Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
frontpageSUCHaDEAL posted Apr 17, 2023 02:14 PM
  1. Deal Image
Item 1 of 1
frontpageSUCHaDEAL posted Apr 17, 2023 02:14 PM

Apple Card Savings Account:

(No Minimum Deposits)

4.15% Interest

Apple Store
527 Comments 328,276 Views
Get Deal at Apple Store
Good Deal
Save
Share
Deal Details
Apple is offering an Apple Card Savings Account with 4.15% Interest.

Thanks to Community Member SUCHaDEAL for finding this deal.
  • High-yield APY of 4.15%
  • No Fees
  • No Minimum Deposits
  • No Minimum Balance Requirements
  • No Foreign Transaction Fees
What you need to open and maintain an account:
  • Be an owner or co-owner of an active Apple Card account and add Apple Card to your iPhone.
  • Be at least 18 years or older.
  • Have a social security number or individual taxpayer identification number.
  • Be a U.S. resident with a valid, physical U.S. address.
  • Set up two-factor authentication for your Apple ID and update to the latest version of iOS.
How to set up Savings:
  • On your iPhone, open the Wallet app and tap Apple Card.
  • Tap the More button, then tap Daily Cash.
  • Tap Set Up next to Savings, then follow the onscreen instructions.
  • Additional Setup Information

Editor's Notes

Written by SlickDealio
  • About the deal:

Original Post

Written by SUCHaDEAL
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Apple is offering an Apple Card Savings Account with 4.15% Interest.

Thanks to Community Member SUCHaDEAL for finding this deal.
  • High-yield APY of 4.15%
  • No Fees
  • No Minimum Deposits
  • No Minimum Balance Requirements
  • No Foreign Transaction Fees
What you need to open and maintain an account:
  • Be an owner or co-owner of an active Apple Card account and add Apple Card to your iPhone.
  • Be at least 18 years or older.
  • Have a social security number or individual taxpayer identification number.
  • Be a U.S. resident with a valid, physical U.S. address.
  • Set up two-factor authentication for your Apple ID and update to the latest version of iOS.
How to set up Savings:
  • On your iPhone, open the Wallet app and tap Apple Card.
  • Tap the More button, then tap Daily Cash.
  • Tap Set Up next to Savings, then follow the onscreen instructions.
  • Additional Setup Information

Editor's Notes

Written by SlickDealio
  • About the deal:

Original Post

Written by SUCHaDEAL

Community Voting

Deal Score
+348
Good Deal
Get Deal at Apple Store

Leave a Comment

Unregistered (You)

Top Comments

virals1012
411 Posts
3621 Reputation
Here are the links to get started opening this account:

https://learn.applecard.apple/benefits

https://wallet.apple.com/setup/feature/savings
CTownIntegra
16 Posts
80 Reputation
Sign ups are live. In the wallet app, select your Apple Card, go to the top right menu and hit Apple Cash, and change redemption to savings. Enter your social and you're done.
qkumbr
3438 Posts
1659 Reputation
The account is backed by Goldman Sachs - a bank.

526 Comments

Sign up for a Slickdeals account to remove this ad.

Apr 17, 2023 09:47 PM
1,885 Posts
Joined Jun 2014
gorillatechmanApr 17, 2023 09:47 PM
1,885 Posts
Quote from dasu10 :
They will never offer any bonus.
There have been bonuses from time to time.

Not big bonuses, but they offer small bonuses occasionally.

When I signed up a few years ago, I remember getting a $50 Walgreens bonus.​
1
Apr 17, 2023 09:54 PM
38 Posts
Joined Mar 2019
SlickDime358Apr 17, 2023 09:54 PM
38 Posts
How do you take out money from savings account if you need emergency cash? Bank transfer? If yes, that will take days to clear unless there is some other ways to get out the money fast.
1
Apr 17, 2023 09:55 PM
1,665 Posts
Joined May 2010
ctzApr 17, 2023 09:55 PM
1,665 Posts
What's the credit freeze hack? My credit is frozen. I have never received email from Apple to open a credit card, can I apply now without unfreezing it first?
Apr 17, 2023 10:03 PM
1,013 Posts
Joined Apr 2017
publicpersonaApr 17, 2023 10:03 PM
1,013 Posts
Quote from ctz :
For money market funds, you do have to pay local interests. Only for T-bill, you can avoid them.
I did overstate the tax advantage, but VMFXX is about 38% U.S. government obligations, so there is substantial savings at the state level. I thought local would generally exempt U.S. govt obligations as well, but I am not familiar with any local tax situations.
1
Pro
Apr 17, 2023 10:08 PM
1,409 Posts
Joined Jan 2004
seawolf
Pro
Apr 17, 2023 10:08 PM
1,409 Posts
Quote from Fanime :
The credit bureau freeze hack apparently still works. Which is funny since every reputable bank wouldn't allow you to open a card without running a hard credit check. Goldman is just using what they learned during the subprime mortgages era and applying it to credit cards. Kinda ridiculous.
There is no hack involved. GS is doing a "pre-approval" soft pull and then do a hard pull if you accept the pre-approval.

https://support.apple.com/en-us/HT209218
1
Apr 17, 2023 10:13 PM
1,409 Posts
Joined Jan 2004

This comment has been rated as unhelpful by Slickdeals users.

Apr 17, 2023 10:15 PM
410 Posts
Joined Jun 2013
BurtHandsomeApr 17, 2023 10:15 PM
410 Posts
Quote from chukiechz :
anyone able to transfer existing apple cash balance to the new savings account? I cant figure out how to do it. When I try to add funds, it only lets me choose my regular bank account
I'm having the same problem. Please let me know if you figure this out

Sign up for a Slickdeals account to remove this ad.

Apr 17, 2023 10:16 PM
2 Posts
Joined Apr 2023
anhromApr 17, 2023 10:16 PM
2 Posts
just give us 2% back on every purchases, then I'm in
Apr 17, 2023 10:18 PM
1,885 Posts
Joined Jun 2014
gorillatechmanApr 17, 2023 10:18 PM
1,885 Posts
Quote from SlickDime358 :
How do you take out money from savings account if you need emergency cash? Bank transfer? If yes, that will take days to clear unless there is some other ways to get out the money fast.
There is no super fast way to transfer via ACH afaik. Yes, it might take a few days when going from bank to bank.

Maybe keep a small amount of immediate emergency cash in a local bank branch?

I don't know what sort of emergency somebody might have where they would need a huge amount of cash immediately, but even if I were to get hit by a bus later today when crossing the street and I end up in the ER on life support, I wouldn't have any immediate need for cash.
1
Apr 17, 2023 10:20 PM
1,885 Posts
Joined Jun 2014
gorillatechmanApr 17, 2023 10:20 PM
1,885 Posts
Quote from seawolf :
This is not a slick deal at all; it's on ok deal. There is no indication rate is fixed.

You can get a range of brokered CD ranging from 1 month to 60 months they are currently paying around 4.4-5% at least you know the rate is fixed for that duration.
Of course the rate is not fixed. It's going to move and change, whenever the FED changes rates, which is pretty often these days.

And a CD, where you have to lock up your money for a certain time period is not the same thing at all as a savings account.
Apr 17, 2023 10:25 PM
363 Posts
Joined Oct 2008
slickdude99Apr 17, 2023 10:25 PM
363 Posts
Should I transfer $100k from Marcus to this? How safe is it to keep $100k in Apple Wallet?
Apr 17, 2023 10:30 PM
1,506 Posts
Joined Dec 2013
VincentV2528Apr 17, 2023 10:30 PM
1,506 Posts
Quote from slickdude99 :
Should I transfer $100k from Marcus to this? How safe is it to keep $100k in Apple Wallet?
The fund are insure by FDIC.
Apr 17, 2023 10:31 PM
87 Posts
Joined Apr 2009
OnacApr 17, 2023 10:31 PM
87 Posts
If you have a joint Apple Card account it doesn't seem like you can setup a Saving account yet. Wonder if that is coming?
Apr 17, 2023 10:32 PM
1,665 Posts
Joined May 2010
ctzApr 17, 2023 10:32 PM
1,665 Posts
Here is VMFXX composition:
what percentage is taxable, what percentage is tax-exempt?

How is it compared to a Fidelity money market fund: F**XX?
Which one is better, in terms of tax-exempt ratio?

Quote from publicpersona :
I did overstate the tax advantage, but VMFXX is about 38% U.S. government obligations, so there is substantial savings at the state level. I thought local would generally exempt U.S. govt obligations as well, but I am not familiar with any local tax situations.

Sign up for a Slickdeals account to remove this ad.

Apr 17, 2023 10:57 PM
122 Posts
Joined May 2012

This comment has been rated as unhelpful by Slickdeals users.

Leave a Comment

Unregistered (You)

Related Searches

FinanceSlickdeals News & ArticlesPersonal FinanceApple

Popular Deals

See All
Found by phillip9
Yesterday 09:31 PM
$30$4533% offEnergizer - 10,000mAh 22.5W Magnetic Wireless Qi/Qi2.0/MagSafe PowerBank, OLED Display, Apple Watch Charger, 2 Built in USB-C Cables - White $29.99
4
Found by phoinix
Yesterday 02:22 PM
$170$24029% off$169.99: SteelSeries Apex Pro TKL Gen 3 OmniPoint 3.0 HyperMagnetic Switches at Amazon
0
Found by serra
Yesterday 05:15 PM
$210$30130% offRT New York to St Thomas USVI Caribbean or Vice Versa $210 Nonstop Airfares on Delta Air Lines BE (Travel January - June 2026)
0
Found by wileysmiley
Today 12:14 AM
$4.99$5.499% offFrothBlast Handheld Milk Frother - $4.99
3
Found by itsamazeling
Yesterday 02:37 AM
$44$9051% offNike Men's or Women's Cortez Shoe (Various Colors) from $44.23 + Free Shipping
1

Trending Deals

See All
Found by SiennaChicken1861
Dec 26, 2025 07:06 PM
$22$3638% offAstroglide Water Based Lube (5oz) (Pack of 3) $22.05 + Free Shipping w/ Prime
38
Found by Zawi
Yesterday 11:29 PM
$16$3857% offLISEN 170W Car Charger USB C Fast Charge, GaN Chip PD3.1 Fast Car Charger, 140W+PD30W/QC30W Cigarette Lighter USB Charger Adapter $15.85
2
Found by phoinix
Dec 26, 2025 07:57 PM
$12$3666% off[S&S, AC] $12.41: 3-Pack 5-Oz Astroglide Water Based Lube at Amazon ($4.14 each)
15
Found by SickerDealer
Today 01:31 AM
$24$4850% offlululemon 2L Water Bottle Crossbody with Front Pocket (Pool Party) $24
1
Found by phoinix
Yesterday 11:41 PM
$5.36$1666% off$5.36: G & F Products Earmuffs Hearing Protection w/ Low Profile Passive Folding (Black) at Amazon
1