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Advertiser Disclosure
Betterment Cash Reserve Account: Earn Up to
5.5% APY
(Available to New Clients)
Betterment offers New Clients an Extra 0.75% APY Boost on top of the current standard Cash Reserve rate for the rest of the year with a qualifying deposit in a Cash Reserve Account.
Thanks to community member Teslo for finding this deal.
Thanks to community member Teslo for finding this deal.
- Fulfill the offer by clicking on the signup link on the Betterment website, opening an individual or joint Cash Reserve account, and then completing a deposit into the Cash Reserve account within 14 days of opening it (a "qualifying deposit"), inclusive of the required settlement time (typically 2-3 business days)
- Your Cash Reserve rate will be increased by 0.75% on top of the current standard Cash Reserve rate of 4.50% > now 4.75% ("promotional rate") from the date of your initial deposit to your Cash Reserve account through December 31, 2023 (the "promotional period")
- Cash Reserve APY is variable and only applies to Cash Reserve accounts
- *See site for details
Original Post
Written by
Edited July 30, 2023
at 06:06 PM
NEW!!! Starting July 31st Standard APY is going up 4.75% that means whoever got in will get 5.5% APY after the boost!
Betterment 5.25% cash reserve account: https://www.betterment.
Open your first account and get an extra 0.75% APY for the rest of the year with a qualifying deposit. The current APY is 4.5% for existing customers. New customers get a 0.75% boost on top of that till Dec. 31, 2023. This means before the end of the year if their rate increases, whoever signs up now will get more than 5.25% APY.
Terms and Conditions
If you are a new Betterment client (i.e., you do not have an existing Betterment account), to qualify for an APY boost on your funds held in Betterment Cash Reserve, you must fulfill the offer by clicking on the signup link on the Betterment website, opening an individual or joint Cash Reserve account, and then completing a deposit into the Cash Reserve account within 14 days of opening it (a "qualifying deposit"), inclusive of the required settlement time (typically 2-3 business days).
If you make a qualifying deposit, your Cash Reserve rate will be increased by 0.75% on top of the current standard Cash Reserve rate of 4.50% ("promotional rate") from the date of your initial deposit to your Cash Reserve account through December 31, 2023 (the "promotional period"). Please note that the Cash Reserve APY is variable and only applies to Cash Reserve accounts or goals set to hold cash, not investments. At the end of the promotional period, your interest rate will return to the standard Cash Reserve rate at that time. APY is variable and is subject to change, including the boosted rate offered in this promotion. If you elect to exclude Cash Reserve deposits from one or more participating Program Banks, Betterment is unable to guarantee you will receive the promotional rate regardless of whether you have made a qualifying deposit.
Betterment 5.25% cash reserve account: https://www.betterment.
Open your first account and get an extra 0.75% APY for the rest of the year with a qualifying deposit. The current APY is 4.5% for existing customers. New customers get a 0.75% boost on top of that till Dec. 31, 2023. This means before the end of the year if their rate increases, whoever signs up now will get more than 5.25% APY.
Terms and Conditions
If you are a new Betterment client (i.e., you do not have an existing Betterment account), to qualify for an APY boost on your funds held in Betterment Cash Reserve, you must fulfill the offer by clicking on the signup link on the Betterment website, opening an individual or joint Cash Reserve account, and then completing a deposit into the Cash Reserve account within 14 days of opening it (a "qualifying deposit"), inclusive of the required settlement time (typically 2-3 business days).
If you make a qualifying deposit, your Cash Reserve rate will be increased by 0.75% on top of the current standard Cash Reserve rate of 4.50% ("promotional rate") from the date of your initial deposit to your Cash Reserve account through December 31, 2023 (the "promotional period"). Please note that the Cash Reserve APY is variable and only applies to Cash Reserve accounts or goals set to hold cash, not investments. At the end of the promotional period, your interest rate will return to the standard Cash Reserve rate at that time. APY is variable and is subject to change, including the boosted rate offered in this promotion. If you elect to exclude Cash Reserve deposits from one or more participating Program Banks, Betterment is unable to guarantee you will receive the promotional rate regardless of whether you have made a qualifying deposit.
Created 07-16-2023
at 07:31 PM
by Teslo
in
Financial Tools & Services
(5)
Bank Advertiser
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Got the 26 wk.
I would prefer 5.25
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If you buy t-bills on a broker like Fidelity and you sell on the secondary market, you will earn partial gain because the discount price will be based on the remaining days left to maturity.
For ex: if you buy a 52wk t-bill at 5%, you are buying a $100 t-bill for $95. If you hold through maturity (52 weeks) you will receive the $100. However, if halfway through (26 weeks, with 26 weeks remaining) you decide to sell that t-bill, it will likely be quoting around $97.5 in the secondary market, so when you sell it you will get around $97.5.
Like anything, anywhere really desirable to live tends to cost a lot. Relatively speaking, I'd rather live in FL rather than further north where the cost of insurance is also rising and they deal with snow and winter. In the west I have to deal with earth quakes and forest fires. I guess you can live in the desert and deal with drought and excessive heat.
Take your pick!!!
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I would prefer 5.25
One can trade treasury bills in secondary market before their maturity.
Yes. Separate from federal income taxes, most states (and even some municipalities) in the US levy additional taxes on its citizens for income earned while living there. Florida is one of the states that does not do this.
Who in the world taught you how to think?
Go waste someone else's time, plebeian
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Crazy there's a surcharge because you have solar. In a nation where we don't build power plants, generally the opposite, you'd think they'd want people to install solar. That said, it might be because TOO MANY people have solar and the utility has a tough time staying afloat because electricity has been made too expensive to generate.