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Ink Business Preferred® Credit Card: Earn 100k Bonus Points After You Spend $8k in the First 3 Months Expired

+90 Deal Score
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Chase is offering 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95.

Thanks to Staff Member EfficientGame645 for finding this deal.

Card Details:

Original Post

Written by
Edited July 12, 2024 at 02:51 PM by
Chase is offering 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95.

Card Details:
Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Points are worth 25% more when you redeem for travel through Chase Travel℠
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Member FDIC

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Created 06-29-2023 at 03:49 PM by EfficientGame645
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Deal
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

449 Comments

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Featured Comments

To people who can't spend the 8k. I normally pay my property taxes they charge 2% fee but this card gives back 1% so you pay 1% on 8k spent. Ie pay 80 dollars to get 1k bonus.
Also you can make estimated payments on your federal tax I believe it's 1.87% fee then reduce your withholdings to pay less to account for estimated payment. Otherwise get it back next year as refund etc..
Ever sell something on ebay? At a garage sale? Look, you have a business!

Ever have an IDEA for a business but haven't done anything with it yet? Look, you have a business!

Apply as a sole proprietorship, the business name is the same as your name, the EIN is your SSN.





You can do considerably better than 3 cents a point with most business and first class airline transfers (a booking to Japan earlier this year in business was about 7.4 cents a point for me for example though this is toward the high end)

Also I'd double check your "normally" results- 3 cents is high for typical Hyatt use, 2-2.5 is more typical.


Mind you- Hyatt is still worth doing compared to the portal or PYB or taking it as cash-- and even usually beats coach airfare values--- but typically is inferior to biz/first plane tickets via transfers.







How much are you spending that you're earning 3 million UR every year?
Unless you have a slick deal on a time machine, that's not a useful data point.

This is actually a much LOWER spend that it has been for most of the last couple years- normally it's been 15k for this card.

https://www.doctorofcredit.com/ch...quirement/

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Joined Oct 2006
L7: Teacher
> bubble2 2,662 Posts
458 Reputation
desitoyota
10-20-2023 at 07:54 AM.
10-20-2023 at 07:54 AM.
Quote from mcali786 :
Thank you!


What is weird is that I got the card finally but this card doesn't seem to show up in the CHase business portal to see transactions etc. I will call Chase to find out whats up.

Did you set up business portal as separate online log in? You can't see your business cards in personal Chase portal, but you can merge your personal cards to the business portal.
Reply
Joined Jun 2021
L1: Learner
> bubble2 23 Posts
10 Reputation
feelin.beachy
10-20-2023 at 08:38 AM.
10-20-2023 at 08:38 AM.
Quote from mango316 :
Damn unless you have a "business" to spend for, $8k is hard to churn let alone $15k in 3 months….
Not when you have medical bills pending. Lol
Reply
Joined Dec 2005
L8: Grand Teacher
> bubble2 3,821 Posts
115 Reputation
ms2000
10-20-2023 at 11:49 AM.
10-20-2023 at 11:49 AM.
Quote from Knightshade :
This is a different card, so no waiting needed at all for you.

For the SAME card it's 24 months for most chase cards- 48 months for Sapphire ones.
Why is this a different card?
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,326 Posts
4,338 Reputation
Knightshade
10-20-2023 at 11:51 AM.
10-20-2023 at 11:51 AM.
...because they are? The one you asked about is named the "Chase Ink business cash card " and the one in this thread is the Chase Ink Business Preferred card"

Different cards. With different names, fees, benefits, signup bonuses, etc.
Reply
Joined Nov 2011
L3: Novice
> bubble2 103 Posts
18 Reputation
gojoecho
10-20-2023 at 01:56 PM.
10-20-2023 at 01:56 PM.
Quote from zmm61 :
Got approved but when will I get physical card in the mail?
Took me forever. I eventually had to call and talk to representative and they had to send me replacement
Reply
Joined Oct 2006
L7: Teacher
> bubble2 2,662 Posts
458 Reputation
desitoyota
10-20-2023 at 02:50 PM.
10-20-2023 at 02:50 PM.
Quote from mcali786 :
Thank you!


What is weird is that I got the card finally but this card doesn't seem to show up in the CHase business portal to see transactions etc. I will call Chase to find out whats up.

Do you already have a business card online portal set up for any other ink card? If so, then it should show up. If not then setup a portal first at chase.com/bizcard
Reply
Joined Dec 2008
L5: Journeyman
> bubble2 969 Posts
450 Reputation
pirezza
10-21-2023 at 08:55 AM.
10-21-2023 at 08:55 AM.
Quote from desitoyota :
Do you already have a business card online portal set up for any other ink card? If so, then it should show up. If not then setup a portal first at chase.com/bizcard

Portal has been buggy lately. I had to call to get it linked to an existing Business account.
Reply

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Joined Oct 2008
L4: Apprentice
> bubble2 356 Posts
45 Reputation
slickdude99
10-22-2023 at 09:50 AM.
10-22-2023 at 09:50 AM.
Can I get the 100k bonus if I had this card over 48 months ago? I had it when it was $15k spend in 3 months
Reply
Joined Aug 2021
L3: Novice
> bubble2 202 Posts
34 Reputation
CoolHeat767
10-22-2023 at 01:11 PM.
10-22-2023 at 01:11 PM.
Quote from desitoyota :
Yes. If you have an ink preferred card then you have Chase Ultimate Portal and can combine, transfer and redeem points without transferring them to your personal Saphire ultimate rewards
But to get the Sapphire Reserve 1.5x redemption rate do you not need to transfer them to your personal card? When I go to my Ink Ultimate Portal I don't see anything related to my personal cards (as expected), so it seems you would have to connect business + personal explicitly to get that redemption rate benefit.

If not, please advise how to get the 1.5x personal card rate for the points earned with these biz cards, as I have all of the ink cards and sapphire reserve, they are just silo'd right now. I'm open to merging personal and business accounts if it's the only way to get max redemption benefits but would prefer not to.
Reply
Last edited by CoolHeat767 October 22, 2023 at 01:13 PM.
Joined Dec 2005
L8: Grand Teacher
> bubble2 3,821 Posts
115 Reputation
ms2000
10-24-2023 at 09:25 AM.
10-24-2023 at 09:25 AM.
Quote from mcali786 :
Got the manual review and was asked for EIN/TID docs and business address papers, submitted rightaway via portal and was told will be notified, still waiting after 4 days.
What is their #?
They left a VM but its garbled up!
Reply
Joined Dec 2005
L8: Grand Teacher
> bubble2 3,821 Posts
115 Reputation
ms2000
10-24-2023 at 11:02 AM.
10-24-2023 at 11:02 AM.
Quote from unknownuser5 :
How do you generate the referal link? I do not see referal link for chase business ink when I sign in to account and then if I google search it takes me to a page where. they ask to enter my last name, zip and last 4 digit of ssn and they they say I do not have any eligible card for referral.

Also me and my spouse both have a chase business ink unlimited from earlier. Can one of us still refer another one for ink preferred?
I have the same question.
Also, will the recipient receive the same bonus etc?
Reply
Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,411 Posts
71 Reputation
mcali786
10-24-2023 at 11:25 AM.
10-24-2023 at 11:25 AM.
Quote from ms2000 :
what is their #?
they left a vm but its garbled up!
1-877-425-8100
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,223 Posts
727 Reputation
bru_that
10-24-2023 at 11:43 AM.
10-24-2023 at 11:43 AM.
Quote from slickdude99 :
Can I get the 100k bonus if I had this card over 48 months ago? I had it when it was $15k spend in 3 months
You could get the bonus if you had this card 48 hours, or 48 minutes ago...
Reply
Joined Apr 2017
L2: Beginner
> bubble2 46 Posts
14 Reputation
BertrmaH
10-24-2023 at 06:12 PM.
10-24-2023 at 06:12 PM.
Quote from ms2000 :
I have the same question.
Also, will the recipient receive the same bonus etc?

Login to your online portal tap on the existing account go all the way on the bottom where it shows your existing points , underneath is the option " Earn Reward , refer Friend " click on that and you can copy your referral link
Reply

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Joined Apr 2020
L2: Beginner
> bubble2 53 Posts
18 Reputation
frozenrubber
10-24-2023 at 07:35 PM.
10-24-2023 at 07:35 PM.
Quote from CoolHeat767 :
But to get the Sapphire Reserve 1.5x redemption rate do you not need to transfer them to your personal card? When I go to my Ink Ultimate Portal I don't see anything related to my personal cards (as expected), so it seems you would have to connect business + personal explicitly to get that redemption rate benefit.

If not, please advise how to get the 1.5x personal card rate for the points earned with these biz cards, as I have all of the ink cards and sapphire reserve, they are just silo'd right now. I'm open to merging personal and business accounts if it's the only way to get max redemption benefits but would prefer not to.
Contact Chase Customer Service. You can transfer UR points from your business card to your personal via an email request or via phone.
Reply
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