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($200/150) Discover Online Bank Signup Bonus

+29 Deal Score
38,848 Views
Discover is offering a signup bonus again on their high yield savings accounts.

$150 if you deposit $15,000 or more
$200 if you deposit $25,000 or more


Offer ends 6/15. Current rate is 3.75%, not as high as other places but others don't offer a bonus and discover service has been great for me.

https://www.discover.com/online-b...gs-lng-04/

QA note: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code GOBR223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
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Created 05-07-2023 at 04:11 PM by bigrich147
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Joined Feb 2021
L6: Expert
> bubble2 1,757 Posts
300 Reputation
nyc10036
05-14-2023 at 03:16 PM.
05-14-2023 at 03:16 PM.
Quote from hardrock121 :
I calculated for 1yr but you are right if u get out right after 3 months once your get your 200 yea you made more technically. But better to keep it for some more time as they might have fine print which I didn't read about withdrawing soon.
I have a bonus for current account owners.
I have to put in the money before 5/31 and cannot take out before 7/30.

I plan on keeping the money there until I get the bonus which will be 3+ months.
Reply
Joined Sep 2010
L6: Expert
> bubble2 1,652 Posts
207 Reputation
hardrock121
05-14-2023 at 03:33 PM.
05-14-2023 at 03:33 PM.
Quote from nyc10036 :
I have a bonus for current account owners.
I have to put in the money before 5/31 and cannot take out before 7/30.

I plan on keeping the money there until I get the bonus which will be 3+ months.

I just ended up moving to Wealthfront which gives 4.54%. No headache of opening a new acct. and easy movement in and out.
Reply
Joined Feb 2021
L6: Expert
> bubble2 1,757 Posts
300 Reputation
nyc10036
05-14-2023 at 05:42 PM.
05-14-2023 at 05:42 PM.
Quote from hardrock121 :
I just ended up moving to Wealthfront which gives 4.54%. No headache of opening a new acct. and easy movement in and out.
Wealthfront is a just like the name says.

It is a fintech which "fronts" other banks.
Reply
Joined Feb 2008
L5: Journeyman
> bubble2 754 Posts
87 Reputation
edgeh2o
05-15-2023 at 07:40 PM.
05-15-2023 at 07:40 PM.
Quote from JB112 :
If you have a discover card, a no brainer since they combine your logins.
It wouldn't let me use my credit card login for the savings account. Had to make a new username.
Reply
Joined Oct 2009
L6: Expert
> bubble2 1,411 Posts
420 Reputation
Chi88
05-16-2023 at 10:20 AM.
05-16-2023 at 10:20 AM.
Quote from edgeh2o :
It wouldn't let me use my credit card login for the savings account. Had to make a new username.

It should allow you to combine after a few days. A new page will ask to verify your account info, choose your preferred username, and the account will be combined.
Reply
Joined Aug 2007
L5: Journeyman
> bubble2 922 Posts
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jellysandwich
05-16-2023 at 11:09 AM.
05-16-2023 at 11:09 AM.
it looks like discover has finally opened up their 1% cashback checking account as well

https://www.discover.com/online-b...g-account/
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Joined Jun 2016
L5: Journeyman
> bubble2 778 Posts
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biskett
05-17-2023 at 11:14 AM.
05-17-2023 at 11:14 AM.
also the APY is now 3.9%
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Joined Sep 2010
L6: Expert
> bubble2 1,652 Posts
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hardrock121
05-22-2023 at 08:53 PM.
05-22-2023 at 08:53 PM.
Quote from nyc10036 :
Wealthfront is a just like the name says.

It is a fintech which "fronts" other banks.
of course..just like the Apple Card..
Reply
Joined Feb 2021
L6: Expert
> bubble2 1,757 Posts
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nyc10036
05-23-2023 at 05:54 AM.
05-23-2023 at 05:54 AM.
Quote from hardrock121 :
of course..just like the Apple Card..
I don't know anything about the Apple Card which I had always thought was a credit card.

Reply
Joined Jun 2007
L5: Journeyman
> bubble2 951 Posts
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dn3g3l
06-15-2023 at 05:58 PM.
06-15-2023 at 05:58 PM.
Opened and deposited on 5/14. Received bonus 6/14
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