Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Frontpage Advertiser Disclosure

Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply.

+191 Deal Score
971,892 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 7, 2024 at 09:35 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions



See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
Add Comment
Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+191
971,892 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

976 Comments

Your comment cannot be blank.

Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

Sign up for a Slickdeals account to remove this ad.

Joined Mar 2011
L5: Journeyman
> bubble2 671 Posts
130 Reputation
meetyburger
01-12-2023 at 02:21 PM.
01-12-2023 at 02:21 PM.
Quote from oh_my_deal :
Beware...Rampant fraudulent transactions in Bilt Mastercard .

here's the interesting thing. I applied for the card on 7th Jan and my card was instantly approved. I got a mail that my physical card is shipped and should reach me in 5-7 days.

In the mean time I see in the Bilt app that there are 2 charges from Amazon.br... I'm like What the Fish??? I dint even receive the card yet and its compromised in 3 days???

A friend of mine I referred on 9th opens account and 10th (just few mins back) calls me and asks why do I see a charge from Amazon.br in my card activity. In his case its barely 20 hrs since he applied for the card.

This is ducking hilarious.
Reddit has ton of things on the same https://www.reddit.com/r/CreditCa...alert_psa/ [reddit.com]

Word of caution: Turn OFF Bilt Protect in app.
What is the Bilt Protect and where is it?
Reply
Joined May 2018
L2: Beginner
> bubble2 97 Posts
38 Reputation
oh_my_deal
01-12-2023 at 03:39 PM.
01-12-2023 at 03:39 PM.
Quote from meetyburger :
What is the Bilt Protect and where is it?
Look in the 'Pay Rent' tab of the Bilt
app.

'BiltProtect Debit' toggle option is available below 'FAQs' and 'Pay with Points' section.
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 12,510 Posts
1,365 Reputation
kensteele
01-12-2023 at 03:43 PM.
01-12-2023 at 03:43 PM.
Bilt Protect you dont want or need
Reply
Joined Apr 2014
L3: Novice
> bubble2 228 Posts
57 Reputation
punjCar
01-12-2023 at 07:41 PM.
01-12-2023 at 07:41 PM.
Quote from piara :
I applied and used for $100 toward with my mortgage payment with using of accounts and routing number .let see what happens next .

Did you get the points for mortgage payment?
Reply
Joined Nov 2022
New User
> bubble2 7 Posts
10 Reputation
EfficientHamster594
01-12-2023 at 08:10 PM.
01-12-2023 at 08:10 PM.
So i pay about 24000$ for flights and 40000$ for rent each year. Is there any credit card i would get more cashback and/or points with than with this card?
Reply
Joined Jul 2013
L4: Apprentice
> bubble2 303 Posts
343 Reputation
muskmelon
01-13-2023 at 04:51 AM.
01-13-2023 at 04:51 AM.
Quote from EfficientHamster594 :
So i pay about 24000$ for flights and 40000$ for rent each year. Is there any credit card i would get more cashback and/or points with than with this card?
There is NO credit card that pays for rent other than this (you are hit with service fees etc which is more than what you get as credit card points in almost all cases). So, for your 40K in rental charges this is the best card.
For travel you should look at cards like Chase Sapphire Reserve/Preferred, Capital One Venture X etc. These cards come with annual fees but you can get good sign-up bonuses and then also transfer the points/miles to travel partners and use them.

I would NOT recommend this card for putting your 24K in flights.
Reply
Joined Nov 2012
L2: Beginner
> bubble2 51 Posts
10 Reputation
NabilB
01-13-2023 at 06:54 AM.
01-13-2023 at 06:54 AM.
So a bunch of people have mentioned setting up Amazon auto reload of $1 every week to make sure you hit the minimum 5 transactions, but I see that amazon reload is minimum $5, am I missing something?
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Aug 2008
L5: Journeyman
> bubble2 1,360 Posts
550 Reputation
Krish009
01-13-2023 at 06:57 AM.
01-13-2023 at 06:57 AM.
Quote from NabilB :
So a bunch of people have mentioned setting up Amazon auto reload of $1 every week to make sure you hit the minimum 5 transactions, but I see that amazon reload is minimum $5, am I missing something?

Yes. I think they manually do it reload $1 4/5 times.
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 12,510 Posts
1,365 Reputation
kensteele
01-13-2023 at 07:28 AM.
01-13-2023 at 07:28 AM.
Quote from NabilB :
So a bunch of people have mentioned setting up Amazon auto reload of $1 every week to make sure you hit the minimum 5 transactions, but I see that amazon reload is minimum $5, am I missing something?
Quote from Krish009 :
Yes. I think they manually do it reload $1 4/5 times.
auto-reload so you can set it and forget it is minimum $5.

if you just want to reload your account one time, you can manually ask for $1, pay for it, then complete the purchase. if you do this, i would recommend more than $2 because i have seen bilt not count tiny purchases and if you are doing this process, it means you care about the count.

do this 4 times per billing period, i believe the rent payment counts as one. i would recommend doing the reload on 4 different days because if you do 4 in one day, bilt might not process (count) all of them correctly. we all know their system is crap.
Reply
Joined Mar 2022
New User
> bubble2 1 Posts
10 Reputation
OrangeRain8603
01-13-2023 at 05:01 PM.
01-13-2023 at 05:01 PM.
I applied for the Wells Fargo BILT Rewards card on January 4, 2023 and was approved on January 5, 2023. Card arrived in the mail on January 9, 2023. Tried to make the first purchase on January 12, 2023 but was declined twice. Called customer support on January 13, 2023, and they said it had fraudulent charges on it. How can the card have fraudulent charges before I even use it?
Reply
Joined Dec 2017
New User
> bubble2 11 Posts
14 Reputation
LeP9447
01-13-2023 at 08:57 PM.
01-13-2023 at 08:57 PM.
This card is through Wells Fargo. I don't like Wells Fargo at all but I'll take whatever points I can.

They gave me a very low beginning balance so my utilization is high... My Sapphire Preferred is double the limit they gave me. I tried requesting an increase but got denied twice citing the age of the account. I've paid the card in full every month.
Reply
Joined Mar 2009
L5: Journeyman
> bubble2 683 Posts
151 Reputation
Stevel024
01-13-2023 at 10:04 PM.
01-13-2023 at 10:04 PM.
Quote from OrangeRain8603 :
I applied for the Wells Fargo BILT Rewards card on January 4, 2023 and was approved on January 5, 2023. Card arrived in the mail on January 9, 2023. Tried to make the first purchase on January 12, 2023 but was declined twice. Called customer support on January 13, 2023, and they said it had fraudulent charges on it. How can the card have fraudulent charges before I even use it?
I also had fradulent charges recently on this card. Just got it like 3 weeks ago. Charges came frorm Sao Paulo and amazon.br.
Reply
Joined May 2010
L6: Expert
> bubble2 1,249 Posts
38 Reputation
Moneymitch
01-14-2023 at 04:07 AM.
01-14-2023 at 04:07 AM.
What's the recommended score for approval. I'm at 739 for Equifax
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,318 Posts
4,338 Reputation
Knightshade
01-14-2023 at 04:21 AM.
01-14-2023 at 04:21 AM.
Quote from OrangeRain8603 :
I applied for the Wells Fargo BILT Rewards card on January 4, 2023 and was approved on January 5, 2023. Card arrived in the mail on January 9, 2023. Tried to make the first purchase on January 12, 2023 but was declined twice. Called customer support on January 13, 2023, and they said it had fraudulent charges on it. How can the card have fraudulent charges before I even use it?

Scammers will do the credit card fraud equivalent of war dialing if they find a merchant whose site is poorly secured... they'll spam huge #s of small purchase attempts basically just trying every number in a range of CC numbers and record any that actually work.

Stealing more details from DOC/Reddit below:


A statement provided by Bilt on reddit states that this has been caused by a BIN attack:

Hey all – quick update from Bilt. We have been made aware of a global fraud ring that has been launching what are called BIN attacks. In short, they use compromised merchants to randomly test millions of potential card numbers to see which ones work, focusing in on one card range at a time. While many of these card attempts get blocked (often invisibly to the customer), occasionally charges make it through. This has been happening across banks and we are aware that a few of Wells Fargo Bilt cardholders have experienced fraudulent charges as part of that. Please note that you will never be liable for any fraud. Wells Fargo is reaching out to any impacted customers. And you can also contact Wells Fargo's fraud team directly at 1-800-723-5533. They will remove any fraud charges and overnight you a new card. We put our customers' security first and will make sure that this is resolved for you quickly. Thank you again for your patience!

Update: We have been informed that the better number to call is 1-833-404-2272.

If the above is accurate and the unauthorized charges are a result of a BIN attack then personal information such as SSN, address etc should still be secure.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Jul 2013
L4: Apprentice
> bubble2 303 Posts
343 Reputation
muskmelon
01-14-2023 at 07:49 AM.
01-14-2023 at 07:49 AM.
I had one question and was wondering if anyone has experienced it.
If your Bilt card is blocked and your rent payment is due (which was set up using the ACH number) then will the payment go through? I asked the customer care but they were not able to answer. Trying to see if we have any real world experiences.

The speed at which this card is getting compromised/blocked it is very likely that many will face this situation.

Another point - will having the Bilt protect ON (meaning pull from the bank account directly) be helpful in such cases where the card is blocked?
Reply
Page 15 of 66
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.