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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,424 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,424 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Oct 2016
L2: Beginner
> bubble2 233 Posts
18 Reputation
chadmb2003
01-18-2023 at 08:05 PM.
01-18-2023 at 08:05 PM.
Quote from smarty75 :
Got the same message. Waiting for the email from them. Hope they fix it

You won't get an email. Send a secure message in your account along with the promo code from the offer page and they'll apply it
Reply
Joined May 2014
L1: Learner
> bubble2 24 Posts
10 Reputation
kukuna2008
01-18-2023 at 08:30 PM.
01-18-2023 at 08:30 PM.
I need to open business accounts. Does this promo apply?
Reply
Joined Feb 2006
L10: Grand Master
> bubble2 19,681 Posts
8,878 Reputation
tenderidol
01-18-2023 at 08:38 PM.
01-18-2023 at 08:38 PM.
Quote from kukuna2008 :
I need to open business accounts. Does this promo apply?
Negative.
Reply
Joined Jul 2015
L2: Beginner
> bubble2 235 Posts
50 Reputation
NEO_Dax
01-18-2023 at 08:52 PM.
01-18-2023 at 08:52 PM.
Quote from wealthisachoice :
\
thanks so much I figured it out! One of those learning curves--
Going to head to bank on Tues to set it up and heading to bank today to close spouses Chase checking account and hoping that it's still avail 90 days from now. Have the codes to do it now.

Have 2 checking accounts earning 6% but this deal is a no brainer for those that can do the math and keep their money working for them. Thanks for all the help. This was posted on doctor of credit too but at first was by invitation only and then changed to public.

Where can you earn 6%?
Reply
Joined Dec 2010
L3: Novice
> bubble2 267 Posts
60 Reputation
ionxchanger
01-18-2023 at 09:03 PM.
01-18-2023 at 09:03 PM.
Quote from DogAndPony :
Darn, I'm not eligible. Got my free $500 last year. Oh well. I've opened and closed Chase bank accounts a number of time for bonuses and have never had an issue. It's not like US Bank.
I recently(aug 2022) closed my chase checking due to their shitty maintenance fee. I wonder if I'm eligible to get this offer due to recent closures.

Where is the fineprint...
Reply
Joined Nov 2016
L3: Novice
> bubble2 125 Posts
30 Reputation
tank_shooter9
01-18-2023 at 09:37 PM.
01-18-2023 at 09:37 PM.
Quote from chadog900 :
do you see anything for the $400 show up? I see 200 and 300 for the account specific bonuses.
I don't see the $400 promo details either, I think it works automatically. When I created both accounts, I got separate tracking numbers for all 3 promos.
Reply
Joined Nov 2011
L3: Novice
> bubble2 143 Posts
22 Reputation
CoolAndy2000
01-18-2023 at 10:03 PM.
01-18-2023 at 10:03 PM.
Closing today will the 91st day. So anyone in same boat should still give a try. $900 is sweet if you can park $15K for 90 days.
Reply

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Joined Aug 2021
L6: Expert
> bubble2 1,225 Posts
128 Reputation
IndigoMorning6118
01-18-2023 at 10:27 PM.
01-18-2023 at 10:27 PM.
If my spouse and I are already both on an account (I added her to mine years ago) can she open one in her name?
Reply
Joined Jan 2011
L5: Journeyman
> bubble2 620 Posts
54 Reputation
betterthanhalf
01-18-2023 at 10:29 PM.
01-18-2023 at 10:29 PM.
Quote from tank_shooter9 :
I don't see the $400 promo details either, I think it works automatically. When I created both accounts, I got separate tracking numbers for all 3 promos.

You got emailed tracking numbers?
Reply
Joined Aug 2013
L4: Apprentice
> bubble2 486 Posts
115 Reputation
CrispyDang
01-18-2023 at 11:20 PM.
01-18-2023 at 11:20 PM.
I also got the error saying the coupon wasn't applied but they'll email me once it activates. Will update once I get the email.
Reply
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
1,380 Reputation
Original Poster
addictedsaver
01-19-2023 at 05:08 AM.
01-19-2023 at 05:08 AM.
Quote from kukuna2008 :
I need to open business accounts. Does this promo apply?

There's probably a separate $200 or $300 bonus for Chase business accounts.
Reply
Last edited by addictedsaver January 19, 2023 at 07:34 AM.
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
1,380 Reputation
Original Poster
addictedsaver
01-19-2023 at 05:10 AM.
01-19-2023 at 05:10 AM.
Quote from ionxchanger :
I recently(aug 2022) closed my chase checking due to their shitty maintenance fee. I wonder if I'm eligible to get this offer due to recent closures.

Where is the fineprint...

If you haven't received a Chase account bonus in last 2 years you are eligible.
Reply
Joined Jun 2014
L6: Expert
> bubble2 1,307 Posts
197 Reputation
RiotAct41
01-19-2023 at 05:27 AM.
01-19-2023 at 05:27 AM.
Quote from Jackalope :
Sure, if you have $250,000 to deposit and let sit for 90 days!

https://account.chase.com/consume...lsrc=aw.ds [chase.com]
Had to buy some eggs and bread last week, so I don't qualify for this anymore
1
Reply
Joined Nov 2016
L3: Novice
> bubble2 125 Posts
30 Reputation
tank_shooter9
01-19-2023 at 05:47 AM.
01-19-2023 at 05:47 AM.
Quote from betterthanhalf :
You got emailed tracking numbers?
Not in email. Just on the confirmation page at the end after opening the accounts. I took screenshots of the numbers just in case.
Reply

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Joined Nov 2007
L6: Expert
> bubble2 1,180 Posts
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swegaz0rd
01-19-2023 at 06:05 AM.
01-19-2023 at 06:05 AM.
Is there a reconsideration line if denied like with CC? Of course they didn't provide a reason..
Reply
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