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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,598 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Aug 2009
L6: Expert
> bubble2 1,634 Posts
164 Reputation
dcguy703
01-24-2023 at 11:42 AM.
01-24-2023 at 11:42 AM.
Quote from jetswu87 :
Reading through this thread makes my head hurt, it's very simple.

My experience:
  • Opened account January 19. (took less than 5min, but I am a Chase C/C holder)
  • Transferred funds from AMX savings to Chase Savings via the regular transfer tool in chase...Not zelle or any 3rd party.
  • Setup $25 Direct deposit from my payroll to checking account to meet the requirements.

It's 1/24/2023 and I already have the $300 bonus in checking. It'll be 90 days or so before the rest of it hits. I have 15min invested in this entire process for $900.

Do it!

you might want to increase DD to min $500 monthly, keep daily balance min $1,500 or $5,000 in combined balance with a qualifying savings acct so that you dont get charged the $12 monthly sevice fee.
Reply
Joined Mar 2010
L5: Journeyman
> bubble2 660 Posts
659 Reputation
MurraytheDemonSkull
01-24-2023 at 11:55 AM.
01-24-2023 at 11:55 AM.
Quote from dcguy703 :
i have a Chase business login only since i have Ink Business Credit card along with Freedom cards. Anyone successfully able to open these personal checking and savings accts with business login?
Quote from dealkk :
I have same problem. I select new customer but after fill out information, it say i have account (which is chase business credit card) and force me to sign in. Once i sign in, it say i don't have personal account. it go into a loop.
did you manage the solve this problem?
Reply
Joined Nov 2013
L2: Beginner
> bubble2 88 Posts
10 Reputation
Mainesociety
01-24-2023 at 12:55 PM.
01-24-2023 at 12:55 PM.
Quote from dcguy703 :
you might want to increase DD to min $500 monthly, keep daily balance min $1,500 or $5,000 in combined balance with a qualifying savings acct so that you dont get charged the $12 monthly sevice fee.
The $15,000 has to stay in savings for 90 days anyway, so he's good for 3 months up until he
takes it out.
Reply
Last edited by Mainesociety January 24, 2023 at 01:04 PM.
Joined Nov 2016
L3: Novice
> bubble2 169 Posts
21 Reputation
dhanushshai
01-24-2023 at 02:34 PM.
01-24-2023 at 02:34 PM.
Quote from jetswu87 :
Reading through this thread makes my head hurt, it's very simple.

My experience:
  • Transferred funds from AMX savings to Chase Savings via the regular transfer tool in chase...Not zelle or any 3rd party.
  • Setup $25 Direct deposit from my payroll to checking account to meet the requirements.

It's 1/24/2023 and I already have the $300 bonus in checking. It'll be 90 days or so before the rest of it hits. I have 15min invested in this entire process for $900.

Do it!
Do you mind explaining how you transferred 15k from source account to Chase-Savings. Some reported that transfer request got denied.
Reply
Joined Apr 2015
L3: Novice
> bubble2 294 Posts
131 Reputation
Korbo
01-24-2023 at 04:23 PM.
01-24-2023 at 04:23 PM.
Quote from dealkk :
i wonder if referral can stack with this?
I wondered about this too, but I suspect not, because the offer email and referral emails both have similar wording about "coupon code applied when you click 'open an account'". And I don't think there was a field to manually type in a second code when I applied through the button in the offer email.
Reply
Joined Nov 2012
L4: Apprentice
> bubble2 417 Posts
115 Reputation
indian90
01-24-2023 at 08:41 PM.
01-24-2023 at 08:41 PM.
So just to recap,
If my wife and I have a shared chase account then she cannot open one in her name and claim this promotion, right?
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,634 Posts
164 Reputation
dcguy703
01-24-2023 at 09:10 PM.
01-24-2023 at 09:10 PM.
And it gets worse...chase locked my accounts due to "suspicious activity". I cant access my banking accts, or credit card accounts. Is this due to i wrote a check to myself and deposited it in order to deposit the 15k?
Reply

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Joined Nov 2011
L3: Novice
> bubble2 143 Posts
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CoolAndy2000
01-24-2023 at 09:34 PM.
01-24-2023 at 09:34 PM.
With Bofa limit of $1000, what could be another way to get the $ to chase? It seems a check from bofa to chase also triggered fraud alert ?
Reply
Joined Nov 2017
L2: Beginner
> bubble2 55 Posts
10 Reputation
JBNV123
01-25-2023 at 02:31 AM.
01-25-2023 at 02:31 AM.
Re: avoiding fees. Am I understanding the fee avoidance for both accounts correctly? If I just hold the $15000 in the savings account, will that avoid the checking account fee? Seems like if you have an average of $5000 in savings and checking combined that will avoid checking fee ? And the savings account fee will be avoided by having at least $300 in the account minimum daily balance ?

I think I'm planning to keep the $15k in there for the 90 days, I have scheduled monthly $25 transfer from checking to savings to avoid the savings account fees going forward, once my 90 days on the $15k is over it looks like I'll probably end up keeping 1500 plus an amount to cover the monthly $25 scheduled transfers in the checking account to avoid all fees until I likely close the account 7 or so months after opening. Or could keep the direct deposit going?


That should cover me right ?
Reply
Joined Nov 2017
L2: Beginner
> bubble2 55 Posts
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JBNV123
01-25-2023 at 02:38 AM.
01-25-2023 at 02:38 AM.
Quote from mpdclarke :
You will pay $220 or so in taxes on that interest, plus you would lose $125 in interest on that money.

You should still net over $500, but it is a bit less appealing. Not a bad deal, though. Especially if you plan to keep the new checking account.

True but have to pay tax on any alternative investment Anyway so still far superior to yield from anywhere else
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,634 Posts
164 Reputation
dcguy703
01-25-2023 at 04:07 AM.
01-25-2023 at 04:07 AM.
Quote from dcguy703 :
And it gets worse...chase locked my accounts due to "suspicious activity". I cant access my banking accts, or credit card accounts. Is this due to i wrote a check to myself and deposited it in order to deposit the 15k?

So reason this happened is this is 2nd time i tried transferring money initiated from chase pulling it from my external account. This time i tried with only $5 and they still cancelled it. So only way you can fund your chase savings is to write a check to yourself or send money initiated from your external account
Reply
Joined Oct 2022
L2: Beginner
> bubble2 65 Posts
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CoralRose466
01-25-2023 at 05:38 AM.
01-25-2023 at 05:38 AM.
Quote from wealthisachoice :
Was this invitation through an email to you? I've read where Chase is sending invite only emails for this offer. If you received a code for this offer it's for YOU only and not everyone.

A few of us did this offer previously. Same time same address but different code to receive the offer.

Keep in mind there are savings accounts that are paying over 4% and Navy Federal is at 5% for a 15 month CD

For those in Tx, LA, Mississippi Origin has a 6% on checking up to 40K there are requirements.
I am more than certain that 6% won't last long, but its always good to earn as long as it lasts.
Reply
Joined Mar 2011
L3: Novice
> bubble2 230 Posts
42 Reputation
JanetteLn
01-25-2023 at 08:16 AM.
01-25-2023 at 08:16 AM.
Oh man, I opened an account from Chase on Dec22, just $600 promotion.
Can I open another one for $900?
Reply
Joined Sep 2014
L3: Novice
> bubble2 101 Posts
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ravss
01-25-2023 at 10:16 AM.
01-25-2023 at 10:16 AM.
Can I transfer $15000 in multiple transactions with-in 90 days? I mean transfer 5k today, 5k tomorrow and another 5k after 2 days of account opening? Or do I need to transfer $15k at a time?
Reply

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Joined Sep 2014
L3: Novice
> bubble2 101 Posts
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ravss
01-25-2023 at 10:17 AM.
01-25-2023 at 10:17 AM.
Can I transfer $15000 in multiple transactions with-in 90 days? I mean transfer 5k today, 5k tomorrow and another 5k after 2 days of account opening? Or do I need to transfer $15k at a time?
Reply
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