Chase is offering 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95.
Thanks to Staff Member EfficientGame645 for finding this deal.
Card Details:
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Edited July 12, 2024
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Chase is offering 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95.
Card Details:
Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Points are worth 25% more when you redeem for travel through Chase Travel℠
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
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Also you can make estimated payments on your federal tax I believe it's 1.87% fee then reduce your withholdings to pay less to account for estimated payment. Otherwise get it back next year as refund etc..
Ever have an IDEA for a business but haven't done anything with it yet? Look, you have a business!
Apply as a sole proprietorship, the business name is the same as your name, the EIN is your SSN.
You can do considerably better than 3 cents a point with most business and first class airline transfers (a booking to Japan earlier this year in business was about 7.4 cents a point for me for example though this is toward the high end)
Also I'd double check your "normally" results- 3 cents is high for typical Hyatt use, 2-2.5 is more typical.
Mind you- Hyatt is still worth doing compared to the portal or PYB or taking it as cash-- and even usually beats coach airfare values--- but typically is inferior to biz/first plane tickets via transfers.
How much are you spending that you're earning 3 million UR every year?
This is actually a much LOWER spend that it has been for most of the last couple years- normally it's been 15k for this card.
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Personally I'm keeping a single Sapphire Reserve card around between the wife and I and just consolidated the points there since the UR point values on the Reserve (1.5) are better than any of the other Sapphire or UR reward cards. I generally get most of the annual fee back in travel and perks. Plus the lounge card payed off big on my last trip to Europe and SEA (I think I hit 8 different lounges). As she or I get out of Sapphire jail, we'll rotate the cards and pick up the signup bonuses. The spend on these business cards are pretty high, but I just happen to have some major expenses coming through this summer, including a big home repair, so I'm gonna take advantage of it.
There is a citi card with 21 months no interest but Balance transfer fee itself kills the deal with 5%
Most definitely this is available for a limited time. Chase is constantly refreshing their offers.
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Yes, you can transfer UR points between your business and personal accounts.
Ink Business unlimited vs Ink Business Cash vs Ink Business preferred?
Which one is better?
Yes, you can set it up to combine points between your business account to you personal account, as long as you have a UR earning CC on both sides (e.g. Business Ink and Freedom Unlimited). Note: you'll actually have to call Chase to have them set it up. Same if you want to share points between a family member.
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Generally ALL chase cards are subject to the 5/24 rule for approvals....but business cards don't count AS one of the 5 once approved.