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Discover credit card: enjoy up to $80 extra cash back or 4% up to $2000 purchases (YMMV)

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Earn up to $80 extra cash back

Activate to earn an extra 4% Cashback Bonus® on up to $2,000 in new purchases from now through December 31, 2022.* This is on top of the standard rewards you earn.

Received in the email, so YMMV. There's no categories involved, so should be straight up 5% cashback for any purchase. When combining with current 5% categories from Discover, should get 9% cb on amazon.com and digital wallet purchase.

https://www.discover.com/
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Discover credit card: enjoy up to $80 extra cash back or 4% up to $2000 purchases (YMMV)
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Created 10-25-2022 at 05:10 PM by rocketaki
in Credit Cards (3) Discover.com
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Joined Apr 2014
L4: Apprentice
> bubble2 491 Posts
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vennichael
10-25-2022 at 08:43 PM.
10-25-2022 at 08:43 PM.
Nothing for me.
Did you guys who got the offer put the card in drawer (not use for longtime?)
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Joined Jul 2003
So Be It
> bubble2 4,244 Posts
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Mike C
10-25-2022 at 08:45 PM.
10-25-2022 at 08:45 PM.
Quote from cho9736 :
All the emails i got from discover is their ad for identity theft protection
Yeah, same, even worse the advertisement says "Congrats, you are eligible for credit monitoring!" Gee thanks, I am eligible to pay you a monthly fee for something that I can already get for free? You guys are the best!
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Joined Mar 2007
L4: Apprentice
> bubble2 300 Posts
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shogun23
10-25-2022 at 08:45 PM.
10-25-2022 at 08:45 PM.
Quote from Thinker :
I got the following:

We are pleased to provide you with a promotional Annual Percentage Rate (APR) on your Discover ®
card. The promotional rate of 0.00% will apply to new purchases made during the promotional period
between October 12, 2022 and October 11, 2023. After November 13, 2023 normal APR will apply.

I hope to get this again.
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Joined Dec 2007
L6: Expert
> bubble2 1,009 Posts
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crablover2
10-25-2022 at 08:48 PM.

Our community has rated this post as helpful. If you agree, why not thank crablover2

10-25-2022 at 08:48 PM.
Quote from Anthonyy232 :
Why? I'm a college student and I don't pay fees on their cards. Why is Discover bad?
Other than their 5% categories, which is the only thing I use them for, Discover only pays 0.25% back on the first $3,000 in purchases. Then 1% after that. Most rewards no-annual-fee credit cards pay a minimum of 1% on all purchases, some paying a flat1.5%-2% with occasional bonuses, and some also having a rotating 5% category.

That being said, Discover was my 1st credit card. Discover was the only company that would give me a credit card as a poor college student, so I do appreciate them for that. My daughter now in college could also only get a Discover card (by herself, no co-signers) with no documented income. So they do serve a purpose.

BTW, I tried calling them the other day to get the contactless promo (some people getting $xx for tapping their card a number of times), but got shot down. I asked if I qualified for anything (I'm a very long time customer), and they said no. I was getting a bit irate, and said to give me a reason to use my Discover Card more, or maybe I should just cancel it since I wasn't using it much. They put me on hold, and gave me 3% up to $1500 for a whopping $45.
1
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Last edited by crablover2 October 25, 2022 at 08:55 PM.
Joined Dec 2004
L10: Grand Master
> bubble2 12,510 Posts
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kensteele
10-25-2022 at 09:07 PM.
10-25-2022 at 09:07 PM.
Quote from crablover2 :
Other than their 5% categories, which is the only thing I use them for, Discover only pays 0.25% back on the first $3,000 in purchases. Then 1% after that. Most rewards no-annual-fee credit cards pay a minimum of 1% on all purchases, some paying a flat1.5%-2% with occasional bonuses, and some also having a rotating 5% category.

That being said, Discover was my 1st credit card. Discover was the only company that would give me a credit card as a poor college student, so I do appreciate them for that. My daughter now in college could also only get a Discover card (by herself, no co-signers) with no documented income. So they do serve a purpose.

BTW, I tried calling them the other day to get the contactless promo (some people getting $xx for tapping their card a number of times), but got shot down. I asked if I qualified for anything (I'm a very long time customer), and they said no. I was getting a bit irate, and said to give me a reason to use my Discover Card more, or maybe I should just cancel it since I wasn't using it much. They put me on hold, and gave me 3% up to $1500 for a whopping $45.
discover card preyed on all of us back in the college days. we were forced to buy stuff out of super overpriced sears because that was the only place that would accept it.
2
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Joined Nov 2017
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augielicious
10-25-2022 at 09:27 PM.
10-25-2022 at 09:27 PM.
Quote from shogun23 :
I hope to get this again.
Call and ask them for the 0% promo rate, you might be surprised they won't hesitate to approve it for you. That's what I did last year after reading the same advice on here.
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Joined Aug 2006
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> bubble2 15,306 Posts
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Tourist1292
10-26-2022 at 05:26 PM.
10-26-2022 at 05:26 PM.
Quote from Shawndak07 :
Post the link that's in the email.
The link would only activate the original recipient's account. With 4 members in my family, only one got that deal.
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Joined Aug 2010
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tromboneboss
10-26-2022 at 07:00 PM.
10-26-2022 at 07:00 PM.
I only got extra 3% back up to $60 🙁
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Joined Mar 2006
L10: Grand Master
> bubble2 12,774 Posts
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Imerson
11-04-2022 at 08:03 AM.
11-04-2022 at 08:03 AM.
Quote from crablover2 :
Other than their 5% categories, which is the only thing I use them for, Discover only pays 0.25% back on the first $3,000 in purchases. Then 1% after that. Most rewards no-annual-fee credit cards pay a minimum of 1% on all purchases, some paying a flat1.5%-2% with occasional bonuses, and some also having a rotating 5% category.

That being said, Discover was my 1st credit card. Discover was the only company that would give me a credit card as a poor college student, so I do appreciate them for that. My daughter now in college could also only get a Discover card (by herself, no co-signers) with no documented income. So they do serve a purpose.

BTW, I tried calling them the other day to get the contactless promo (some people getting $xx for tapping their card a number of times), but got shot down. I asked if I qualified for anything (I'm a very long time customer), and they said no. I was getting a bit irate, and said to give me a reason to use my Discover Card more, or maybe I should just cancel it since I wasn't using it much. They put me on hold, and gave me 3% up to $1500 for a whopping $45.
Which card pays only .25% back on the first 3000? My Discover It card has 5% back in the categories and 1% back on everything else.
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Joined Mar 2006
L9: Master
> bubble2 5,262 Posts
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shade45
11-04-2022 at 08:20 AM.
11-04-2022 at 08:20 AM.
Discover has one of the best customer service and their hold time is always 1-2 min to talk to the rep. The Reps are always US based even after business hours and know what they are doing.
1
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Last edited by shade45 November 4, 2022 at 08:23 AM.
Joined Dec 2007
L6: Expert
> bubble2 1,009 Posts
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crablover2
11-04-2022 at 06:07 PM.
11-04-2022 at 06:07 PM.
Quote from Imerson :
Which card pays only .25% back on the first 3000? My Discover It card has 5% back in the categories and 1% back on everything else.
I have a Discover Card from back in the 1990s. Back then, there was only 1 Discover Card, not the many flavors they have now. All the new DC have a 1% min earning rate for all purchases, to be competitive I guess -- I didn't know this. I checked, and my DC does still have 0.25% on the 1st $3000, then 1% afterwards, though I do get the 5% quarterly bonus areas. They said they didn't convert the old cards with the new benefits because some customers might not want to be converted (yea, customers would prefer to only get 0.25% for the first $3000 vs getting 1% for everything...). I called Discover, and they said since May 2022, Discover has 'temporarily' halted card conversions, so I am stuck with 0.25% unless I want to close my account of over 30 years and apply for a new card with the 1%. So they are OK with saddling their longest & most loyal customers with the worst rates and benefits. That's the Discover Card customer service now.
1
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Last edited by crablover2 November 4, 2022 at 06:55 PM.
Joined Feb 2014
L3: Novice
> bubble2 154 Posts
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volsfan92184
11-10-2022 at 08:57 AM.
11-10-2022 at 08:57 AM.
Quote from Tazmania99 :
This is BS! Their rotating 5% CB is already worth to have, not to mention they offer extra discount for Amazon purchases occasionally, plus low rate BT. I just had their 0% BT with 2% fee last month and deposited the funds to an CD which earns more than their 2% fee.

Which card?
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Joined Feb 2006
~ Always Spinning ~
> bubble2 4,504 Posts
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Tazmania99
11-10-2022 at 02:31 PM.
11-10-2022 at 02:31 PM.
Discover More card.

Quote from volsfan92184 :
Which card?
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Joined Jan 2009
BRRR...BRRRR....
> bubble2 3,345 Posts
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mango316
11-10-2022 at 06:41 PM.
11-10-2022 at 06:41 PM.
Nada here! Boooo!
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Joined Dec 2010
L9: Master
> bubble2 4,995 Posts
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Inbox
11-25-2022 at 09:52 PM.
11-25-2022 at 09:52 PM.
Subject line of email? Or if we click on the link, it's supposed to take us to such an offer if we are eligible?… Why do you think you guys got the deal?
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Last edited by Inbox November 25, 2022 at 10:05 PM.
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