Did this coupon
work for you?
work for you?
Popular
Advertiser Disclosure
Citi® Double Cash Card: Earn 2% on Every Purchase and 0% Intro APR on Balance Transfers for 18 Months
Citi® is offering 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases and 0% intro APR on Balance Transfers for 18 months with the Citi® Double Cash Card.
Card Details:
• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
• To earn cash back, pay at least the minimum due on time.
• Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.99% - 28.99%, based on your creditworthiness.
• Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Rates & Fees
Read our review on the Citi® Double Cash Card
Slickdeals may be compensated by Citi
Card Details:
• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
• To earn cash back, pay at least the minimum due on time.
• Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.99% - 28.99%, based on your creditworthiness.
• Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Rates & Fees
Read our review on the Citi® Double Cash Card
Slickdeals may be compensated by Citi
Created 11-15-2022
at 09:34 AM
by EfficientGame645
in
Credit Cards
(2)
See More Citi Offers
If you take advantage of an offer on our site, Slickdeals may receive a commission.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
195 Comments
Your comment cannot be blank.
Sign up for a Slickdeals account to remove this ad.
1. Discover / Chase Freedom
2. 5% cash back on select category from Citi.(wife also has one... we use one for gas and the other for groceries)
3. Business, Chase cash back card, it gives me 5% off my cell phone bill
4. Two Marriott Credit cards which we use for the free rooms each year (both cost about $100 per year)
5. Lastly, I have a PayPal Cash back Master card that gives me 2% cash back and 3% when using PayPal at checkout.
And I am a Platinum Honors Bank of America customer... maybe I should look into this a bit more.
Anyone with Plat Honors status ought also get at least 1 or 2 of BoAs cash cards as well, for 5.25% back in a category of your choice on each card, plus 3.5% on warehouse clubs.
Gift card deals are meh... you can find better GC deals on PayPal, Amazon, Costco and the likes. I pair all my Citi cards up with Rewards+ to get the bonus when cashing out. Rewards+ also has a Sub too.
Sign up for a Slickdeals account to remove this ad.
...Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment are the categories.
How's that too specific?
Even better you're not locked into one for any given month- it's whatever you spend the most on.
So when you're NOT getting 5% or better on a rotating category card for groceries (which will be at least half the year for most people) you use the custom cash for all your groceries.
When you're not getting 5% better on gas (or whatever else) that way- use the CC to get it.
tl;dr-
It's a fantastic complement to things like the chase Freedom, DiscoverIT, and Citi Dividend card to cover you in common categories like gas/grocery/restaurant when those cards aren't offering it for that quarter.
How's that too specific?
Even better you're not locked into one for any given month- it's whatever you spend the most on.
So when you're NOT getting 5% or better on a rotating category card for groceries (which will be at least half the year for most people) you use the custom cash for all your groceries.
When you're not getting 5% better on gas (or whatever else) that way- use the CC to get it.
tl;dr-
It's a fantastic complement to things like the chase Freedom, DiscoverIT, and Citi Dividend card to cover you in common categories like gas/grocery/restaurant when those cards aren't offering it for that quarter.
Optimal is transfer to airlines for business or first class tickets- in terms of getting the most $ value per point anyway.
You'd think it was that simple, but I've had a lot of odd luck with how they label categories specifically. I've gone to gas stations they labeled as merchandise. I've gone to a Walmart that they've called home improvement and grocery stores considered restaurants or general merch. If I didn't have that string of luck, I'd probably feel different about it. Just hasn't been very consistent with me personally, but perhaps I need to test it better.
Because I was commenting about the difference between the custom cash and switching to double cash...
Double Cash is straight 2%. That's the beauty of it.
Sign up for a Slickdeals account to remove this ad.
uh... what?
TY points are better than cash.
You can still get cash for them 1:1, but you can ALSO use them in other ways for higher value (like transfers to airline partners)
Switching to WF was effectively a downgrade. (apart from the fact you're now dealing with a bank repeatedly fined for defrauding customers I mean)