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UFB Portfolio Savings: Earn Expired
up to 5.15% APY
UFB Direct, our partner, offers the following benefits with their UFB Portfolio Savings account:
Slickdeals may be compensated by UFB Direct
- Earn up to 5.25% -> now $5.15% APY*.
- No monthly maintenance fees.
- No minimum deposit requirement
- Complimentary ATM card
- Digital tools for seamless remote banking
- Free transfers between direct deposit accounts
Slickdeals may be compensated by UFB Direct
Original Post
Written by
Edited September 19, 2024
at 11:43 AM
UFB Direct our partner, offers the following benefits with their UFB Secure Savings account:
- Earn up to 5.25% APY*.
- No monthly maintenance fees.
- No minimum deposit requirement
- Complimentary ATM card
- Digital tools for seamless remote banking
- Free transfers between direct deposit accounts
Created 08-11-2023
at 03:49 PM
by EfficientGame645
in
Finance
Axos Bank
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The dollar limits at funding are:
Maximum to transfer in: $250,000.00
The dollar limits after your account is funded are:
Maximum per day in or out $30,000.00
Maximum per month $60,000.00
You may not make funds transfers in excess of limits described on the External Bank Transfer service.
We reserve the right to change from time to time the dollar amount of funds transfers you are permitted to make using our service.
https://www.ufbdirect.c
So basically, this is a great account for folks willing to call them on their BS. Apparently enough customers don't do that to make it worthwhile for them to play games like this.
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Effective tax rate on interest income is my effective tax rate.. no more no less than what I think 😂
I was just surprised that someone at 50% tax rate would associate with us SD peasants.
Income over $243,725 is 35% federal income tax, 3.8% ACA net income tax, 6.85% New York State, 3.876% New York City = 49.526% (50%)
California taxes income above $66k at 9.3%, Wyoming taxes income above $60k at 8.5%
The are 9 states with income tax which with tax rates less than ~5% they are AZ, CO, IN, KY, LA, MI, ND, OH, and PN -
7 states have no income tax: AK, FL, NV, SD, TN, TX, NH
Income over $243,725 is 35% federal income tax, 3.8% ACA net income tax, 6.85% New York State, 3.876% New York City = 49.526% (50%)
California taxes income above $66k at 9.3%, Wyoming taxes income above $60k at 8.5%
The are 9 states with income tax which with tax rates less than ~5% they are AZ, CO, IN, KY, LA, MI, ND, OH, and PN -
7 states have no income tax: AK, FL, NV, SD, TN, TX, NH
No one making $300k should be paying anything close to 50% in taxes. I'd say ~$1m salary is when you get close to 50% net.
No one making $300k should be paying anything close to 50% in taxes. I'd say ~$1m salary is when you get close to 50% net.
Federal Tax Income Tax Marginal Tax Rates [taxfoundation.org]
State Income Tax Marginal Tax Rates [taxfoundation.org]
Federal Tax Income Tax Marginal Tax Rates [taxfoundation.org]
State Income Tax Marginal Tax Rates [taxfoundation.org]
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What timeframe/reference are you basing the 4.49% yield on? I've been using the following for XHLF 30-day:
https://bondbloxxetf.co
https://bondbloxxetf.co
It was as high as 5.31% on Nov 1 and Dec 1, then 5.2%% on 1/1, and 5.10% on Feb 1. Now it's dipped just under 5% for the first time since late May. I'm hoping that my winners keep on running while I continue to move my losers into XHLF (and now SGOV!), but I don't have my hopes up too high.
And, I'm now officially into SGOV with 90% of my fixed income. Thanks for the recommendation!
What timeframe/reference are you basing the 4.49% yield on? I've been using the following for XHLF 30-day:
https://bondbloxxetf.co
https://bondbloxxetf.co
It was as high as 5.31% on Nov 1 and Dec 1, then 5.2%% on 1/1, and 5.10% on Feb 1. Now it's dipped just under 5% for the first time since late May. I'm hoping that my winners keep on running while I continue to move my losers into XHLF (and now SGOV!), but I don't have my hopes up too high.
And, I'm now officially into SGOV with 90% of my fixed income. Thanks for the recommendation!
can you explain this again - in more simpler way, like why is your method of investment better then this thread to start, thanks i am interested in this
The yield on the ETF (or any security/treasury) reflects the yield if you buy at the current price - since the price of XHLF and SGOV doesn't really change the yield is a pretty accurate reflection of what you're currently earning
The yield on the ETF (or any security/treasury) reflects the yield if you buy at the current price - since the price of XHLF and SGOV doesn't really change the yield is a pretty accurate reflection of what you're currently earning
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