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Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.3% APY Expired

Deposit $20K-100K+
(New Capital 360 Accounts)
+142 Deal Score
298,661 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.5% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code FALL23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member srhearts for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code FALL23 by December 6, 2023
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.30% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited November 4, 2023 at 09:09 PM by
First post so please feel free to modify
DEPOSIT BONUS
$20,000 +$300
$50,000 +$750
$100,000 +$1,500

https://www.capitalone.com/bank/f...4fy23_1025


If you have or had an open
360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
Here's the full scoop on how to earn your bonus:
STEP 1—Open a 360 Performance Savings account between 12:00 a.m. ET on November 1, 2023, and 11:59 p.m. ET on December 6, 2023. When you open your account, ensure the promo code FALL23 is entered in the Promo Code box.
STEP 2—Initial Funding Period. Deposit a total of $20,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period).
STEP 3—Hold Period. You will earn a bonus once you've maintained the Deposit Amount of $20,000 or more for 90 days following the Initial Funding Period. The Initial Funding Period is defined as the first 15 days from account opening, and the 90-day Hold Period does not begin until after the full 15-day Initial Funding Period.
The amount of your bonus will be determined as follows:
$300 bonus—The new money deposited from an external bank during the Initial Funding Period was between $20,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$750 bonus—The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$1,500 bonus—The new money deposited from an external bank during the Initial Funding Period was $100,000 or more, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier's cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
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Deal
Score
+142
298,661 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

537 Comments

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Featured Comments

Jeez...wildly inaccurate posts like this should be deleted. You don't seem to understand that you are getting both a signup bonus AND the ongoing high-yield (currently 4.3%) interest. Please feel free to correct my math here, but I think the combined bonus puts the effective APY over 6% for the first year. Good luck finding any other liquid investment with a guaranteed yield like that.

Pretty good deal for someone who doesn't already have a Cap360 account (since existing or recent savings account holders don't seem to be eligible).
the capital one account also has 4.3% apy so it would be higher
That is not how this works.

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Joined Apr 2017
New User
> bubble2 3 Posts
10 Reputation
cowifornia
01-11-2024 at 09:57 AM.
01-11-2024 at 09:57 AM.
When will a similar promo start for this? I missed it by a day but I know Capital One runs these things often.
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 962 Posts
180 Reputation
LiamNg
01-18-2024 at 01:36 PM.
01-18-2024 at 01:36 PM.
I opened my 360 Saving account on 11/6/23, looks like I'll have to wait until around Feb 6, 2024 to see the Bonus.
Reply
Joined Nov 2018
New User
> bubble2 5 Posts
10 Reputation
JonathanN9347
01-20-2024 at 09:14 AM.
01-20-2024 at 09:14 AM.
Quote from LiamNg :
I opened my 360 Saving account on 11/6/23, looks like I'll have to wait until around Feb 6, 2024 to see the Bonus.

How did you get feb 6? The bonus is supposed to show after 60 days from your deposit date. If you opened on 11/6, you had until 11/21 to deposit. Your bonus should show by 1/21ish.
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 962 Posts
180 Reputation
LiamNg
01-20-2024 at 01:41 PM.
01-20-2024 at 01:41 PM.
Quote from JonathanN9347 :
How did you get feb 6? The bonus is supposed to show after 60 days from your deposit date. If you opened on 11/6, you had until 11/21 to deposit. Your bonus should show by 1/21ish.
I thought it's after 90 day?
The funding amount must be in your account within the first 15 days of account opening. The amount must be maintained in your account for 90 days to earn the bonus. Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above.
Reply
Joined Nov 2010
L3: Novice
> bubble2 187 Posts
37 Reputation
lrryjrry
01-21-2024 at 01:23 AM.
01-21-2024 at 01:23 AM.
Quote from LiamNg :
I opened my 360 Saving account on 11/6/23, looks like I'll have to wait until around Feb 6, 2024 to see the Bonus.
I opened on 11-12 and funded 11-15, still have not seen the bonus. Anyone have received the bonus?
Reply
Joined Nov 2010
L3: Novice
> bubble2 187 Posts
37 Reputation
lrryjrry
01-21-2024 at 01:25 AM.
01-21-2024 at 01:25 AM.
Quote from NITISOOD35 :
Open a 360 Performance Savings account with promo code FALL23 by 1/9/2024.
1. Open
Open a new 360 Performance Savings account with promo code FALL23 by 1/9/2024.

2. Deposit
Deposit $20,000+ of external funds during the 15-day Initial Funding Period after opening your account.

3. Hold
Hold the deposit(s) in your account for 90 days after the 15-day Initial Funding Period ends.

4. Earn
See the bonus in your new account within 60 days after holding. See chart for bonus amounts.

DEPOSIT BONUS
$20,000+ $300
$50,000+ $750
$100,000+ $1,500

Remember you also get 4.35% APY on the deposit !!
------------------------------------------------------

https://www.capitalone.com/bank/f..._EA-003037
That means 5 months after funding the account?
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 962 Posts
180 Reputation
LiamNg
01-21-2024 at 03:02 AM.
01-21-2024 at 03:02 AM.
Quote from lrryjrry :
That means 5 months after funding the account?
That's what I thought, however, people said the bonus usually comes much earlier. So it could be after 3 months plus a few days (up to 60 days).
Reply

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Joined Sep 2019
L5: Journeyman
> bubble2 597 Posts
146 Reputation
SlickMask6251
01-21-2024 at 05:16 AM.
01-21-2024 at 05:16 AM.
Finally Capital One is being sued for not raising the rates on 360 savings and instead creating a new product 360 performance savings. Existing customers missed on interest earnings.
Reply
Joined Apr 2004
L7: Teacher
> bubble2 2,014 Posts
269 Reputation
darkhunter
01-21-2024 at 10:59 AM.
01-21-2024 at 10:59 AM.
Gonna hold out until promo comes back.
Reply
Joined Sep 2011
L3: Novice
> bubble2 169 Posts
38 Reputation
TheCrownedking
01-28-2024 at 01:42 PM.
01-28-2024 at 01:42 PM.
Still waiting for the bonus, is it okay to take all the money out and move on to another bonus after we receive the bonus?
Reply
Joined Jul 2021
L2: Beginner
> bubble2 66 Posts
18 Reputation
FrenchAngeles
01-29-2024 at 05:18 PM.
01-29-2024 at 05:18 PM.
Quote from TheCrownedking :
Still waiting for the bonus, is it okay to take all the money out and move on to another bonus after we receive the bonus?
You need to hold the original amount for 90 days after the 15 days, so 105 days to get the bonus. The bonus should appear 60 days after that
Reply
Joined Mar 2005
L9: Master
> bubble2 4,720 Posts
635 Reputation
thegman230
01-29-2024 at 07:43 PM.
01-29-2024 at 07:43 PM.
Quote from FrenchAngeles :
You need to hold the original amount for 90 days after the 15 days, so 105 days to get the bonus. The bonus should appear 60 days after that
That was not the answer to their question at all that you answered. The answer to their question is simply YES they can remove the funds anytime after the bonus posts.
Reply
Joined Mar 2005
L9: Master
> bubble2 4,720 Posts
635 Reputation
thegman230
01-29-2024 at 07:44 PM.
01-29-2024 at 07:44 PM.
Quote from TheCrownedking :
Still waiting for the bonus, is it okay to take all the money out and move on to another bonus after we receive the bonus?
Yes you can do anything you want after the bonus posts.
Reply
Joined Jul 2021
L2: Beginner
> bubble2 66 Posts
18 Reputation
FrenchAngeles
01-30-2024 at 10:33 AM.
01-30-2024 at 10:33 AM.
Quote from thegman230 :
That was not the answer to their question at all that you answered. The answer to their question is simply YES they can remove the funds anytime after the bonus posts.
Actually, the answer is, you can take the money out after 105 days! Even before the bonus posts...which should be from day 105 to day 165
Reply

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Joined Sep 2018
L6: Expert
> bubble2 1,803 Posts
70 Reputation
Ryson11
01-30-2024 at 10:42 AM.
01-30-2024 at 10:42 AM.
Quote from thegman230 :
That was not the answer to their question at all that you answered. The answer to their question is simply YES they can remove the funds anytime after the bonus posts.

Hahaha
Reply
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