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Capital One Venture X: 90,000 Point Bonus
Capital One Venture X is offering 90,000 miles after $4,000 in spend within the first three months, use this link
https://applynow.capita
$395 Annual fee, not waived for first year
https://applynow.capita
$395 Annual fee, not waived for first year
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Hope that helps!
Ah good to know, thanks. This offer will probably be gone before then.
it has negligible amount of impact if you have good track record.
my average score is 835, close or open an account will move that amount by maybe 5 points max before it rebound.
and i have closed no less than 15 accounts.
now.. the biggest reason to choose this card is if you and your partner travel at all. while the priority lounge has gone down hill, it still good to have, and this card allows you to add up to 5 (i think 5) authorized users free of charge. and each AU has their own priority pass.
The $300 travel credit may sound impressive, but you have to use it by booking with their third party travel agency.
Anyone who has traveled a lot knows that this is just asking for trouble!
If there are any flight irregularities, you're generally screwed, because the airline basically tells you to GFY and deal with the travel agency where you bought the ticket, and the travel agency reps in who-knows-where are often just not empowered to actually help you rebook.
And for third party hotel bookings, they're a bit less risky, but you also generally forfeit any hotel points and status benefits.
So in the end, friends generally don't let friends book travel with agencies, making this card not that great of a deal unfortunately.
100% true!!
I learnt it the hard way after having to cancel/change multiple bookings during Covid times. I had airlines tell me that change fee is $0 but CapitalOne portal charge $300 fee
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"
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases and Transfers 21.99%, 25.99% or 28.99%, based on your creditworthiness.
This APR will vary with the market based on the Prime Rate."
The $300 travel credit may sound impressive, but you have to use it by booking with their third party travel agency.
Anyone who has traveled a lot knows that this is just asking for trouble!
If there are any flight irregularities, you're generally screwed, because the airline basically tells you to GFY and deal with the travel agency where you bought the ticket, and the travel agency reps in who-knows-where are often just not empowered to actually help you rebook.
And for third party hotel bookings, they're a bit less risky, but you also generally forfeit any hotel points and status benefits.
So in the end, friends generally don't let friends book travel with agencies, making this card not that great of a deal unfortunately.
Well I recently booked a hotel using these 300$ and the price was quite competitive. So it is worth it for anyone flying and traveling a lot. Whenever you use the card for travels they will be posted somewhere where you can still use your miles/dollars to pay them off later. This is regardless of from where you bought your travels. Also this is 1:1 conversion so you will not loose miles.
Each authorized users gets 3 more (1+2) free lounge access ...while with reserve you get only initial 2 and that's it.
This card has access to more lounges than reserve
Extra lounge access makes this card worth it in my book YMMV
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Each authorized users gets 3 more (1+2) free lounge access ...while with reserve you get only initial 2 and that's it.
This card has access to more lounges than reserve
Extra lounge access makes this card worth it in my book YMMV