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Amex Cardholders: Open Eligible Checking Account + $500 Direct Deposit & Get Expired

$250 Bonus
+95 Deal Score
91,570 Views
American Express is offering Eligible American Express Card Members:  $250 Bonus (deposited to your account) when you open an American Express Rewards Checking account by October 31 and Receive a Qualifying Direct Deposit of $500 or More.

Thanks to Community Member gjpzee for finding this deal.

Details:
  • Offer valid for Card Members with a U.S. Basic Consumer Card issued by American Express National Bank with 3+ months tenure.
  • Offer not valid for American Express Business Checking customers.
  • Open a new checking account by October 31.
  • Receive a qualifying direct deposit of $500 or more by December 10.

Original Post

Written by
Edited September 14, 2023 at 06:45 AM by
Earn $250 after you open an American Express Rewards Checking account by October 31 and receive a qualifying direct deposit of $500 or more by December 10

Earn a competitive 1.00% APY 2 – 10X higher than the national rate

No fee to open, no monthly fees, and no minimum balance required

Earn Membership Rewards points on eligible Debit Card purchases.

Note - Only applications from Card Members with a U.S. Basic Consumer Card issued by American Express National Bank with 3+ months tenure will be accepted.

https://www.americanexpress.com/e...g-account/
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Deal
Score
+95
91,570 Views
$250 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

204 Comments

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Featured Comments

This is an easy $250, but the ACH deposit needing to be from employer or government kind of sucks. My employer only allows for my entire check to be moved through a direct deposit request and not just a portion
Should highlight that this is only for existing Amex card holders,
Having trouble changing my DD to this account with my employer. "Routing number does not exist in the system."

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Joined Jan 2015
Thrifty
> bubble2 235 Posts
ASFMon
09-15-2023 at 12:35 PM.
09-15-2023 at 12:35 PM.
Quote from Verywiseman :
Does this work with the Amex Platinum card?
It did for me.
Reply
Joined Jul 2018
L4: Apprentice
> bubble2 1,040 Posts
2,203 Reputation
Pro
Rocket_US
09-15-2023 at 12:39 PM.
09-15-2023 at 12:39 PM.
Does BCE card holders eligible?
Reply
Joined May 2004
L5: Journeyman
> bubble2 946 Posts
84 Reputation
Bunduckie
09-15-2023 at 12:43 PM.
09-15-2023 at 12:43 PM.
Quote from TheBliz :
I'm wondering if just the deposit of $500 is enough to get the bonus, or if I could deposit the $500, then transfer it out to where I need it, and just keep the account open (with little balance) until the bonus is added

You can transfer it out
Reply
Joined May 2004
L5: Journeyman
> bubble2 946 Posts
84 Reputation
Bunduckie
09-15-2023 at 12:45 PM.
09-15-2023 at 12:45 PM.
Quote from buckeyeBK :
"You must keep your account open and in good standing until we award you your welcome Bonus (8-12 weeks)".

There is no requirement to leave direct deposit in the account, you can transfer it out after it has been deposited. Don't go negative balance will keep your account in good standing and open
Reply
Joined May 2004
L5: Journeyman
> bubble2 946 Posts
84 Reputation
Bunduckie
09-15-2023 at 12:47 PM.
09-15-2023 at 12:47 PM.
Quote from hotlantabraves :
I know it says transfers from bank accounts are excluded but has anyone had success with Robinhood, Webull, Chime or something similar?

Those don't work, but I believe Wealth front might work if you have a WF account
Reply
Joined Jul 2004
L100: Benevolent Monarch
> bubble2 322 Posts
940 Reputation
nadanunca
09-15-2023 at 01:23 PM.
09-15-2023 at 01:23 PM.
Quote from furiousfuria :
My employer also flagged the routing number as not being typical
Can anyone share that routing number so I can check before I bother opening the account?
Reply
Joined May 2014
L2: Beginner
> bubble2 71 Posts
18 Reputation
kgsydh
09-15-2023 at 01:56 PM.
09-15-2023 at 01:56 PM.
Just opened it and set up direct deposit of $500! Thanks Op.
Reply

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Joined Dec 2014
L10: Grand Master
> bubble2 7,653 Posts
483 Reputation
someoneslick
09-15-2023 at 02:12 PM.
09-15-2023 at 02:12 PM.
Not sure why this is front page because other banks have offered higher bonuses. I had an offer from regions for $400, but I forgot to do it in time.
Reply
Joined Aug 2006
L2: Beginner
> bubble2 731 Posts
86 Reputation
jeffkhlam
09-15-2023 at 02:13 PM.
09-15-2023 at 02:13 PM.
Quote from sLick415 :
Having trouble changing my DD to this account with my employer. "Routing number does not exist in the system."
Can someone share this bank routing number so we can check ?
Reply
Joined Apr 2015
L5: Journeyman
> bubble2 717 Posts
25 Reputation
orioncygnus
09-15-2023 at 02:14 PM.
09-15-2023 at 02:14 PM.
question: why do offers like this always require specifically a DD as opposed to some other type of deposit? is it because they want to try to get you to keep direct depositing in a monthly, bimonthly, basis (even though you can just stop the DD after the first one)
Reply
Joined Nov 2011
L4: Apprentice
> bubble2 402 Posts
98 Reputation
sLick415
09-15-2023 at 02:14 PM.
09-15-2023 at 02:14 PM.
Quote from jeffkhlam :
can someone share this bank routing number so we can check ?

124303243
Reply

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Joined Sep 2023
New User
> bubble2 4 Posts
10 Reputation
RelaxedHill9504
09-15-2023 at 02:27 PM.
09-15-2023 at 02:27 PM.
"We are currently accepting applications from Card Members with a U.S. Basic Consumer Card issued by American Express National Bank with 3+ months tenure. Current and prior American Express Business Checking customers are not eligible to apply at this time."
Reply
Joined Sep 2012
L1: Learner
> bubble2 22 Posts
10 Reputation
vitatt79
09-15-2023 at 02:35 PM.
09-15-2023 at 02:35 PM.
can i payoff my amex cc bills with this account?
Reply

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Joined Oct 2007
L3: Novice
> bubble2 928 Posts
383 Reputation
ks_rajesh
09-15-2023 at 02:52 PM.
09-15-2023 at 02:52 PM.
There is a link to setup the direct deposit easily - https://global.americanexpress.co...ct-deposit
1
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