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expiredBrandons8560 posted Jan 25, 2023 2:41 AM

Truist Bank: Open Eligible Checking Account w/ 2 Direct Deposits Totaling $1000

& Get $400 Cash Bonus

(Select States)
325 Comments
126K Views
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Deal Details
Truist is offering a $400 Cash Bonus (deposited to your account) when you open an Eligible Checking account and Make 2 Direct Deposits Totaling $1000 or More Within 90 Days of Account Opening.

Thanks to Community Member Brandons8560 for finding this deal.
  • Open a new checking account by 04/14/2023.
  • Make 2 direct deposits totaling $1000 or more within 90 days of account opening.
  • The $400 bonus will be added to your new account within 4 weeks of completing qualifying activity requirements.
  • Offer is valid in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
Account Opening and Enrollment Instructions:
  • To open and enroll your new account in the promotion, visit the offer landing page and start an online application. Enter CHKQ123TRUIST1 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer.
  • Or visit a Truist branch and ask a representative to enroll you in the Truist One Checking $400 Offer Q1 2023, using Promo Code CHKQ123TRUIST1, when opening your account.

Editor's Notes

Written by citan359 | Staff
  • About this offer:
    • You can view Truist's full terms and conditions here.
  • Additional Note:
    • Please refer to the Forum Thread for additional discussion regarding this deal.

Original Post

Written by Brandons8560
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Truist is offering a $400 Cash Bonus (deposited to your account) when you open an Eligible Checking account and Make 2 Direct Deposits Totaling $1000 or More Within 90 Days of Account Opening.

Thanks to Community Member Brandons8560 for finding this deal.
  • Open a new checking account by 04/14/2023.
  • Make 2 direct deposits totaling $1000 or more within 90 days of account opening.
  • The $400 bonus will be added to your new account within 4 weeks of completing qualifying activity requirements.
  • Offer is valid in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
Account Opening and Enrollment Instructions:
  • To open and enroll your new account in the promotion, visit the offer landing page and start an online application. Enter CHKQ123TRUIST1 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer.
  • Or visit a Truist branch and ask a representative to enroll you in the Truist One Checking $400 Offer Q1 2023, using Promo Code CHKQ123TRUIST1, when opening your account.

Editor's Notes

Written by citan359 | Staff
  • About this offer:
    • You can view Truist's full terms and conditions here.
  • Additional Note:
    • Please refer to the Forum Thread for additional discussion regarding this deal.

Original Post

Written by Brandons8560

Community Voting

Deal Score
+71
Good Deal
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Top Comments

moizshah
1Comments
14Reputation
$12 Monthly Fee. $30 Closing Account Fee.
Go to Comment
Kirby64
57Comments
14Reputation
The $30 closing fee only applies to 'Charged Off' accounts AKA accounts in delinquency. There should be no fee (that I can see in their fee schedules) for closing an account. You should be plenty fine to just close the account after you get the promo cash.
Go to Comment
mikebacker
1.4KComments
337Reputation
Rich people? not really... People with jobs or retirement income? Yes

If you can't handle depositing $1000 into an account over the next three months, then you need a job, not Slickdeals.
Go to Comment

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326 Comments

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Jan 26, 2023 10:11 PM
5.3K Comments
Joined Nov 2003
gergevJan 26, 2023 10:11 PM
5.3K Comments
"Offer is only available to individuals who received a direct communication from Truist. Clients with an existing personal checking account with Truist or who have closed an account with Truist on or after 1/20/22 are not eligible to participate."


How did they get your email if you aren't a client? Edit: Oh, I see, it's by mail, so I guess it's a mailing list.
Jan 26, 2023 10:13 PM
5.3K Comments
Joined Nov 2003
gergevJan 26, 2023 10:13 PM
5.3K Comments
I bank at Truist (before that BBT), and their customer service is terrible.
Jan 26, 2023 10:35 PM
661 Comments
Joined Apr 2011
GiraffasaurusJan 26, 2023 10:35 PM
661 Comments
Quote from colosports :
WTF? Got the flier in the mail with the same promo code as posted on slickdeals. Went to register and got the following message:

Thank you for considering Truist for your banking needs. We will not be able to move forward with your request at this time. In review of your request, we cannot verify your application information through our digital process. If you feel this decision was received in error or that you have incorrectly input information associated with your identity, you may submit a new application on Truist.com, or visit your local Truist branch.
Code 130
Same thing with me. Went in branch. Didn't receive a mailer but said I did and that I had tossed it since I had the code. No issues, took about 30 minutes.
Jan 26, 2023 10:41 PM
1K Comments
Joined Sep 2010
Flawless700Jan 26, 2023 10:41 PM
1K Comments
Quote from tejesh83 :
Wealthfront's cash account is at 3.8% (or upto 4.3% with their current promo offer) currently, and they have been automatically increasing my accounts rate with each fed rate increase. They also have a promo right now, which will boost the current rate by 0.5% for 3 months, extendable for upto 12 months, by using a referal link to sign up and referring others. 3.8 is pretty solid, plus they offer $1M fdic insurance, the 0.5/4.3 bonus is gravy. Can't share referrals here, but you can find new referrals easily on reddit.

I was chasing/hopping banks for the best yield, but been pretty happy with Wealthfront so just moved most of my funds there for now. I continue to keep an eye out for better yields, but so far they beat most and are usually pretty quick to increase their rates when the fed does their hikes.
FDIC sets the terms of their insurance, not banks. You can get up to 1 million FDIC insurance on any bank account if you have four signers, 250k each. That is the maximum. And that is all you will get for the "joint ownership" category at that institution.

It is 250k per depositor, per institution, for each of the covered account types (single, joint, etc)
Jan 26, 2023 10:47 PM
284 Comments
Joined Oct 2010
cool_mikiJan 26, 2023 10:47 PM
284 Comments
Quote from dymutaos :
I got this as well, but then I copied the link into a private/incogneto window, and it went through to an enrollment screen without saying it was expired. I'm guessing the referral url from slickdeals is causing issues. Try again in a private window.
That's correct, tried using incognito mode and it allowed to move forward. But, after filling-in all the information it gave an error "Code 130" with message "Thank you for considering Truist for your banking needs. We will not be able to move forward with your request at this time. In review of your request, we cannot verify your application information through our digital process. If you feel this decision was received in error or that you have incorrectly input information associated with your identity, you may submit a new application on Truist.com, or visit your local Truist branch."
Jan 26, 2023 10:59 PM
6 Comments
Joined Apr 2020
ElatedBike840Jan 26, 2023 10:59 PM
6 Comments
Quote from gergev :
"Offer is only available to individuals who received a direct communication from Truist. Clients with an existing personal checking account with Truist or who have closed an account with Truist on or after 1/20/22 are not eligible to participate."


How did they get your email if you aren't a client? Edit: Oh, I see, it's by mail, so I guess it's a mailing list.
Called their customer service and they said promo needs to be in a mail or an email. .. lol !

So it's really hard to confirm at this point if this is gonna work. Someone mentioned on the thread they were able to open the account in branch.
Jan 26, 2023 11:03 PM
1.6K Comments
Joined Nov 2005
KublakhanJan 26, 2023 11:03 PM
1.6K Comments
Truist holds my mortgage but won't let me open a checking account.
1

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Jan 26, 2023 11:39 PM
702 Comments
Joined Nov 2012
LNT9999Jan 26, 2023 11:39 PM
702 Comments

Our community has rated this post as helpful. If you agree, why not thank LNT9999

Quote from moizshah :
$12 Monthly Fee. $30 Closing Account Fee.
Either $500 DD or $500 daily balance every statement cycle will waive $12 monthly fee
1
Jan 26, 2023 11:45 PM
48 Comments
Joined Feb 2019
MatthewN18Jan 26, 2023 11:45 PM
48 Comments
Maybe I missed it but does anyone know how long the funds need to stay there?
Jan 27, 2023 12:26 AM
3 Comments
Joined May 2021
TalentedCorn2818Jan 27, 2023 12:26 AM
3 Comments
Quote from Brandons8560 :
I also got a mailer for the AMEX option. 3.3% which seems pretty good. Can't comment on how good/bad they are to work with on the banking side though.
Ally Bank
Jan 27, 2023 12:47 AM
1.8K Comments
Joined Dec 2010
britdudeJan 27, 2023 12:47 AM
1.8K Comments
A qualifying Direct Deposit is an electronic credit (greater than $0.00) of your salary, pension, Social Security or other regular monthly income deposited into your new checking account by your employer or outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.
1
Jan 27, 2023 1:33 AM
447 Comments
Joined Nov 2011
User1654112Jan 27, 2023 1:33 AM
447 Comments
Quote from 08CivicSi :
They clearly list the eligible states in the terms....
No sh*t sherlock, my state is not in the list but then why reject me based on consumer information?
1
Jan 27, 2023 1:37 AM
7.3K Comments
Joined Jul 2011
08CivicSiJan 27, 2023 1:37 AM
7.3K Comments
Quote from BIG_HARRY_SACKS :
No sh*t sherlock, my state is not in the list but then why reject me based on consumer information?
Prob a good question for...the bank.
Jan 27, 2023 1:47 AM
460 Comments
Joined Apr 2011
FeederFreeJan 27, 2023 1:47 AM
460 Comments
Quote from colosports :
WTF? Got the flier in the mail with the same promo code as posted on slickdeals. Went to register and got the following message:

Thank you for considering Truist for your banking needs. We will not be able to move forward with your request at this time. In review of your request, we cannot verify your application information through our digital process. If you feel this decision was received in error or that you have incorrectly input information associated with your identity, you may submit a new application on Truist.com, or visit your local Truist branch.
Code 130
Same here. Tried couple of times

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Jan 27, 2023 1:50 AM
2.1K Comments
Joined Dec 2011
nevergoodenoughJan 27, 2023 1:50 AM
2.1K Comments
Quote from mikebacker :
Rich people? not really... People with jobs or retirement income? Yes

If you can't handle depositing $1000 into an account over the next three months, then you need a job, not Slickdeals.
I mean I hear what you are saying but a lot of people spend as much as they make. People have have bills and family to support etc

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