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Barclays Bank: 12-Month CD 5% APY (No Minimum Deposit)
Barclays Bank is offering a 12 Month Certificate of Deposit at 5% APY with no minimum deposit.
About this deal:
No minimum opening balance or deposit required to open
Your deposits are insured by the FDIC up to the maximum allowed by law
Barclays Online CD Annual Percentage Yield (APY) for the CD term(s) mentioned above is valid as of 02/28/2023. Fees could reduce earnings on the account. Rates may change at any time without prior notice before the account is opened. In order to maintain an account, funding must occur within 14 days of account opening. For interest to post to your account you must maintain a minimum balance that would earn you at least $0.01. A penalty may be charged for early withdrawal.
https://www.banking.bar
About this deal:
No minimum opening balance or deposit required to open
Your deposits are insured by the FDIC up to the maximum allowed by law
Barclays Online CD Annual Percentage Yield (APY) for the CD term(s) mentioned above is valid as of 02/28/2023. Fees could reduce earnings on the account. Rates may change at any time without prior notice before the account is opened. In order to maintain an account, funding must occur within 14 days of account opening. For interest to post to your account you must maintain a minimum balance that would earn you at least $0.01. A penalty may be charged for early withdrawal.
https://www.banking.bar
Created 03-10-2023
at 11:45 AM
by qtguju817
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These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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That rate is gone now.
I'll watch and wait to see who offers the best rates after the next couple of fed. res. rate increases for this month and in May.
That rate is gone now.
I'll watch and wait to see who offers the best rates after the next couple of fed. res. rate increases for this month and in May.
https://www.legaldive.c
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https://www.legaldive.com/news/sv...on/644830/ [legaldive.com]
5% seems so measly to me - for every $1000, you earn $50... in 12 months. Perhaps the way to look at it is like a high-yield savings account (that you can't touch for a year at a time). But, SoFi Bank offers a 3.75% HYSA with a $250 direct deposit bonus ($5000 deposit)... that's 8.75% APY.
alternatively, pick any popular tech stock: APPL, GOOGLE, MSFT, NVDA, TSLA, etc... they're all smashing 5% in only 72 days (YTD).
And, in betting terms, that's equivalent to a -9500 odds bet. I wouldn't waste my time with lopsided odds like that. A $100 bet on a -200 odds favorite wins $50... instantly.