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Amex Cardholders: Open Eligible Checking Account + $500 Direct Deposit & Get Expired

$250 Bonus
+95 Deal Score
91,570 Views
American Express is offering Eligible American Express Card Members:  $250 Bonus (deposited to your account) when you open an American Express Rewards Checking account by October 31 and Receive a Qualifying Direct Deposit of $500 or More.

Thanks to Community Member gjpzee for finding this deal.

Details:
  • Offer valid for Card Members with a U.S. Basic Consumer Card issued by American Express National Bank with 3+ months tenure.
  • Offer not valid for American Express Business Checking customers.
  • Open a new checking account by October 31.
  • Receive a qualifying direct deposit of $500 or more by December 10.

Original Post

Written by
Edited September 14, 2023 at 06:45 AM by
Earn $250 after you open an American Express Rewards Checking account by October 31 and receive a qualifying direct deposit of $500 or more by December 10

Earn a competitive 1.00% APY 2 – 10X higher than the national rate

No fee to open, no monthly fees, and no minimum balance required

Earn Membership Rewards points on eligible Debit Card purchases.

Note - Only applications from Card Members with a U.S. Basic Consumer Card issued by American Express National Bank with 3+ months tenure will be accepted.

https://www.americanexpress.com/e...g-account/
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Deal
Score
+95
91,570 Views
$250 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

204 Comments

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Featured Comments

This is an easy $250, but the ACH deposit needing to be from employer or government kind of sucks. My employer only allows for my entire check to be moved through a direct deposit request and not just a portion
Should highlight that this is only for existing Amex card holders,
Having trouble changing my DD to this account with my employer. "Routing number does not exist in the system."

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Joined Jan 2008
L9: Master
> bubble2 5,963 Posts
786 Reputation
Eagles89
11-08-2023 at 11:41 PM.
11-08-2023 at 11:41 PM.
Quote from MLG :
After you get the bonus, can you withdraw all the money?
Just use the money to pay off your Amex cards
Reply
Joined Oct 2011
L5: Journeyman
> bubble2 959 Posts
141 Reputation
MLG
11-09-2023 at 10:37 AM.
11-09-2023 at 10:37 AM.
Quote from Eagles89 :
Just use the money to pay off your Amex cards
Yeah was planning on that; I meant is it safe to take the money out right after I get the bonus or is there a required holding period?
Reply
Joined May 2007
L6: Expert
> bubble2 1,276 Posts
812 Reputation
Pro
buckeyeBK
11-09-2023 at 10:39 AM.
11-09-2023 at 10:39 AM.
Just got the bonus today... did the initial deposit on 10/5.
Reply
Joined Dec 2016
L3: Novice
> bubble2 230 Posts
37 Reputation
joydivision84
11-09-2023 at 07:00 PM.
11-09-2023 at 07:00 PM.
Got my bonus deposited today too. Got the confirmation email about 2 weeks ago.
Reply
Joined Nov 2007
The Insider
> bubble2 69,045 Posts
136,321 Reputation
yuugotserved
11-09-2023 at 08:51 PM.
11-09-2023 at 08:51 PM.
Got the bonus today too. Initial deposit on 10/13.
Reply
Joined Mar 2006
L2: Beginner
> bubble2 286 Posts
40 Reputation
TooLat3
11-10-2023 at 10:45 AM.
11-10-2023 at 10:45 AM.
Got my bonus today too. DD on 10/12. Email confirmation on 10/17.
Reply
Joined Jul 2023
L2: Beginner
> bubble2 36 Posts
26 Reputation
OrangePickle8757
11-11-2023 at 11:40 AM.
11-11-2023 at 11:40 AM.
Quote from spriteuser :
Anyone close their account after getting bonus?

if you want Amex CC sometime down the line, it is advisable not to close any account right away.

Got Bonus 11/9. One month after DD.
Reply
Last edited by OrangePickle8757 November 11, 2023 at 11:42 AM.

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Joined Dec 2008
L4: Apprentice
> bubble2 484 Posts
58 Reputation
BayAreaMiss
11-14-2023 at 12:35 PM.
11-14-2023 at 12:35 PM.
Finally got the actual deposit - the email came almost a month ago
Reply
Joined Oct 2020
L2: Beginner
> bubble2 26 Posts
10 Reputation
MemorableDime6949
11-21-2023 at 01:48 PM.
11-21-2023 at 01:48 PM.
Worked for me from using cap1 side to Xfer money to Amex bank. Thanks!
Reply
Joined Nov 2013
Happy Member
> bubble2 7,873 Posts
906 Reputation
WuyiL
11-21-2023 at 01:51 PM.
11-21-2023 at 01:51 PM.
Is it expired yet?
Reply
Joined Nov 2012
L4: Apprentice
> bubble2 309 Posts
14 Reputation
JCT
12-06-2023 at 08:41 PM.
12-06-2023 at 08:41 PM.
The actual DD from SS was not updated in time….

I'll have to go to fidelity route. Can u send to someone that's not on my account? Do you happen to know? Thanks so much
Reply
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