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Wells Fargo Active Cash® Card: Spend $500 in First 3 Months

Earn A $200 Cash Rewards Bonus
+273 Deal Score
656,878 Views
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.

Card Features:
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.


Rates & Fees

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Original Post

Written by
Edited May 6, 2025 at 11:27 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.

Card Features:
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.


Rates & Fees


Slickdeals may be compensated by partners, which may impact the placement of offers on the page.
Add Comment
Created 04-05-2023 at 08:47 AM by EfficientGame645
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Deal
Score
+273
656,878 Views
Earn A $200 Cash Rewards Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

596 Comments

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Featured Comments

Come on. Do not add pre-conditions to earn more. We are talking about no pre-conditions to earn 2% cash back on everything purchase and you just can't find the card to earn more. If you like conditions such as annual fee, member to open a bank account etc, that is a different thing. People may not like those conditions.
Bickering comments have been removed from this deal thread. Feel free to use the comment section to discuss the deal, but do not use your comments to attack or target other members, please and thank you. Peace
Spending $500 to get $200 bonus and earning 2% cashback on everything is not good enough? Find one to earn more than 2% cashback on everything. Can you?

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Joined Aug 2023
L2: Beginner
> bubble2 83 Posts
16 Reputation
WiseNarwhal571
11-12-2024 at 09:34 PM.
11-12-2024 at 09:34 PM.
What's the catch?
Reply
Joined Jan 2016
L3: Novice
> bubble2 156 Posts
18 Reputation
Fallout4
11-17-2024 at 02:40 PM.
11-17-2024 at 02:40 PM.
Isn't there a conformation that you will get the $200 cash reward bonus after receiving the card?
I just got my card in the mail, but nothing inside of the 1/2" thick envelope said anything about the bonus.
Reply
Joined Jan 2010
L6: Expert
> bubble2 1,362 Posts
444 Reputation
Gysper
11-17-2024 at 09:58 PM.
11-17-2024 at 09:58 PM.
Quote from Fallout4 :
Isn't there a conformation that you will get the $200 cash reward bonus after receiving the card?
I just got my card in the mail, but nothing inside of the 1/2" thick envelope said anything about the bonus.
Go to the website or download the app it should tell you how much you have to spend by a certain date.
1
Reply
Joined Nov 2015
L3: Novice
> bubble2 219 Posts
14 Reputation
sranda03
11-18-2024 at 07:30 PM.
11-18-2024 at 07:30 PM.
Saw this and the reflect deal. I just bought a home and could use a 0APR for 21 months …
Reply
Joined Nov 2018
L1: Learner
> bubble2 23 Posts
30 Reputation
Deal_Flex
11-19-2024 at 05:21 AM.
11-19-2024 at 05:21 AM.
Can you cancel card once you receive the $200 if so what are drawbacks?
Reply
Joined May 2013
Dealseeker
> bubble2 214 Posts
50 Reputation
WillinNJ
11-19-2024 at 05:27 AM.
11-19-2024 at 05:27 AM.
Quote from bs300 :
Had a terrible experience with them.

Approved immediately. Had to go to bank to prove my identity. They said it would take 3 days to use the Digital Wallet but it never worked, so had to wait for card to be delivered a week later. Mind you, before even applying I had called them to confirm that a digital wallet would be available immediately after approval (like Capital One cards). Wrong.

When I finally got the card I confirmed and activated it then went to the Apple store to make a purchase. Was declined 6x. Called support, one guy hung up on me, other guy said it was okay. Still didn't work.

Then the card worked a few hours later for an online purchase.

It's a low quality bank and experience overall even though the bonus is better than average. I'm just glad I'll never have to deal with WF again after I churn this bonus.
Similar experience. Every few days, they will "suspend" the card from being able to have active purchases unless you call their fraud department. I simply stop using this card.
Reply
Joined Jan 2016
L3: Novice
> bubble2 156 Posts
18 Reputation
Fallout4
11-19-2024 at 03:36 PM.
11-19-2024 at 03:36 PM.
Quote from Gysper :
Go to the website or download the app it should tell you how much you have to spend by a certain date.
Thank you...
Reply

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Joined May 2015
L3: Novice
> bubble2 116 Posts
18 Reputation
aDistraction
11-19-2024 at 08:46 PM.
11-19-2024 at 08:46 PM.
Quote from radars :
Of course you can't. You need to find more than 2% cash back but not the same 2% cash back. Bank of American requires the Preferred Rewards member.

Marriott bonvoy card give 3% cash back
Reply
Joined Feb 2006
L6: Expert
> bubble2 1,122 Posts
155 Reputation
thepenguin99
11-19-2024 at 09:06 PM.
11-19-2024 at 09:06 PM.
Quote from stklee :
Rejected with 820 credit score and zero credit card balance across all my credit card??
Pretty much the same, over 800 score, no balance, perfect payment history since i pay off every month. Rejected. Kinda wild. Looking forward to the letter than explains the rejection though.
Reply
Joined Jan 2016
L3: Novice
> bubble2 156 Posts
18 Reputation
Fallout4
11-20-2024 at 04:54 PM.
11-20-2024 at 04:54 PM.
Quote from thepenguin99 :
Pretty much the same, over 800 score, no balance, perfect payment history since i pay off every month. Rejected. Kinda wild. Looking forward to the letter than explains the rejection though.
I've had a CC from Comenity Bank for years and pay-off my balance every month. Recently they notified me by form letter that my interest rate was going to increase because of my credit score. Wondering what was going on I got a new report and my score is above 800. Ticked at Comenity, I applied for this card and was approved. I'm ditching the Comenity out of spite.
Reply
Joined Dec 2004
L7: Teacher
> bubble2 2,179 Posts
2,345 Reputation
Mungo
11-25-2024 at 07:33 PM.
11-25-2024 at 07:33 PM.
Quote from Fallout4 :
I've had a CC from Comenity Bank for years and pay-off my balance every month. Recently they notified me by form letter that my interest rate was going to increase because of my credit score. Wondering what was going on I got a new report and my score is above 800. Ticked at Comenity, I applied for this card and was approved. I'm ditching the Comenity out of spite.

I think banks are sending out these letters before the interest rates drops more. Got a few of these letters from different banks for my cards also but don't really care since I never carry a balance & use these cards for rewards only. CNBC had a report on this. They concluded basically a way for banks to jack up their profits.
1
Reply
Joined Jul 2014
L6: Expert
> bubble2 1,826 Posts
80 Reputation
SlickDealingInNYC
11-26-2024 at 03:06 AM.
11-26-2024 at 03:06 AM.
How often can I open then close to get the bonus more than once?
Reply
Joined Dec 2012
L3: Novice
> bubble2 169 Posts
80 Reputation
dowayne
11-26-2024 at 10:45 AM.
11-26-2024 at 10:45 AM.
Quote from cgigate :
too little cash reward

The entitlement 😂
Reply
Joined Nov 2015
L2: Beginner
> bubble2 68 Posts
10 Reputation
ssl1225
11-26-2024 at 10:59 PM.
11-26-2024 at 10:59 PM.
829 credit score and got denied. Lol
Reply

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Joined Dec 2010
L5: Journeyman
> bubble2 616 Posts
162 Reputation
ddpstc
11-27-2024 at 02:23 AM.
11-27-2024 at 02:23 AM.
Wells Fargo restricts card payment from bank account outside WF once a month. So if for some reasons, you pay your card more than one time a month, you have to open an account with WF to pay multiple times. This is a weird restriction.
2
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