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Advertiser Disclosure
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Expired
Earn A $200 Cash Rewards Bonus
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.
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Original Post
Written by
Edited August 26, 2026
at 07:50 AM
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.
Card Features:
Slickdeals may be compensated by partners, which may impact the placement of offers on the page.
Card Features:
Slickdeals may be compensated by partners, which may impact the placement of offers on the page.
Created 04-05-2023
at 08:47 AM
by EfficientGame645
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So with costco return system, if you buy something and return it, it will return back to the card you used. If you returning multiple items at the same time from different receipts/transaction, they will return the funds on ANY VISA credit/debit card because they don't know which card you want to use. You can technically get cash advance instead if your bank checking card is a VISA. This doesn't work for online orders, only works at costco warehouse purchases. So if you need to do a balance transfer of $3000, buy a MacBook Pro or something expensive and pay with the NEW visa credit card. Then buy a banana or whatever and pay with another payment. Wait a day and refund both and they will ask you to insert ANY visa credit card for the refund. Insert your OLD credit card with the balance you trying to transfer and you should get a credit of the amount in 3-5days.
This way, you hit your spend limit to get the $200 bonus and get balance transfer with no fees. Again, if you need cash advance with no fee, it will work if your debit card is a visa. Insert your debit card and they will tell you not to enter your pin. It will go into your bank as a credit which take 3-5 days. Did this twice with different cards to get the bonus. Free money basically.
How is this balance transfer? It's buy and return scamming costco
How is it scamming costco? Item was purchased and returned as salable since it's not open/used(except for bananas since produce and cold items can't be resold). When you return items at costco, if it's salable, they tape a green paper on it that say salable on it. If it's not, there's a white sticker that is printed out as destroy or RTV(return to vendor). How do you think I know their procedure so well besides the fact I done this….
The one that is getting "scammed" are the banks involved. You literally putting a balance on new card by purchasing items and having the balance refund put back on the old card. Balance transferred in a non traditional way without the fees.
Meaning it still "cost" the business something when you buy and return an item from the CC transactions.
And of course it also cost them something (employee time) to process the refund, then more of it to restock the item.
The one that is getting "scammed" are the banks involved. You literally putting a balance on new card by purchasing items and having the balance refund put back on the old card. Balance transferred in a non traditional way without the fees.
all this hassle to save a few dollars.
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all this hassle to save a few dollars.
Costco changed their electronic policy MAINLY because of people misusing the return policy by returning old TV, phones , laptops/cpu and getting a new one every year when a better version comes out.
Meaning it still "cost" the business something when you buy and return an item from the CC transactions.
And of course it also cost them something (employee time) to process the refund, then more of it to restock the item.
Costco get charged something like .03 or .04 cents for every card transaction. They don't get charge by percentage of the transaction. They have a deal with VISA and their card processor.
Lol employee time. Even if I do or don't do it, there will still be an employee there getting paid by the hour. I used to work at costco refund desk. There are times where I wait an hour before someone comes in for a return. So it will cost them no matter what unless they refuse to do refunds altogether which will be never. You have a slight point for the restocking part. For restocking, they(supervisors) scan the green ticket and bring the laptop or high end items back in lockup which takes about 2-3 minutes.
So I scam costco .04 cents for the return and $1-$1.53 cents for the employee time…
Lol employee time. Even if I do or don't do it, there will still be an employee there getting paid by the hour....So I scam costco .04 cents for the return and $1-$1.53 cents for the employee time…
Hey man, it's your fraud- justify it however you want.
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