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Chase Checking & Savings: Open New Accounts Get Up To

$600 Bonus
With Qualifying Activities
+81 Deal Score
128,261 Views
Chase is offering a $300 Bonus with a new checking account and $200 Bonus with a new savings account with qualifying activities. Plus, get an extra $100 Bonus when you open both accounts at the same time.

Thanks to community member dragoNav for finding this deal.

Deal:
  • $300 Bonus
    • For new Chase checking customers: Open a new Chase Total Checking account1 and set up direct deposit
  • $200 Bonus
    • For new Chase savings customers: Open a new Chase Savings account, deposit a total of $15,000 or more in new money within 30 days of coupon enrollment, and maintain a $15,000 balance for 90 days from coupon enrollment.
  • $600 Bonus
    • Open a new Chase Total Checking and a new Chase Savings account and get $600 when you open both at the same time and complete qualifying activities.

Original Post

Written by
Edited August 1, 2022 at 03:44 PM by
Get $300 with a new checking account and another $200 with a
new savings account with qualifying activities. Plus, get an extra $100 bonus when you open both accounts at the same time

https://account.chase.com/consume...andsavings

Requirements :
Checking - set up direct deposit
Savings - deposit $15,000 or more & maintain the balance for 90 days

There is a monthly fee on checking account which can be avoided refer to the link for details
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Created 07-29-2022 at 05:30 PM by dragoNav
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Deal
Score
+81
128,261 Views
$600 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

243 Comments

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Featured Comments

If you are actually going to use the account or can auto pay some bills with debit, you might consider Evansville Teachers Federal Credit Union. 3.3% for up to $20k balance with 15 debit transactions and a monthly dd. The dd can be a deposit from almost any bank. I auto-transfer in $10 from ally monthly and have the cable bill to autopay $2, 15 times a month to earn the preferred rate.
Boo...



Bonuses are for people who don't have existing Chase checking or savings accounts, or those whose accounts have not been closed within the last 90 days. Keep in mind, you can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
Left Chase earlier this year for Sofi because of the sign up bonuses and interest rates.

Sofi currently has a 1.8% interest rate on both checking and savings and Chase still has a 0.01% Savings interest rate even after all the Fed hikes.

Obviously the Chase bonus is great for bonus churners and the people who actually go into banks in 2022 but I'm not switching back for 0.01%.

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Joined Nov 2010
L5: Journeyman
> bubble2 571 Posts
152 Reputation
kevindar
08-09-2022 at 07:11 AM.
08-09-2022 at 07:11 AM.
Quote from cgigate :
Morgan Stanley 2.15% that could be interesting.
but in their website https://www.morganstanley.com/cam...fying-cash

Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.
from the brochure
Under the Savings and Preferred Savings programs ("Savings"),
Morgan Stanley Smith Barney LLC makes available interest-bearing FDIC
insured deposit accounts(s) at either Morgan Stanley Private Bank, National
Association or Morgan Stanley Bank, N.A., each a national bank, Member
FDIC, and an affiliate of Morgan Stanley Smith Barney LLC, as selected by
the client. Deposits placed in Savings are eligible for FDIC insurance up to
$250,000 (including principal and interest) per depositor, per each bank

There are caveats. you have to have a brokerage account with them. you cannot make more than 10 withdraws a month. there is no signing bonus or any extras. you have to make a request to initiate any withdrawl (which will be done if request is made by 4pm) for sure not for everyone. Depending on the size of the deposit, and how often you are withdrawing from it, may or may not be worth it to you. However, it is insured.
Reply
Joined Jan 2019
New User
> bubble2 9 Posts
14 Reputation
Evangelion
08-09-2022 at 03:54 PM.
08-09-2022 at 03:54 PM.
Does the $15,000 have to be deposited into the savings account all at once or is there some sort of grace period? Same thing with the checking account, is there a grace period to set up direct deposit?

I'm thinking about opening an account to get the bonus but I also want to make sure I do everything correctly.
Reply
Joined Jun 2008
L100 Toker
> bubble2 6 Posts
14 Reputation
wwu33
08-11-2022 at 05:09 PM.
08-11-2022 at 05:09 PM.
Quote from Evangelion :
Does the $15,000 have to be deposited into the savings account all at once or is there some sort of grace period? Same thing with the checking account, is there a grace period to set up direct deposit?

I'm thinking about opening an account to get the bonus but I also want to make sure I do everything correctly.
I signed up for checking and savings accounts on 8/3/22. Here's the wording from the notice I received via email today.

"ACTION NEEDED TO GET YOUR BONUS:
1.) Setup direct deposit by 11/1/22 to get your $300 Chase checking bonus.
2.) Deposit a total of $15,000 in new money to your savings account by 9/2/22.
3.) Maintain $15,000 savings balance through 11/1/22 to get your $200 Chase savings bonus.
4.) Complete steps 1, 2, and 3 to get your extra $100 bonus."
Reply
Joined Nov 2018
L3: Novice
> bubble2 239 Posts
14 Reputation
CoolField1069
08-12-2022 at 07:32 AM.
08-12-2022 at 07:32 AM.
Quote from spaceistheplace :
Anyone know of a no fee account for a senior? Chase charges monthly fees no matter what.

Us bank
Reply
Joined Sep 2009
L3: Novice
> bubble2 239 Posts
95 Reputation
avelez1812
08-13-2022 at 11:06 AM.
08-13-2022 at 11:06 AM.
What fees are associated with with these accounts?
Reply
Joined Jan 2019
New User
> bubble2 9 Posts
14 Reputation
Evangelion
08-13-2022 at 07:24 PM.
08-13-2022 at 07:24 PM.
Quote from wwu33 :
I signed up for checking and savings accounts on 8/3/22. Here's the wording from the notice I received via email today.

"ACTION NEEDED TO GET YOUR BONUS:
1.) Setup direct deposit by 11/1/22 to get your $300 Chase checking bonus.
2.) Deposit a total of $15,000 in new money to your savings account by 9/2/22.
3.) Maintain $15,000 savings balance through 11/1/22 to get your $200 Chase savings bonus.
4.) Complete steps 1, 2, and 3 to get your extra $100 bonus."
Thanks for the info. I'm getting the "We can't open an account for you with he information you provided us." message but I'll stop by a branch and see if I can open it there.
Reply
Joined Oct 2010
L3: Novice
> bubble2 210 Posts
33 Reputation
initialsi
08-20-2022 at 10:00 AM.
08-20-2022 at 10:00 AM.
What's the minimum acceptable dollar amount for each direct deposit?
Reply

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Joined Jun 2019
L4: Apprentice
> bubble2 419 Posts
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CleverChicken951
08-20-2022 at 10:49 AM.
08-20-2022 at 10:49 AM.
Quote from initialsi :
What's the minimum acceptable dollar amount for each direct deposit?

I think $500 monthly
Reply
Joined Oct 2015
Ma! The meatloaf!
> bubble2 435 Posts
54 Reputation
plai7778
08-22-2022 at 03:55 PM.
08-22-2022 at 03:55 PM.
Quote from CleverChicken951 :
I think $500 monthly

so if I've $500 a month in direct deposits there will be no service fees for the account and I get the $300 bonus?
Reply
Joined Sep 2003
...
> bubble2 195 Posts
53 Reputation
KushBoy
08-22-2022 at 04:00 PM.
08-22-2022 at 04:00 PM.
Quote from FZeroZero :
Lmaoo wtf I just signed up for the $225 deal 2 days ago

Speak to the manager and they should be able to apply the newer code so you can get the $600 instead of the paltry $225.
Reply
Joined Jun 2019
L4: Apprentice
> bubble2 419 Posts
94 Reputation
CleverChicken951
08-22-2022 at 04:23 PM.
08-22-2022 at 04:23 PM.
Quote from plai7778 :
so if I've $500 a month in direct deposits there will be no service fees for the account and I get the $300 bonus?

Yes direct deposit $500 for 2 consecutive months, leave the funds there and $300 should be paid out - without any service fees.
Reply
Joined Jun 2019
L4: Apprentice
> bubble2 419 Posts
94 Reputation
CleverChicken951
08-25-2022 at 07:03 AM.
08-25-2022 at 07:03 AM.
Update:
Checking account bonus credited 8 days after first direct deposit
Could be YMMV
Reply
Joined Apr 2006
L8: Grand Teacher
> bubble2 3,448 Posts
179 Reputation
spaceistheplace
08-25-2022 at 06:47 PM.
08-25-2022 at 06:47 PM.
Quote from CoolField1069 :
Us bank
any idea if a canadian citizen could open one with no fees there? I guess worst case scenario i could open a joint account
Reply
Joined Dec 2017
L2: Beginner
> bubble2 33 Posts
10 Reputation
sh2oft
08-25-2022 at 07:12 PM.
08-25-2022 at 07:12 PM.
Suggest carefully reviewing Chase's various account charges before you sign up to ensure they don't matter to you. Chase keep upping their fees for all sorts of activities. Their interest rates are absurdly low so make sure you mark your calendar to withdraw as soon as your signup incentive is paid.
Reply

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Joined Aug 2004
Level 69: Grand Master
> bubble2 3,581 Posts
472 Reputation
CyberGuy
08-27-2022 at 11:01 AM.
08-27-2022 at 11:01 AM.
Is there an alternative to meeting the direct deposit requirement that doesn't involve direct deposit? On Doctor of Credit, someone says that Ebay payouts qualify, but I haven't confirmed it.
Reply
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