Chase Checking & Savings: Open New Accounts Get Up To
$600 Bonus
With Qualifying Activities
+81Deal Score
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Chase is offering a $300 Bonus with a new checking account and $200 Bonus with a new savings account with qualifying activities. Plus, get an extra $100 Bonus when you open both accounts at the same time.
Thanks to community member dragoNav for finding this deal.
Deal:
$300 Bonus
For new Chase checking customers: Open a new Chase Total Checking account1 and set up direct deposit
$200 Bonus
For new Chase savings customers: Open a new Chase Savings account, deposit a total of $15,000 or more in new money within 30 days of coupon enrollment, and maintain a $15,000 balance for 90 days from coupon enrollment.
$600 Bonus
Open a new Chase Total Checking and a new Chase Savings account and get $600 when you open both at the same time and complete qualifying activities.
Get $300 with a new checking account and another $200 with a
new savings account with qualifying activities. Plus, get an extra $100 bonus when you open both accounts at the same time
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If you are actually going to use the account or can auto pay some bills with debit, you might consider Evansville Teachers Federal Credit Union. 3.3% for up to $20k balance with 15 debit transactions and a monthly dd. The dd can be a deposit from almost any bank. I auto-transfer in $10 from ally monthly and have the cable bill to autopay $2, 15 times a month to earn the preferred rate.
Boo...
Bonuses are for people who don't have existing Chase checking or savings accounts, or those whose accounts have not been closed within the last 90 days. Keep in mind, you can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
Left Chase earlier this year for Sofi because of the sign up bonuses and interest rates.
Sofi currently has a 1.8% interest rate on both checking and savings and Chase still has a 0.01% Savings interest rate even after all the Fed hikes.
Obviously the Chase bonus is great for bonus churners and the people who actually go into banks in 2022 but I'm not switching back for 0.01%.
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Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.
from the brochure
Under the Savings and Preferred Savings programs ("Savings"),
Morgan Stanley Smith Barney LLC makes available interest-bearing FDIC
insured deposit accounts(s) at either Morgan Stanley Private Bank, National
Association or Morgan Stanley Bank, N.A., each a national bank, Member
FDIC, and an affiliate of Morgan Stanley Smith Barney LLC, as selected by
the client. Deposits placed in Savings are eligible for FDIC insurance up to
$250,000 (including principal and interest) per depositor, per each bank
There are caveats. you have to have a brokerage account with them. you cannot make more than 10 withdraws a month. there is no signing bonus or any extras. you have to make a request to initiate any withdrawl (which will be done if request is made by 4pm) for sure not for everyone. Depending on the size of the deposit, and how often you are withdrawing from it, may or may not be worth it to you. However, it is insured.
Does the $15,000 have to be deposited into the savings account all at once or is there some sort of grace period? Same thing with the checking account, is there a grace period to set up direct deposit?
I'm thinking about opening an account to get the bonus but I also want to make sure I do everything correctly.
Does the $15,000 have to be deposited into the savings account all at once or is there some sort of grace period? Same thing with the checking account, is there a grace period to set up direct deposit?
I'm thinking about opening an account to get the bonus but I also want to make sure I do everything correctly.
I signed up for checking and savings accounts on 8/3/22. Here's the wording from the notice I received via email today.
"ACTION NEEDED TO GET YOUR BONUS:
1.) Setup direct deposit by 11/1/22 to get your $300 Chase checking bonus.
2.) Deposit a total of $15,000 in new money to your savings account by 9/2/22.
3.) Maintain $15,000 savings balance through 11/1/22 to get your $200 Chase savings bonus.
4.) Complete steps 1, 2, and 3 to get your extra $100 bonus."
I signed up for checking and savings accounts on 8/3/22. Here's the wording from the notice I received via email today.
"ACTION NEEDED TO GET YOUR BONUS:
1.) Setup direct deposit by 11/1/22 to get your $300 Chase checking bonus.
2.) Deposit a total of $15,000 in new money to your savings account by 9/2/22.
3.) Maintain $15,000 savings balance through 11/1/22 to get your $200 Chase savings bonus.
4.) Complete steps 1, 2, and 3 to get your extra $100 bonus."
Thanks for the info. I'm getting the "We can't open an account for you with he information you provided us." message but I'll stop by a branch and see if I can open it there.
Suggest carefully reviewing Chase's various account charges before you sign up to ensure they don't matter to you. Chase keep upping their fees for all sorts of activities. Their interest rates are absurdly low so make sure you mark your calendar to withdraw as soon as your signup incentive is paid.
Is there an alternative to meeting the direct deposit requirement that doesn't involve direct deposit? On Doctor of Credit, someone says that Ebay payouts qualify, but I haven't confirmed it.
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Bonuses are for people who don't have existing Chase checking or savings accounts, or those whose accounts have not been closed within the last 90 days. Keep in mind, you can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
Sofi currently has a 1.8% interest rate on both checking and savings and Chase still has a 0.01% Savings interest rate even after all the Fed hikes.
Obviously the Chase bonus is great for bonus churners and the people who actually go into banks in 2022 but I'm not switching back for 0.01%.
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but in their website https://www.morganstanl
Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.
Under the Savings and Preferred Savings programs ("Savings"),
Morgan Stanley Smith Barney LLC makes available interest-bearing FDIC
insured deposit accounts(s) at either Morgan Stanley Private Bank, National
Association or Morgan Stanley Bank, N.A., each a national bank, Member
FDIC, and an affiliate of Morgan Stanley Smith Barney LLC, as selected by
the client. Deposits placed in Savings are eligible for FDIC insurance up to
$250,000 (including principal and interest) per depositor, per each bank
There are caveats. you have to have a brokerage account with them. you cannot make more than 10 withdraws a month. there is no signing bonus or any extras. you have to make a request to initiate any withdrawl (which will be done if request is made by 4pm) for sure not for everyone. Depending on the size of the deposit, and how often you are withdrawing from it, may or may not be worth it to you. However, it is insured.
I'm thinking about opening an account to get the bonus but I also want to make sure I do everything correctly.
I'm thinking about opening an account to get the bonus but I also want to make sure I do everything correctly.
"ACTION NEEDED TO GET YOUR BONUS:
1.) Setup direct deposit by 11/1/22 to get your $300 Chase checking bonus.
2.) Deposit a total of $15,000 in new money to your savings account by 9/2/22.
3.) Maintain $15,000 savings balance through 11/1/22 to get your $200 Chase savings bonus.
4.) Complete steps 1, 2, and 3 to get your extra $100 bonus."
Us bank
"ACTION NEEDED TO GET YOUR BONUS:
1.) Setup direct deposit by 11/1/22 to get your $300 Chase checking bonus.
2.) Deposit a total of $15,000 in new money to your savings account by 9/2/22.
3.) Maintain $15,000 savings balance through 11/1/22 to get your $200 Chase savings bonus.
4.) Complete steps 1, 2, and 3 to get your extra $100 bonus."
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I think $500 monthly
so if I've $500 a month in direct deposits there will be no service fees for the account and I get the $300 bonus?
Speak to the manager and they should be able to apply the newer code so you can get the $600 instead of the paltry $225.
Yes direct deposit $500 for 2 consecutive months, leave the funds there and $300 should be paid out - without any service fees.
Checking account bonus credited 8 days after first direct deposit
Could be YMMV
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