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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
484,358 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
484,358 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Oct 2007
L1: Learner
> bubble2 297 Posts
24 Reputation
Slick_Jedi
01-18-2023 at 07:20 AM.
01-18-2023 at 07:20 AM.
Quote from PurplePanther1332 :
Would the $15k in the savings account not prevent the $12 fee from hitting the checking account? It says this in the how to avoid fees section for checking accounts: "Keep an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. Otherwise a $12 Monthly Service Fee will apply."
Yes, having 15k in the savings account should prevent monthly fees for both accounts
Reply
Joined Nov 2022
New User
> bubble2 2 Posts
10 Reputation
PurplePanther1332
01-18-2023 at 07:24 AM.
01-18-2023 at 07:24 AM.
Quote from Slick_Jedi :
Yes, having 15k in the savings account should prevent monthly fees for both accounts
Ok awesome. So many people talking about doing $500 dd every month or keeping 1500 in checking for no reason lol
Reply
Joined May 2014
New User
> bubble2 19 Posts
10 Reputation
Papaya280
01-18-2023 at 07:26 AM.
01-18-2023 at 07:26 AM.
I deposit 15k new money into the checking account then move it to the savings account when a fund is available would that consider it as new money for the savings account?
Reply
Joined Nov 2007
L2: Beginner
> bubble2 98 Posts
25 Reputation
patrix
01-18-2023 at 07:33 AM.
01-18-2023 at 07:33 AM.
Quote from Papaya280 :
I deposit 15k new money into the checking account then move it to the savings account when a fund is available would that consider it as new money for the savings account?
For Total Checking, there are 3 ways to waive fees.

Electronic deposits made into this account totaling
$500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network

OR

a balance at the beginning of each day of $1,500 or more in this account

OR

an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances.

For Chase Savings,

$5 monthly service fee or $0 with one of the following, each monthly statement period:
A balance at the beginning of each day of $300 or more in this account
OR $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or Chase Mobile® app) Footnote2(Opens Overlay)
OR a Chase College Checking℠ account linked to this account for Overdraft Protection
OR an account owner who is an individual younger than 18
OR a linked Chase Premier Plus Checking℠, Chase Sapphire℠ Checking, or Chase Private Client Checking℠ account
2
1
Reply
Joined Aug 2022
New User
> bubble2 3 Posts
10 Reputation
RelaxedChannel427
01-18-2023 at 08:25 AM.
01-18-2023 at 08:25 AM.
Quote from FaithfulDeer5940 :
Just signed up and got this message for the savings account. Have you gotten an email yet?
No, I haven't have you?
Reply
Joined Aug 2022
New User
> bubble2 3 Posts
10 Reputation
RelaxedChannel427
01-18-2023 at 08:28 AM.
01-18-2023 at 08:28 AM.
Quote from chadmb2003 :
Yea I got this as well. No tracker in app after accounts were opened. I sent a SM to customer support about it.
Ok, please keep me updated on what they say. I won't be able to call until after work today. Thank you
Reply
Joined Oct 2016
L2: Beginner
> bubble2 233 Posts
18 Reputation
chadmb2003
01-18-2023 at 08:36 AM.
01-18-2023 at 08:36 AM.
Quote from RelaxedChannel427 :
Ok, please keep me updated on what they say. I won't be able to call until after work today. Thank you
They replied asking for the coupon code which I got by requesting one via email on the offer landing page yesterday. Awaiting their response after sending them the coupon.
Reply

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Joined Aug 2014
L3: Novice
> bubble2 113 Posts
30 Reputation
Narry83
01-18-2023 at 08:55 AM.
01-18-2023 at 08:55 AM.
Quote from chadmb2003 :
They replied asking for the coupon code which I got by requesting one via email on the offer landing page yesterday. Awaiting their response after sending them the coupon.
Same. I called them to confirm and CS said she cant see any coupon code applied. I gave the code from the HTML link and she said she has applied it. Still don't believe it though, will call again in a few days to confirm.
Reply
Joined Oct 2016
L2: Beginner
> bubble2 233 Posts
18 Reputation
chadmb2003
01-18-2023 at 08:57 AM.
01-18-2023 at 08:57 AM.
Quote from Narry83 :
Same. I called them to confirm and CS said she cant see any coupon code applied. I gave the code from the HTML link and she said she has applied it. Still don't believe it though, will call again in a few days to confirm.

Sounds like their system had a problem last night when we opened our accounts.
Reply
Joined Oct 2016
L2: Beginner
> bubble2 233 Posts
18 Reputation
chadmb2003
01-18-2023 at 10:04 AM.
01-18-2023 at 10:04 AM.
For those with the issues of the code not working I did secure message in my account with the coupon code and they were able to apply the promo to my account and I do see the trackers in the app.
Reply
Joined May 2020
L3: Novice
> bubble2 105 Posts
22 Reputation
HotLongSocks
01-18-2023 at 10:52 AM.
01-18-2023 at 10:52 AM.
Bonuses are for people who don't have existing Chase checking or savings accounts, or those whose accounts have not been closed within the last 90 days. Keep in mind, you can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
Am I eligible for a bonus if I was a Chase checking or savings customer in the past?
Offer not available to existing Chase checking or savings customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout.
Reply
Joined Oct 2009
L3: Novice
> bubble2 282 Posts
14 Reputation
dealleecher
01-18-2023 at 11:04 AM.
01-18-2023 at 11:04 AM.
This is a good deal. 🔥
Reply
Joined Nov 2018
New User
> bubble2 1 Posts
10 Reputation
PurpleMoney228
01-18-2023 at 11:06 AM.
01-18-2023 at 11:06 AM.
Quote from chadmb2003 :
For those with the issues of the code not working I did secure message in my account with the coupon code and they were able to apply the promo to my account and I do see the trackers in the app.

do you see any mention of the extra $400 in the trackers too?
Reply
Joined Oct 2016
L2: Beginner
> bubble2 233 Posts
18 Reputation
chadmb2003
01-18-2023 at 11:08 AM.
01-18-2023 at 11:08 AM.
Quote from PurpleMoney228 :
do you see any mention of the extra $400 in the trackers too?
No but others have stated that extra bonus is not in a tracker and you have to have faith it will show up. They did mention in the secure message that it was also applied to my account.
Reply

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Joined Mar 2019
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> bubble2 12 Posts
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XuzheC
01-18-2023 at 11:18 AM.
01-18-2023 at 11:18 AM.
What if I already have a chase checking and savings account?
Reply
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