Capital One Venture is offering 100,000 miles after $5,000 in spend within the first three months, use this
link [capitalone.com] to apply
- $95 annual fee; fee is not waived the first year
- Capital One Lounge and lounge network benefits
- Card earns 2x points everywhere (the equivalent of 2% everywhere)
- Card earns 5x points on hotels and rental cars booked through Capital One Travel
- Card earns 5x points per dollar on Turo car rentals through 5/16/23
- No foreign transaction fees
- Visa Signature benefits
- Receive up to a $100 credit for Global Entry or TSA PreCheck
Important reminder for application:
Please use Captial One pre-approval check tool to determine if you are at an excellent level of credit. Credit Karma can also tell you if you have better chance to get this card. Remember, this application will get you 3 hard pulls! If you do not have an excellent credit level, it would be better not to do the application. You can freeze your Experian credit report before the application so you will only get two hard pulls.
The profiles of successful applicants:
- you have an average credit history longer than 20 years and a high credit score, even though you have many credit cards so far
- you have an average credit history longer than 7 years and have many cards, but have fewer than 3 new credit cards open in the past two years.
- you have a short credit history of 3 years around (or more), longer than 2 years at least, and have very few (less than 3) credit cards open, less than 3, or fewer than 3 new credit cards open in the past two years.
Many people with over 800 credit scores still get rejected due to too many credit accounts being open. Many people with 750+ credit scores but too many credit accounts open (more than 6), even if less than 3 new credits open in the past 2 years, still get rejected. If the Capital One pre-approval tool does not show you an excellent level, which usually shows you an option of Venture or VentureOne or Venture X to apply, you have a very limited chance to get approved.
https://applynow.capitalone.com/?productId=23317
57 Comments
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Save your time and don't waste your hard pull.
They suck
I have an 840 credit score and I was denied as well
But Cap One will reject you even if you're 0/24 if you have too many open accounts.
Chase Ink is easier to get IMHO. I'd rather get a hard pull for a card I'm likely to be approved for than waste one with CO.
But Cap One will reject you even if you're 0/24 if you have too many open accounts.
Chase Ink is easier to get IMHO. I'd rather get a hard pull for a card I'm likely to be approved for than waste one with CO.
have one already from chase, might need to wait a little longer before they can give me another business card (wife had to call reconsideration line twice to get her second business card last week).
Thanks OP.
15k approved 630 score
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Instead call 800 625-7866 with the Application ID (in the letter) and try to fix the issue.
It appears the 2nd best option is to pay for Amazon purchases with them. The ratio should be 1 mile:1 cent. Anyone able to confirm?
Cashback is absolute garbage, and gift cards seem to be below 1:1 as well.
On their site, I only see a 75k bonus. Why would they kill the deal just several hours after posting it on SD????
My Venture X didn't get a digital option
Thanks! Sadly doesn't look like it matters since the deal died. Just as I was going to do it during a break at work! Bummer.
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