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expiredantarkle posted Jun 23, 2023 03:49 AM
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expiredantarkle posted Jun 23, 2023 03:49 AM

5.15% APY FDIC Insured Saving and Money Market accounts at Raisin

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Found great rates (5.15% APY) on FDIC-insured, high-yield savings and money market accounts at Raisin. It's an aggregator where you can open a single account with Raisin and deposit the funds with one of their 30+ partner banks. Just opened an account and deposited $5K.


https://www.raisin.com/en-us/explore-products
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About the Poster
Found great rates (5.15% APY) on FDIC-insured, high-yield savings and money market accounts at Raisin. It's an aggregator where you can open a single account with Raisin and deposit the funds with one of their 30+ partner banks. Just opened an account and deposited $5K.


https://www.raisin.com/en-us/explore-products

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8 Comments

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Jun 23, 2023 03:55 AM
1,231 Posts
Joined Jan 2007
crushnaJun 23, 2023 03:55 AM
1,231 Posts
Raisin? What next, Prune?
Jun 23, 2023 06:39 AM
693 Posts
Joined Jun 2006
WonderfulWorkJun 23, 2023 06:39 AM
693 Posts
Interest rate and APY are subject to change at any time
without notice before and after initial deposit and will
be determined at the bank's discretion.
Jun 23, 2023 07:17 AM
1,580 Posts
Joined Apr 2009
nowaymanJun 23, 2023 07:17 AM
1,580 Posts
You can do better. Depositaccounts.com
1
Jun 24, 2023 08:50 PM
65 Posts
Joined Oct 2022
CoralRose466Jun 24, 2023 08:50 PM
65 Posts
Quote from crushna :
Raisin? What next, Prune?
No, next is Banana
1
Jun 25, 2023 09:31 AM
89 Posts
Joined Jun 2018
KandrosJun 25, 2023 09:31 AM
89 Posts
Quote from nowayman :
You can do better. Depositaccounts.com
According to that site, 5.15% is the best rate for personal accounts. Money market is a little higher at 5.25%.
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Jun 25, 2023 09:34 AM
27,769 Posts
Joined Jul 2006
SUCHaDEALJun 25, 2023 09:34 AM
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This user is an Expert in Home & Home Improvement
27,769 Posts
Quote from CoralRose466 :
No, next is Banana
and when that bank goes under they'll tell the FDIC, YES! We have no bananas.
Jun 26, 2023 02:07 PM
33 Posts
Joined Jul 2019
DanC30Jun 26, 2023 02:07 PM
33 Posts
Better rates at other places right now but at times they will have the best or close to the best. The sign up and funding of accounts at Raisin (formerly Savebetter) is amazing. I signed up and funded my first CD with them in under 5 minutes. It's easy to close CD's too whereas some banks make that process a little painful (i.e. you need to call them 10 days before the CD ends to close it otherwise it auto-renews).
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Jun 27, 2023 02:30 PM
486 Posts
Joined Dec 2006
ZurgJun 27, 2023 02:30 PM
486 Posts
JFIY.

If you have a protonmail email address they wont open an account for you.
I tried multiple times and only got through when I changed it back to my old gmail.
Go figure...

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