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Capital One 360 Performance Savings Account: Earn Up to 1K Bonus Funds w/ 3.5% APY Expired

Deposit 10K-100K+
(New Capital 360 Accounts)
+73 Deal Score
174,832 Views
Capital One is offering their Capital One 360 Performance Savings Account: Earn Up to $1,000 Bonus Funds w/ 3.5% APY w/ deposits ranging from $10,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code SPRING23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member henry333 for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code SPRING23 by May 10, 2023
    • Note, offer does not extend to users that have open on or after January 1, 2020
  2. Deposit up to $100,000+ of external funds during the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $10,000+ & Earn $100 Bonus Funds
      • Deposit $50,000+ & Earn $500 Bonus Funds
      • Deposit $100,000+ & Earn $1,000 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 3.50% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited April 21, 2023 at 05:09 PM by
You're invited to earn an exclusive bonus and a high-yield savings rate: 3.50% APY. Act now.
Earn $100, $500 or $1,000 based on how much you deposit. Just open a 360 Performance Savings account, make a deposit within 15 days and hold your deposit for 90 days. Plus, you'll earn interest with one of the best savings rates in America.

https://www.capitalone.com/bank/spring23/

See the link for details. Minimum investment $10,000 for 15+90 days.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+73
174,832 Views
Deposit 10K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

261 Comments

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Featured Comments

$10,000 gets you $100
$50,000 gets you $500
$100,000 gets you $1,000.
consider interest, after 90 days you got 1000+875, equivalent to 7.5% APY
From the fine print: If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

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Joined Jun 2005
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> bubble2 1,725 Posts
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mtnagel
08-12-2023 at 04:27 AM.
08-12-2023 at 04:27 AM.
Deposit on April 24th. Got bonus Aug 11th. Any reason I can't move all the money out and close the account? I don't see anything in the fine print.
Reply
Joined Nov 2014
janitor
> bubble2 681 Posts
99 Reputation
kkkus
08-12-2023 at 10:39 AM.
08-12-2023 at 10:39 AM.
Quote from mtnagel :
Deposit on April 24th. Got bonus Aug 11th. Any reason I can't move all the money out and close the account? I don't see anything in the fine print.
I came here to ask the same thing. I got my bonus yesterday as well. I'd like to close my account and move my money back to ally bank as well. When is the earliest I can do that?
Reply
Joined Jun 2005
L6: Expert
> bubble2 1,725 Posts
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mtnagel
08-12-2023 at 02:05 PM.
08-12-2023 at 02:05 PM.
Quote from kkkus :
I came here to ask the same thing. I got my bonus yesterday as well. I'd like to close my account and move my money back to ally bank as well. When is the earliest I can do that?
I ended up pulling all but $100 out and will transfer it to Dollar Savings Direct, which is 5% now. Will keep the $100 in for maybe a month then pull it out and close it. Only harm is maybe missing a future offer that isn't available to people that previously closed an account after a certain date.
1
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Joined Nov 2008
L3: Novice
> bubble2 198 Posts
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Original Poster
henry333
08-14-2023 at 07:56 AM.
08-14-2023 at 07:56 AM.
Also got my $1000 on 8/11 with an account funded on 4/24 with $100k. Saw these transactions
8/11 bonus $1000
7/31 interest $353
6/30 interest $330
5/31 interest $316
4/30 interest $57
(all numbers rounded). It is interesting that the interest rate has risen from 3.5% apr to 4.23%.

The original offer indicated
. Hold the money in your account for 90 days.
. Bonus will drop to your account within 60 days.
so it is definitely OK to withdraw the money. For me, I would keep my cash position in the Capital One rather than the Bank of America.


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Joined Jul 2008
L5: Journeyman
> bubble2 652 Posts
417 Reputation
Yee_Boi
08-15-2023 at 10:33 AM.
08-15-2023 at 10:33 AM.
$1000 bonus just hit my account

May 1st - Opened
May 3rd - 100k transfered in
Aug 15th - 1k bonus given

May 31 - +$286.02 interest
Jun 30 - +$329.38 interest
July 31 - +$352.45 interest

So in my case I had to wait 17 days out of the "up to 60 days" for my bonus to hit, after 90 days of holding 100k in it.

Now just need US bank $750 to hit and I'm done with bank bonuses for now. Will probably throw most of this into ETF index funds, and combine rest of my accounts and throw the remaining into CIT Bank savings, since they seem to be the leader at 5.05% APY for now.
Reply
Last edited by Yee_Boi August 15, 2023 at 10:43 AM.
Joined Jun 2005
L6: Expert
> bubble2 1,725 Posts
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mtnagel
08-15-2023 at 02:03 PM.
08-15-2023 at 02:03 PM.
Quote from Yee_Boi :
Now just need US bank $750 to hit and I'm done with bank bonuses for now.
No need to stop Smilie In the last year and a half, I'm up to $6170 earned out of a possible $7620 in bank SUB's (this doesn't count credit card SUB's).
Reply
Joined Nov 2005
L6: Expert
> bubble2 1,567 Posts
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Kublakhan
08-30-2023 at 09:16 AM.
08-30-2023 at 09:16 AM.
Initial funding: May 22
Cha-Ching! New account bonus: August 29
Reply

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Joined Dec 2014
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> bubble2 7,661 Posts
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someoneslick
09-01-2023 at 12:09 AM.
09-01-2023 at 12:09 AM.
Quote from iFITSFREEITSME2141 :
So stupid. If you have 10k. Then you're smart enough to have good credit. Instead. Apply for a chase cc and get 700 to 900 dollars for just using. Plus points are not taxable. This deal is worthless!!!
Problem is chase will turn you down based on income and now the idiots just turned me down for an offer THEY THEMSELVES MAILED ME where you get $900 for opening savings and checking accounts and it didn't even say why. I have a great credit score and three cc accts with them, so now this makes me want to stop doing business with them, that they'd then turn me down for accts without reason.
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