Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Sorry, this deal has expired. Get notified of deals like this in the future. Add Deal Alert for this Item
Frontpage Advertiser Disclosure

Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.3% APY Expired

Deposit $20K-100K+
(New Capital 360 Accounts)
+142 Deal Score
298,838 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.5% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code FALL23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member srhearts for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code FALL23 by December 6, 2023
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.30% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited November 4, 2023 at 09:09 PM by
First post so please feel free to modify
DEPOSIT BONUS
$20,000 +$300
$50,000 +$750
$100,000 +$1,500

https://www.capitalone.com/bank/f...4fy23_1025


If you have or had an open
360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
Here's the full scoop on how to earn your bonus:
STEP 1—Open a 360 Performance Savings account between 12:00 a.m. ET on November 1, 2023, and 11:59 p.m. ET on December 6, 2023. When you open your account, ensure the promo code FALL23 is entered in the Promo Code box.
STEP 2—Initial Funding Period. Deposit a total of $20,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period).
STEP 3—Hold Period. You will earn a bonus once you've maintained the Deposit Amount of $20,000 or more for 90 days following the Initial Funding Period. The Initial Funding Period is defined as the first 15 days from account opening, and the 90-day Hold Period does not begin until after the full 15-day Initial Funding Period.
The amount of your bonus will be determined as follows:
$300 bonus—The new money deposited from an external bank during the Initial Funding Period was between $20,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$750 bonus—The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$1,500 bonus—The new money deposited from an external bank during the Initial Funding Period was $100,000 or more, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier's cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+142
298,838 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

537 Comments

Your comment cannot be blank.

Featured Comments

Jeez...wildly inaccurate posts like this should be deleted. You don't seem to understand that you are getting both a signup bonus AND the ongoing high-yield (currently 4.3%) interest. Please feel free to correct my math here, but I think the combined bonus puts the effective APY over 6% for the first year. Good luck finding any other liquid investment with a guaranteed yield like that.

Pretty good deal for someone who doesn't already have a Cap360 account (since existing or recent savings account holders don't seem to be eligible).
the capital one account also has 4.3% apy so it would be higher
That is not how this works.

Sign up for a Slickdeals account to remove this ad.

Joined Jul 2018
L1: Learner
> bubble2 20 Posts
10 Reputation
mtpat
11-20-2023 at 04:08 PM.
11-20-2023 at 04:08 PM.
Sweet deal! Since I use a Capital One Visa card, this was an insanely easy process. My checking account is already linked so my Visa bill gets paid, so it couldn't have been any easier. Transfer is pending and the bonus will be a nice bump in my account. Thank you OP!
Reply
Joined Nov 2009
L4: Apprentice
> bubble2 491 Posts
258 Reputation
Pro
soldiersinx
11-22-2023 at 09:36 AM.
11-22-2023 at 09:36 AM.
So I submitted my identification, how long did it take you guys until the account was fully setup? I am still waiting for an account number or confirmation my account was completed. Thanks.
Reply
Joined Dec 2018
L1: Learner
> bubble2 22 Posts
10 Reputation
Bubby4113
11-22-2023 at 12:35 PM.
11-22-2023 at 12:35 PM.
Quote from newbharry :
transferred 100100$. Good deal. I just finished my discover 250 for 25k last week lol..

That was the best. $250 for 25k for just 30 days and existing customers... Still unbeatable ..

Can you elaborate ? Still available ?
Reply
Joined Jan 2006
L10: Grand Master
> bubble2 8,566 Posts
43,289 Reputation
Pro
pandamania
11-22-2023 at 01:45 PM.
11-22-2023 at 01:45 PM.
Marcus via AARP

8-Month No-Penalty CD for AARP Members
4.60%
Minimum deposit
$500
Early withdrawal penalty
$0
Annual Percentage Yield (APY) as of November 22, 2023. Maximum balance limits apply. APY may change before a No-Penalty CD is opened and funded. Withdrawals permitted starting seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD

https://www.marcus.com/us/en/savings/aarp-npcd
Reply
Joined Nov 2017
Baccanalion
> bubble2 68 Posts
62 Reputation
Baccanalion
11-24-2023 at 08:19 PM.
11-24-2023 at 08:19 PM.
Quote from samsungs70 :
Isn't buying tbills with the interest rate of more than 5.5% (6 months) a bit better than this deal?
Yes. But T bill is not liquid asset. Your money is stuck for 6 months.so you dont want all your money stuck there. This is regular savings account ... I have a lot of money in TBills and rest that i want to keep liquid i have in savings account like this.
Reply
Joined Nov 2017
Baccanalion
> bubble2 68 Posts
62 Reputation
Baccanalion
11-24-2023 at 08:26 PM.
11-24-2023 at 08:26 PM.
Quote from vt00m :
Transferred 175 k from bofa, no issue
Hi how did you transfer a big amount like that ? For eg . I have say discover bank and i want to transfer 105K ... Should i do a pull from C1 or a push from discover?
Reply
Joined Apr 2020
L3: Novice
> bubble2 218 Posts
121 Reputation
chicago_clubs
11-25-2023 at 12:06 PM.
11-25-2023 at 12:06 PM.
I opened an account for my wife and tried to fund it from my Chase account. Transaction got declined and chase says we can no longer fund external accounts using ACH. Only option is wire or check deposit.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Jul 2019
L5: Journeyman
> bubble2 581 Posts
122 Reputation
tengtengvn
11-25-2023 at 12:12 PM.
11-25-2023 at 12:12 PM.
Quote from chicago_clubs :
I opened an account for my wife and tried to fund it from my Chase account. Transaction got declined and chase says we can no longer fund external accounts using ACH. Only option is wire or check deposit.

ACH pull from external account.
Reply
Joined Apr 2020
L3: Novice
> bubble2 218 Posts
121 Reputation
chicago_clubs
11-25-2023 at 01:43 PM.
11-25-2023 at 01:43 PM.
Quote from tengtengvn :
ACH pull from external account.

Name has to be the same! Capital one does not allow me to add to external account which is under different name.
Reply
Joined Aug 2003
Ski Freak
> bubble2 2,745 Posts
855 Reputation
Hellyea
11-26-2023 at 08:38 AM.
11-26-2023 at 08:38 AM.
Quote from pandamania :
Marcus via AARP

8-Month No-Penalty CD for AARP Members
4.60%
Minimum deposit
$500
Early withdrawal penalty
$0
Annual Percentage Yield (APY) as of November 22, 2023. Maximum balance limits apply. APY may change before a No-Penalty CD is opened and funded. Withdrawals permitted starting seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD

https://www.marcus.com/us/en/savings/aarp-npcd

Why do this when HYSA are higher than this?
Reply
Joined Aug 2003
Ski Freak
> bubble2 2,745 Posts
855 Reputation
Hellyea
11-26-2023 at 08:42 AM.
11-26-2023 at 08:42 AM.
Opened the account 11/19 and instead the funds pull from Citi
11/21 Funds withdrawn from Citi
11/26: Funds still show As current balance and on hold, expecting to be released 11/27

Do they pay interest on "current balance"
Reply
Joined Jan 2006
L10: Grand Master
> bubble2 8,566 Posts
43,289 Reputation
Pro
pandamania
11-26-2023 at 10:31 AM.
11-26-2023 at 10:31 AM.
Quote from Hellyea :
Why do this when HYSA are higher than this?
In case someone is interested in a no penalty cd
Reply
Joined Jan 2009
L9: Master
> bubble2 4,996 Posts
574 Reputation
bigballs
11-27-2023 at 08:45 AM.
11-27-2023 at 08:45 AM.
Quote from pandamania :
Marcus via AARP

8-Month No-Penalty CD for AARP Members
4.60%
Minimum deposit
$500
Early withdrawal penalty
$0
Annual Percentage Yield (APY) as of November 22, 2023. Maximum balance limits apply. APY may change before a No-Penalty CD is opened and funded. Withdrawals permitted starting seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD

https://www.marcus.com/us/en/savings/aarp-npcd
Unless you think you will need the dough, this is an awful rate. Right now the game is to lock in highest rate possible going furthest out. No more rate hike and possibly cuts coming sometime next year. The banks will cut rates and/or won't commit to high yield for longer term CDs soon.
Reply
Joined Sep 2009
L7: Teacher
> bubble2 2,442 Posts
166 Reputation
PoLusImo
11-27-2023 at 09:01 AM.
11-27-2023 at 09:01 AM.
If you log in using the account opening process, you will get a non-eligibility message. I closed the account on Jan 7, 2021, and am not eligible.
Quote from cyclops13 :
I have an account opened in 2019. How to check if I'm eligible? Was your account open or closed?
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Sep 2009
L7: Teacher
> bubble2 2,442 Posts
166 Reputation
PoLusImo
11-27-2023 at 09:25 AM.
11-27-2023 at 09:25 AM.
Fidelity allows up to $1M I guess and almost instant.
Quote from Baccanalion :
Hi how did you transfer a big amount like that ? For eg . I have say discover bank and i want to transfer 105K ... Should i do a pull from C1 or a push from discover?
Reply
Page 21 of 36
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.