spent at Restaurants and Supermarkets
Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
Earn 1 Point per $1 spent on all other purchases
Annual Hotel Savings Benefit
80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
No expiration and no limit to the amount of points you can earn with this card
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
One thing to note with this offer is that you can claim the 80,000 points with this and then downgrade the card to a Double Cash in a year. Effectively giving the Double Cash a 800$ sub
1) Meet spending requirement on Citi Premier card
2) Earn 80,000 point sign up bonus
3) Downgrade Premier to Double Cash or Custom Cash before you're charged with another annual fee
4) Points balance should carry over from Premier to your downgrade card
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In case anyone cares, I have great credit (800 something), never carry a balance, never pay late, lots of available credit, etc, and I was instantly declined. They want people they can actually make some money off of it appears.
In case anyone cares, I have great credit (800 something), never carry a balance, never pay late, lots of available credit, etc, and I was instantly declined. They want people they can actually make some money off of it appears.
Same as me, 820 credit, never been late, no debt, etc and was instantly declined. Their reason was credit report shows too many bank or national revolving accounts and report shows insufficient information on credit history. I don't get the part about too many bank accounts. Didn't think they even looked such things.
Never close a credit card - always downgrade to a card with no annual fee
What's the concern? That closing credit cards hurts your credit score? Because I've closed plenty of credit cards and I haven't seen an overall negative effect to my score. I think as long as you keep your oldest accounts open and the total credit limit on your open cards is high enough, then the negative effects from closing a credit card should be temporary/negligible. Everyone's situation is different, so I would exercise caution. But I disagree with the blanket statement that you should never close a credit card.
Same as me, 820 credit, never been late, no debt, etc and was instantly declined. Their reason was credit report shows too many bank or national revolving accounts and report shows insufficient information on credit history. I don't get the part about too many bank accounts. Didn't think they even looked such things.
My wife and I were declined as well. Ironically, I had her apply for the Citi Custom Cash and she was instantly approved lol.
Same as me, 820 credit, never been late, no debt, etc and was instantly declined. Their reason was credit report shows too many bank or national revolving accounts and report shows insufficient information on credit history. I don't get the part about too many bank accounts. Didn't think they even looked such things.
It seems like I am unable to redeem for cash back or statement credit. No option is listed for cash back and under statement credit it says "don't have any transactions at this time." What am I doing wrong?
Edit: nevermind I had to do it through the website and not the app
Just wanted to add to this thread - I can confirm that I am eligible for the bonus despite getting the Custom Cash bonus 6 months ago
Flowchart: get Premier card -> spend 4k to get 80,000 points -> after 1 year, downgrade to another citi card (custom cash / Double cash). Nothing really complicated here.
Will downgrading be considered another application for a credit card? A credit inquiry on your record?
I was approved instantly as well. It showed me the credit limit approved and also said the card will be mailed within 7-10 days…. However, haven't received any email for confirmation and don't see new credit account under Citi app. Anyone had the same situation? How long after it will show in Citi app?
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This information should be included in the OP.
2) Earn 80,000 point sign up bonus
3) Downgrade Premier to Double Cash or Custom Cash before you're charged with another annual fee
4) Points balance should carry over from Premier to your downgrade card
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I can see why they need an $800 bonus to get people into it. The benefits are just ok; the annual fee seems unjustified.
Either way, I'm happy to spend my $4000 and take the points for $100!
Thanks!
How many CC's do you have
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Edit: nevermind I had to do it through the website and not the app
Flowchart: get Premier card -> spend 4k to get 80,000 points -> after 1 year, downgrade to another citi card (custom cash / Double cash). Nothing really complicated here.
Will downgrading be considered another application for a credit card? A credit inquiry on your record?
Sign up for a Slickdeals account to remove this ad.