Staples Stores: Purchase $200 Visa Gift Card

keung

Sep 27, 2022 3:01 PM

2.9K Comments

Joined Jul 2009

keungSep 27, 2022 3:01 PM

2.9K Comments

Quote from jswanstr

:

Be careful. This looks like the same bank as the one from the recent Meijer deal and those were an absolute nightmare to redeem. They didn't work on Amazon after the first 2. You just get an error that it is "contacting your bank" and then it is declined and they don't have any way of contacting the bank via phone or email. They come with a sticker saying they are activated, but they are not. You need to call into their very slow phone system to activate the cards because the website errors out.

I buy a few hundreds to a thousand of these MC/Visa every time they are on promotion and never once I need to call to activate, so not sure what are you smoking here.

keung

Sep 27, 2022 3:05 PM

2.9K Comments

Joined Jul 2009

keungSep 27, 2022 3:05 PM

2.9K Comments

Quote from YamahaRick

:

I used these fee free sales to buy $15K worth of cards to earn a free SWA Companion Pass. I went to three different stores every day for five days and bought $1K each time (the limit at the time). My CP was good starting this past January and will be good through Dec 2023. A lot of work, but worth it.

if you use one of the 5% credit card (Chase ink, Amex simple) you get 15000 x 5% = $750 with $750 you should able to get most ticket within US with $ left. and you will not need to restricted to fly with SW

1

jswanstr

Sep 27, 2022 3:50 PM

304 Comments

Joined Apr 2010

jswanstrSep 27, 2022 3:50 PM

304 Comments

Quote from keung

:

I buy a few hundreds to a thousand of these MC/Visa every time they are on promotion and never once I need to call to activate, so not sure what are you smoking here.

I was getting them rejected by Amazon, so I called into the number on the back of the card and the recorded message said the card was not activated. I don't know if activating them did any good because even after being activated I would get the "checking with your bank" message on Amazon and eventually it being declined.

So maybe it was an unnecessary step. Any idea why I couldn't get it working on Amazon?

Do they have a phone number to get ahold of an actual person that can look into why they are rejecting Amazon gift card loads?

sinsanamano

Sep 27, 2022 4:03 PM

465 Comments

Joined Nov 2017

sinsanamanoSep 27, 2022 4:03 PM

465 Comments

Quote from njguy545

:

Pay $200 to be able to spend$200, where's the deal here? Am I missing something?

you will get 5% back on office supply stores in some of the credit card so it will be 5% discount of everything online and instore

Speculum

Sep 27, 2022 4:14 PM

27 Comments

Joined Feb 2006

SpeculumSep 27, 2022 4:14 PM

27 Comments

Do these debit Visa gift cards come with a pin number?

momo1tx

Sep 27, 2022 4:22 PM

36 Comments

Joined Aug 2017

momo1txSep 27, 2022 4:22 PM

36 Comments

Quote from YamahaRick

:

I used these fee free sales to buy $15K worth of cards to earn a free SWA Companion Pass. I went to three different stores every day for five days and bought $1K each time (the limit at the time). My CP was good starting this past January and will be good through Dec 2023. A lot of work, but worth it.

Wow, you should be in the SlickDealer hall of fame!! True Slick Deal behavior Smilie

snzjavi

Sep 27, 2022 4:23 PM

34 Comments

Joined Jul 2015

snzjaviSep 27, 2022 4:23 PM

34 Comments

Quote from jswanstr

:

I was getting them rejected by Amazon, so I called into the number on the back of the card and the recorded message said the card was not activated. I don't know if activating them did any good because even after being activated I would get the "checking with your bank" message on Amazon and eventually it being declined.

So maybe it was an unnecessary step. Any idea why I couldn't get it working on Amazon?

Do they have a phone number to get ahold of an actual person that can look into why they are rejecting Amazon gift card loads?

This happens. You have to contact Amazon.

Walstar2

Sep 27, 2022 4:34 PM

4.5K Comments

Joined Jun 2013

Walstar2Sep 27, 2022 4:34 PM

4.5K Comments

Quote from nsknuds

:

This.

Word of advice though, don't just buy 10 of them so your final total is exactly $2000. Throw on something cheap, so the total is an odd number, like $2001.93.

I used to work closely with some people that dealt with new accounts for a credit card company. They would close down cards and deny the sign-up bonus to people who they caught doing this. It was super easy to catch them too. "Walgreens: $404.95" x 10. Obviously, those people were just buying Visa cards over and over again.

Not saying that I agree with that policy, but banks hate it when customers find loopholes like that, and they sometimes proactively take steps to deny you your rewards.

I have no idea why someone would thumbs down this insightful, firsthand advice. Thank you.

sjuled

Sep 27, 2022 4:53 PM

311 Comments

Joined Aug 2014

sjuledSep 27, 2022 4:53 PM

311 Comments

Quote from iandyli

:

FYI, if you get Visa and MasterCard GCs, use them quickly. I had a few $100 and $200 GCs from a churn awhile back and hackers ended up using my funds for random purchases at Amazon and other online retailers. There's no way to get those funds back.

Same for me. Got a virtual master gift card and had unauthorized charge of full amount on card about 9 days later from uk. Rep said I should use quickly when I asked how to avoid on other cards. Im very careful with passwords and url spoofing so not sure how they did it. I'm waiting to hear back if I get funds back.

cgigate

Sep 27, 2022 5:28 PM

28.3K Comments

Joined Jan 2007

cgigateSep 27, 2022 5:28 PM

28.3K Comments

Only good to get new credit card bonus such thing.
Otherwise, it is nightmare to covert to real money to be fake money with some risks

CleverMountain601

Sep 27, 2022 5:35 PM

2 Comments

Joined Dec 2020

CleverMountain601Sep 27, 2022 5:35 PM

2 Comments

Quote from GrownS

:

Agreed. Normally I would use Visa/MX GCs to pay for Progressive Car insurance or renters insurance as they accept CCs. But for Q4 , PayPal is available option for the Freedom and Freedom Flex.

Progressive also accepts PayPal. So I'm thinking of prepaying Auto Insurance for the next year when I'm up for renewal at the end of this year. Saving the Visa GCs for random one offs when Q4 is ending.

Hi can you pay insurance with multiple gc? I am a new driver and my insurance is usually 1200+ for half year, that means at least 6 gc to cover.

1

rsvpd

Sep 27, 2022 5:45 PM

10.8K Comments

Joined May 2014

rsvpdSep 27, 2022 5:45 PM

10.8K Comments

Use these to pay Property Taxes (e.g. Real Estate or vehicle) in person at your local county or city treasurer's office. This is helpful for those w/ CC's that earn 5% back at office supply stores (e.g. Ink)

Quote from Speculum

:

Do these debit Visa gift cards come with a pin number?

Yes. You can then change the PIN to something memorable & set PIN to same number for multiple VGCs. Useful if you're paying property taxes with multiple VGCs.

Last edited by rsvpd September 27, 2022 at 11:00 AM.

Kurbiseater

Sep 27, 2022 5:58 PM

279 Comments

Joined Dec 2015

KurbiseaterSep 27, 2022 5:58 PM

279 Comments

This would be great to use to get back my refund that Amazon and Microsoft called me about

1

Dr. J

Sep 27, 2022 6:00 PM

39.4K Comments

Joined Nov 2005

Dr. JSep 27, 2022 6:00 PM

39.4K Comments

Quote from diavolo33

:

Great way to meet spend for SUBs in one fell swoop in the good ol' days. Nowadays, liquidation avenues seem have been mostly closed. The Staples deals are still good for getting bonus points on office supply purchases.

The missing link here is liquidation. That's what enables churn. Probably only really beneficial route is if you need to meet a CC spend. I don't think anyone is getting significant amount of % back @ office stores in order to make manufactured spending make sense given how much money you'd have tied up in these GC.

The days of easy and cheap MS are basically over. Ahh I remember getting so much free gas by MS at my local supermarket when they had vanilla GC points promos - but beyond that I didn't abuse it - wasn't worth my time or the risk to scrape a measly 2% or whatever the CC offered, all the steps involved, and the possibility of something being farked up at any time - card not activating properly, getting locked, the redemption getting borked, bluebird (the liquidation method) getting turned off, etc etc.

Last edited by Dr. J September 27, 2022 at 11:05 AM.

techie_review

Sep 27, 2022 6:04 PM

1.4K Comments

Joined Oct 2017

techie_reviewSep 27, 2022 6:04 PM

1.4K Comments

Quote from DealsByLees

:

Many credit cards are offering 5%... Care to share what you mean here? My USAA 2.5% back on everything going away at end of year and struggling to find a good replacement.

I believe he is stating that many cards offer 5% rotation categories: Here is my personal cards i carry:

target 5% CB
Amazon 5% CB
Discover 5% CB (Rotating categories)
Chase Freedom 5% CB (Rotating categories)
Apple pay: apple card 2% CB

everything else goes on my citi double cash back 2% CB

2

Staples Stores: Purchase $200 Visa Gift Card

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