Chase is offering 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95.
Thanks to Staff Member EfficientGame645 for finding this deal.
Card Details:
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Edited July 12, 2024
at 02:51 PM
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Chase is offering 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95.
Card Details:
Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Points are worth 25% more when you redeem for travel through Chase Travel℠
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
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Also you can make estimated payments on your federal tax I believe it's 1.87% fee then reduce your withholdings to pay less to account for estimated payment. Otherwise get it back next year as refund etc..
Ever have an IDEA for a business but haven't done anything with it yet? Look, you have a business!
Apply as a sole proprietorship, the business name is the same as your name, the EIN is your SSN.
You can do considerably better than 3 cents a point with most business and first class airline transfers (a booking to Japan earlier this year in business was about 7.4 cents a point for me for example though this is toward the high end)
Also I'd double check your "normally" results- 3 cents is high for typical Hyatt use, 2-2.5 is more typical.
Mind you- Hyatt is still worth doing compared to the portal or PYB or taking it as cash-- and even usually beats coach airfare values--- but typically is inferior to biz/first plane tickets via transfers.
How much are you spending that you're earning 3 million UR every year?
This is actually a much LOWER spend that it has been for most of the last couple years- normally it's been 15k for this card.
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Lol get your time machine and stop bragging. This offer is great
Hope this helps for those that are trying to get this card.
Hope this helps for those that are trying to get this card.
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Yeah I ultimately got approved but needed to upload tow documents. Definitely sign up as sole proprietorship to avoid the hassle.
I easily went through 4 different Chase biz cards this year and racked up 360k points worth $5,400 for travel (transferred to Chase Sapphire Reserve) by paying a chunk of my estimated taxes each quarter on each card. At least for the Ink cards, you can sign up for the same one every 3 months without cancelling any of them.
And I don't even have a business. I just made one up.
Can you please explain the referral part? Thanks.
Any actual new payment where they get a swipe fee counts- they don't care WHAT you're paying for. Things like balance transfers do not however.
Taxes included. Note at least federally you'll pay a ~2% fee to use a credit card, but obviously for signup bonuses that's still pretty profitable.
If you're not in the same household sometimes folks will offer to pay you some amount of $ if you use their referral link because they value the points they'd get more than the amount they're offering you (but obviously this requires some degree of trust in at least one direction for this to work out)
Assuming the referral doesn't matter which of the CIC/CIP/CIU you get (which I know it doesn't), the value proposition of this offer over the CIC/CIU is debatable - you are basically paying $95 for 10k UR (which has positive value - how much depending on your usage and resulting valuation of UR points), but also burning an extra $2k in spend to do so, which may or may not matter to someone.
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