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Joined May 2010
L4: Apprentice
> bubble2 315 Posts
424 Reputation
Original Poster
eric62451
09-18-2023 at 12:42 PM.
09-18-2023 at 12:42 PM.
Quote from namelessNsilent :
Anyone having luck with getting their card with expeditied shipping? I just called customer service and was told that is something they do not do which I dont believe
the card arrives 3 business days after you get approved
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Joined May 2010
L4: Apprentice
> bubble2 315 Posts
424 Reputation
Original Poster
eric62451
09-18-2023 at 12:44 PM.
09-18-2023 at 12:44 PM.
Quote from Knightshade :
It's slightly more nuanced than that...

They give you access to a few CSR does not (specifically the few Cap One branded ones)

Where it's tricky is the other direction are the few Chase branded ones... By default CSR (and Ritz Carlton) holders and guests can get unlimited visits to those--- but "normal" priority pass members like the Cap One Venture X provides only get 1 visit a year, only to domestic ones, and it's unclear if they get any guests included with that.

Neither of course gets you into Centurion lounges- but then Amex having killed off free guests nerfed that perk of the higher end Amex cards anyway for most.
not sure what you mean by 1 visit a year, the Cap1 priority pass gets you unlimited access, you can hop lounges at the same airport if there are other lounges that accept priority pass
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Joined Sep 2009
L10: Grand Master
> bubble2 15,329 Posts
4,338 Reputation
Knightshade
09-18-2023 at 12:49 PM.
09-18-2023 at 12:49 PM.
Quote from eric62451 :
not sure what you mean by 1 visit a year, the Cap1 priority pass gets you unlimited access, you can hop lounges at the same airport if there are other lounges that accept priority pass

I mean that it does not do that for Chase lounges. Which is why I said "Chase branded ones." in that sentence, since they're more restrictive about letting PP folks in- it's not unlimited like it is with 'regular' PP lounges- only holders of 3 specific chase cards get unlimited visits- everyone else is 1 per year.

Check out the FAQ here:

https://account.chase.com/sapphir...ort-lounge


Q: How can I access Sapphire Lounge by The Club if I don't have complimentary access through Sapphire Reserve, J.P. Morgan Reserve or The Ritz-Carlton credit card?


A: Other Priority Pass members receive one complimentary visit to a Sapphire Lounge by The Club per calendar year
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Last edited by Knightshade September 18, 2023 at 01:28 PM.
Joined Feb 2022
New User
> bubble2 7 Posts
10 Reputation
StrongStar274
09-18-2023 at 02:02 PM.
09-18-2023 at 02:02 PM.
this could be a fraudulent link. I called Capital one since I applied few weeks back with the 75k bonus, asking if they can match it after seeing this. They said they do not recommend clicking on this. The frad department is looking into it.
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Joined Oct 2012
L4: Apprentice
> bubble2 421 Posts
362 Reputation
ignorant1
09-18-2023 at 03:57 PM.
09-18-2023 at 03:57 PM.
Quote from lester78 :
Here's the Venture X preapproval tool: https://www.capitalone.com/credit...venture-x/
Quote from SDJunkie76 :
Thanks for this. I checked through here, got message: "Your credit qualifies you for Venture X Rewards." and it offered to complete the application which was for 75K.
Went to the 90k link from this deal & was approved.
This may be a dumb question, but....

I currently have all 3 credit bureau accounts frozen. I have a Cap One rewards card for 10+ years and an absolutely perfect credit record.

QUESTION: Does pre-approval mean that Cap One will decide with just the initial "soft credit" pull - and then not require a 'hard pull' on the credit bureaus? Or would I still need to unlock all three credit bureau accounts? (Seems absurd that Cap One would pull ALL 3 bureaus - it that really true?)

Thanks in advance!
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Joined Aug 2014
L2: Beginner
> bubble2 60 Posts
10 Reputation
afeng0721
09-18-2023 at 04:38 PM.
09-18-2023 at 04:38 PM.
Quote from StrongStar274 :
this could be a fraudulent link. I called Capital one since I applied few weeks back with the 75k bonus, asking if they can match it after seeing this. They said they do not recommend clicking on this. The frad department is looking into it.

I don't know, I used the link to apply for the card, got approved, and will receive it in 3 business days.
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Joined Sep 2008
L2: Beginner
> bubble2 53 Posts
18 Reputation
bumpdizzle
09-18-2023 at 06:27 PM.
09-18-2023 at 06:27 PM.
Thanks SD comments, this saved me from wasting time asking if they'd match the new SUB.

That said, great card so far, it's my 2X catch all card for stuff that doesn't get higher multipliers on my other cards (CSP, Ink).

$300 coupon on their travel portal came in handy last week. So far, so good! Wish they had more Cap One lounges (IAD, DFW, DEN pending), but lounges will be for the AMEX Plat one day.
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Joined Sep 2009
L1: Learner
> bubble2 22 Posts
10 Reputation
macoy321
09-19-2023 at 07:14 AM.
09-19-2023 at 07:14 AM.
Quote from finnerson :
Taking into account that you receive a $300 travel credit and 10,000 points annually, you come out even with just those two.

Any credit is worth it… PROVIDED you pay it in full on every payment due date.
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Joined Sep 2009
L1: Learner
> bubble2 22 Posts
10 Reputation
macoy321
09-19-2023 at 07:21 AM.
09-19-2023 at 07:21 AM.
If you are an existing regular Capital One Venture card holder, will you be eligible for the miles benefit for applying Venture X ?? I spoke to the agent and they could not give me a straight answer.
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Joined Mar 2010
L2: Beginner
> bubble2 26 Posts
10 Reputation
cpjason422
09-19-2023 at 07:32 AM.
09-19-2023 at 07:32 AM.
Quote from StrongStar274 :
this could be a fraudulent link. I called Capital one since I applied few weeks back with the 75k bonus, asking if they can match it after seeing this. They said they do not recommend clicking on this. The frad department is looking into it.
I applied a few days ago, logged into the app, got my credit card yesterday. In the app, there is a section that says "Track your 90,000 miles bonus." Hope this helps someone.
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Joined Oct 2006
L5: Journeyman
> bubble2 835 Posts
1,359 Reputation
lxtng
09-19-2023 at 07:42 AM.
09-19-2023 at 07:42 AM.
Quote from StrongStar274 :
this could be a fraudulent link. I called Capital one since I applied few weeks back with the 75k bonus, asking if they can match it after seeing this. They said they do not recommend clicking on this. The frad department is looking into it.
I applied through the link, got approved and card arrived yesterday.
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Joined Feb 2008
L7: Teacher
> bubble2 2,068 Posts
107 Reputation
jomarrod
09-19-2023 at 08:12 AM.
09-19-2023 at 08:12 AM.
Quote from WiseClover328 :
Do they not allow downgrades?
I read somewhere you have to let them know 60 days before your account hits the annual fee to get a downgrade option
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Joined Feb 2008
L7: Teacher
> bubble2 2,068 Posts
107 Reputation
jomarrod
09-19-2023 at 08:32 AM.
09-19-2023 at 08:32 AM.
Does this card offer extended warranty (1 YR) and extended purchase protection (when an item you buy breaks accidentally)?
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Joined Jul 2007
L7: Teacher
> bubble2 2,294 Posts
457 Reputation
Fragster
09-19-2023 at 11:34 AM.
09-19-2023 at 11:34 AM.
Just closed off my chase sapphire as it wasn't really offering me any decent benefits after the 1st $700 back in points.

So I guess this is only good for people looking to cash in fly miles for travel? Other than than, no real benefits (I already have Wells Fargo 2% card with $12k limit).
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Joined Feb 2016
L2: Beginner
> bubble2 51 Posts
14 Reputation
manny2005
09-19-2023 at 11:38 AM.
09-19-2023 at 11:38 AM.
Card is def. worth it. It pays or itself. $300 for a travel purchase.. plus $100 for Global Entry/TSA Pre check.. the card practically is paying you to use it. No one should even worry about the APR cause.. just pay your damn bill on time. Oh and was approved for a $30k limit
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Last edited by manny2005 September 19, 2023 at 11:41 AM.
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