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bethi 124K Views
Aug 8, 2022 4:28 AM

US Bank: Open Checking Acct + 2x Direct Deposits (totaling $4000 or more), Earn

$400 Bonus

$400

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Deal Details
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi

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266 Comments

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Expert
This user is an Expert in Tech & Electronics
Aug 11, 2022 11:23 PM
20.7K Comments
Joined Sep 2011
bluekiwi
Expert
This user is an Expert in Tech & Electronics
Aug 11, 2022 11:23 PM
20.7K Comments
I opened an account yesterday and today I received a call from some person named "Marlene" at US Bank. Also received an email from her asking if there was anything I needed and offering tips and how to's for DD. Not used to that level of service and unsure if I should be freaked out or impressed. Email is from [email protected], already have a cc with them that I got the bonus last year and then downgraded the card.
Aug 11, 2022 11:30 PM
472 Comments
Joined Jun 2019
CleverChicken951Aug 11, 2022 11:30 PM
472 Comments
Quote from jeffkhlam View quoted comment :
Did you transfer money out first then call and close it or ?
Yup transferred out, waited for monthly statement to generate, download recent statements and then closed
I would close as soon statement is generated, to avoid any fees and/or interest credit if there were to be any balance, who might want a check mailed instead.
Last edited by CleverChicken951 August 11, 2022 at 04:33 PM.
Aug 11, 2022 11:34 PM
472 Comments
Joined Jun 2019
CleverChicken951Aug 11, 2022 11:34 PM
472 Comments
Quote from bluekiwi View quoted comment :
I opened an account yesterday and today I received a call from some person named "Marlene" at US Bank. Also received an email from her asking if there was anything I needed and offering tips and how to's for DD. Not used to that level of service and unsure if I should be freaked out or impressed. Email is from [email protected], already have a cc with them that I got the bonus last year and then downgraded the card.
I guess it is common with them, possibly cross selling other products
Aug 12, 2022 1:46 AM
2.5K Comments
Joined Jul 2003
kaabobAug 12, 2022 1:46 AM
2.5K Comments
Quote from mystical80 View quoted comment :
This offer is a lot easier to do and you get 375.00.

https://slickdeals.net/share/android_app/fp/740155
Unfortunately I don't live in one of those states.
Aug 12, 2022 3:16 AM
783 Comments
Joined Feb 2015
CndnMPAug 12, 2022 3:16 AM
783 Comments
Quote from CleverChicken951 View quoted comment :
Yup transferred out, waited for monthly statement to generate, download recent statements and then closed
I would close as soon statement is generated, to avoid any fees and/or interest credit if there were to be any balance, who might want a check mailed instead.
Wouldn't leaving the account open after transfer I g the balance out leave you open to fees for a low balance.
Just transfer out and close as soon as it clears (1-2days). If it's a savings account you could end up with a check for a penny due to interest which is pretty funny.
Pro
Aug 12, 2022 3:45 AM
5K Comments
Joined Feb 2006
Tazmania99
Pro
Aug 12, 2022 3:45 AM
5K Comments
And then when you believe you have got your ass out of the game, they silently open up 10 accounts for you! LMAO

Quote from geoff5093 View quoted comment :
I feel like people that don't like this bank should open an account, since we'd be getting $400 from them and then closing it after a few months.
Aug 12, 2022 4:46 AM
169 Comments
Joined Nov 2016
greenbluesAug 12, 2022 4:46 AM
169 Comments
Quote from firstrival View quoted comment :
US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
Pnc was the same way.

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Aug 12, 2022 5:56 AM
449 Comments
Joined Mar 2022
StickDealsSukzAug 12, 2022 5:56 AM
449 Comments
What qualifies as DD? Anyway around it with some other type of DD other than employer
1
Aug 12, 2022 1:36 PM
148 Comments
Joined Dec 2011
killerbeezAug 12, 2022 1:36 PM
148 Comments
I haven't seen this asked yet, but if you have a current checking account with them, will this work if you open a second one. Or can I even have two checking accounts under my name with them?
Aug 12, 2022 3:18 PM
195 Comments
Joined Jan 2008
bluenote1522Aug 12, 2022 3:18 PM
195 Comments
US Bank is awful in my experience. They are fighting for and winning the bottom.
Aug 12, 2022 10:16 PM
783 Comments
Joined Feb 2015
CndnMPAug 12, 2022 10:16 PM
783 Comments
Quote from killerbeez View quoted comment :
I haven't seen this asked yet, but if you have a current checking account with them, will this work if you open a second one. Or can I even have two checking accounts under my name with them?
No it won't.
Aug 13, 2022 1:19 AM
1.3K Comments
Joined Jul 2007
BuzzardGasAug 13, 2022 1:19 AM
1.3K Comments
Quote from downwithopp View quoted comment :
Meh, I've made about 7k in bank bonuses this year alone and have another 2.5k currently pending...You'll find that people have something negative to say about EVERY bank in existence...Scared money don't make money.
Quote from SliQdick View quoted comment :
They're not hard to get, you just need to review t&c's for your specific products to ascertain how to avoid fees and get the promo...The people that are negative clearly don't do due diligence prior to signing up.
Like I said previously...good luck. It's the internet, people make up sh!t both for and against these deals. Let's just say my spidey senses have once again been activated! Spider LMAO
Aug 13, 2022 1:35 AM
258 Comments
Joined Nov 2007
skyfxAug 13, 2022 1:35 AM
258 Comments
Quote from nyknicks8 View quoted comment :
Not valid if had an account within the last 2 years.
Couldn't find this anywhere in the fine print. Where did you see this?
Aug 13, 2022 2:00 AM
203 Comments
Joined Oct 2012
downwithoppAug 13, 2022 2:00 AM
203 Comments
Quote from BuzzardGas View quoted comment :
Like I said previously...good luck. It's the internet, people make up sh!t both for and against these deals. Let's just say my spidey senses have once again been activated! Spider LMAO
Except there's no downside to these deals. Banks are FDIC insured and if there's an issue, file a complaint with the CFPB and your issue will be taken care of post haste. (I've never had to do that either). The only thing is the opportunity cost with what else you could do with your money. Leave in a savings account making 2% interest max? That's a significant decrease in return. Or would you rather put it into the currently volatile stock market, or the even more volatile crypto market where there is no guarantee you'll make money in the short run? Maybe a year ago when it was still in it's bull run but I'm playing it more conservative at the moment.

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Aug 13, 2022 7:25 AM
2.6K Comments
Joined Jun 2006
nyknicks8Aug 13, 2022 7:25 AM
2.6K Comments
Quote from downwithopp View quoted comment :
Meh, I've made about 7k in bank bonuses this year alone and have another 2.5k currently pending. Opened with most of the major banks, a few smaller fintech startups, and a couple of credit unions. Never had any issues with getting paid out.

You'll find that people have something negative to say about EVERY bank in existence. That's just the nature of what happens when you deal with an extremely high volume of customers in a service oriented market. It's just that the people with negative experiences are significantly more vocal than the overwhelming amount of people with positive experiences. Don't let human nature of gravitating to fear cloud your judgement. Scared money don't make money.
Does that 7k include CC bonuses? I find that hard to believe if it does not.

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