Earn A $200 Cash Rewards Bonus
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.
Card Features:
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Edited August 26, 2026
at 07:50 AM
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Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.
Card Features:
Slickdeals may be compensated by partners, which may impact the placement of offers on the page.
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Edit: you can call and make payments free of charge. They only allow four payments from non-WF accounts per month. This was my fifth time, so I guess that's not too bad. I'll just pay less frequently.
"You have reached the daily or monthly limit for the number of online payments to this account(s) made from a non-Wells Fargo account. Please make this payment using a Wells Fargo account or call 1-866-229-6633 to make this payment."
2% cash back on all purchases which is the highest you'll find anywhere else.
Talk about feeling old...
I looked at my messages here on slickdeals. Most were over a decade old.
Yes, it said the messages were a decade old.
SMH 👵
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Curious if that strategy included debt accumulation. Hard to cross that many cards wo accumulating debt.
I missed that but I cashed many a AT&T, MCI, and other company long distance checks back in the late 90's.
I currently have Citi and they'll cash out to any external account and iir it's a very small minimum if any at all.
I was denied with 757 TransUnion, no late payments on anything, mortgage for almost 17 years, some student loans, no negative marks...
I called the customer service line and the guy was nice, but informed me all he could do was make sure underwriting knew everything was in good standing and would ask them to review for possible reconsideration. I got an email from them 20 minutes later confirming the denial. Fortunately, there was no second hard check, as the first one dropped my score 1 point. I'm guessing it's because I don't have other credit cards (have done everything through my wife's cards), but it seemed weird to me that they wouldn't want a customer with an obvious excellent history.
Reasons listed on the denial letter:
1. "Not enough accounts paid as agreed on your credit file (We look for a history of on-time payments)"
2. "No bank card history reported (We look for a history that shows how you've managed credit over time)"
3. "No non-authorized user bank cards reported (We look at the mix of credit you have)"
4. "No bank or retail credit cards or non-home equity credit lines reported recently (We look at the mix of credit you have)"
1. CreditKarma shows me with a 100% on-time payment history for everything...
2. My mortgage is almost 17 years old and my student loans are around 10 years old, all 100% on time, so you'd think it's obvious I've managed my credit well over time...
3 & 4. I think credit cards are the main kind of credit I'm lacking...which is why I applied for a credit card to improve the mix.
Any thoughts on improving this? For some reason, I'd never had my wife add me as authorized user, but we're doing that, though it specifically mentions "no non-authorized user cards..."
I'm a nurse and have gotten invites for the Ally 2% unlimited card, which seems basically the same as this card without the $200 bonus, so I'm thinking I'm just going to get that one, since it seems those are pre-approved invitations...
I was denied with 757 TransUnion, no late payments on anything, mortgage for almost 17 years, some student loans, no negative marks...
I called the customer service line and the guy was nice, but informed me all he could do was make sure underwriting knew everything was in good standing and would ask them to review for possible reconsideration. I got an email from them 20 minutes later confirming the denial. Fortunately, there was no second hard check, as the first one dropped my score 1 point. I'm guessing it's because I don't have other credit cards (have done everything through my wife's cards), but it seemed weird to me that they wouldn't want a customer with an obvious excellent history.
Reasons listed on the denial letter:
1. "Not enough accounts paid as agreed on your credit file (We look for a history of on-time payments)"
2. "No bank card history reported (We look for a history that shows how you've managed credit over time)"
3. "No non-authorized user bank cards reported (We look at the mix of credit you have)"
4. "No bank or retail credit cards or non-home equity credit lines reported recently (We look at the mix of credit you have)"
1. CreditKarma shows me with a 100% on-time payment history for everything...
2. My mortgage is almost 17 years old and my student loans are around 10 years old, all 100% on time, so you'd think it's obvious I've managed my credit well over time...
3 & 4. I think credit cards are the main kind of credit I'm lacking...which is why I applied for a credit card to improve the mix.
Any thoughts on improving this? For some reason, I'd never had my wife add me as authorized user, but we're doing that, though it specifically mentions "no non-authorized user cards..."
I'm a nurse and have gotten invites for the Ally 2% unlimited card, which seems basically the same as this card without the $200 bonus, so I'm thinking I'm just going to get that one, since it seems those are pre-approved invitations...
You got the most precise and detailed feedback I've seen, take it to heart and don't take it personally. Without a credit card or several at this point in your credit history you are an odd duck for credit card companies to trust.
Getting an invite is not the same thing as pre-approval. I would recommend looking for one of the many cards that are easier to obtain (marketed towards first time credit card applicants) rather than focusing on cash back percentage or sign up bonus. Those will be waiting for you.
Getting an invite is not the same thing as pre-approval. I would recommend looking for one of the many cards that are easier to obtain (marketed towards first time credit card applicants) rather than focusing on cash back percentage or sign up bonus. Those will be waiting for you.
The Ally invitation does literally say "Exclusively for nurses. You're pre-approved." on it, so could they write that if I wasn't actually pre-approved? That seems like it would be unethical or illegal, since the hard check would drop the credit score of the person who was supposed to be pre-approved. I don't necessarily want to waste *another* hard pull. haha!
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