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Citi Cardholders w/ ThankYou Points: Apple eGift Cards Expired

20% Off
(Must Redeem Points)
+108 Deal Score
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Thank You via Citi is offering 20% Off Apple eGift Cards valid for Citi Cardholders (redeem via Citi ThankYou Points).
  • Note: Must login to your Citi account and redeem your points on the available eGift cards. Must have acquired points in your account to redeem.
Thanks to Community Member sujacob for finding this deal.
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Original Post

Written by
Edited November 26, 2023 at 09:47 PM by
Citi Thank You rewards Cyber Monday deal is now live, offering 20% Off Apple eGift Cards valid for Citi Cardholders.

+10% points back if you hold a Rewards+ card, making a $100 redemption effectively 7200 pts.

Also available
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https://www.thankyou.com/
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I think it's pretty messed up of Citi to continuously offer 15% on Black Friday every year, as if that's their major doorbuster point-exchange deal, and have people cash out all of their points for that, thinking they just got an amazing deal... and then just few days later like clockwork, Citi ups it to 20% but now those people don't have any points left to get them because they already used them all up on Black Friday. I feel bad for those who saw that 15% and fell for the bait.

Lesson is to accumulate Citi points til Cyber Monday every year specifically for this promo on Apple GC's; do NOT fall for their Black Friday "deal". Citi really should instead just make it 20% for Black Friday thru Cyber Monday. Not that 15% crap.
·
I was waiting for the 20% like they do every year - redeemed 75k worth of points
·
Also available at 20% off
AMC
Bath & Body Works
Chili's
Fandango
Fun & Fabulous
H&M
Hulu
Red Robin
Spafinder
Virgin Experience
Vudu

and 10% points back if you hold a Rewards+ card, making a $100 redemption effectively 7200 points
·

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Joined Aug 2022
L2: Beginner
> bubble2 65 Posts
160 Reputation
SRA1234
11-26-2023 at 10:54 PM.
11-26-2023 at 10:54 PM.
Quote from coolcoder :
You can't redeem them for cash? I see them as cash. Whenever I buy anything with my Citi double cash, I treat the 2% back as something I have paid out of my pocket that I am getting back, and not a free gift.
There are deals using certain specialty credit cards where you earn 10-15% BONUS TYP on grocery, gas, utility, restaurant, etc. Bonus points are in addition to regular 1-2% TYP.

Thank GOD! Those bonus points make these GC free for me. Or I wouldn't buy Apple products...

Redeeming for cash or direct shopping is wasting value of TYP.
Reply
Last edited by SRA1234 November 26, 2023 at 10:58 PM.
Joined Aug 2012
L2: Beginner
> bubble2 43 Posts
33 Reputation
imthiazah
11-26-2023 at 11:08 PM.
11-26-2023 at 11:08 PM.
Quote from SRA1234 :
At other retailers, you pay $'s.

At Apple, spending FREE TYP GC is a joy...

Completely agree. Used my last years TYP's gift cards to get a 1TB IPhone 15 pro for free. Great feeling!
Reply
Joined Jun 2014
L2: Beginner
> bubble2 28 Posts
10 Reputation
spodtek
11-26-2023 at 11:11 PM.
11-26-2023 at 11:11 PM.
Quote from dealnabber :
I think it's pretty messed up of Citi to continuously offer 15% on Black Friday every year, as if that's their major doorbuster point-exchange deal, and have people cash out all of their points for that, thinking they just got an amazing deal... and then just few days later like clockwork, Citi ups it to 20% but now those people don't have any points left to get them because they already used them all up on Black Friday. I feel bad for those who saw that 15% and fell for the bait.

Lesson is to accumulate Citi points til Cyber Monday every year specifically for this promo on Apple GC's; do NOT fall for their Black Friday "deal". Citi really should instead just make it 20% for Black Friday thru Cyber Monday. Not that 15% crap.

They got me last year 😩
Reply
Joined Jul 2006
L9: Master
> bubble2 4,542 Posts
1,000 Reputation
coolcoder
11-26-2023 at 11:11 PM.
11-26-2023 at 11:11 PM.
Quote from SRA1234 :
There are deals using certain specialty credit cards where you earn 10-15% BONUS TYP on grocery, gas, utility, restaurant, etc. Bonus points are in addition to regular 1-2% TYP.

Thank GOD! Those bonus points make these GC free for me. Or I wouldn't buy Apple products...

Redeeming for cash or direct shopping is wasting value of TYP.

Got it. I just get the usual 2% back as I only have Citi double cash. So redeeming my 55k points for $550 cash seems to be the best thing to do as I am not in the Apple software ecosystem and was only interested in their hardware, all of which is priced a lot higher than retailers. Maybe I'll redeem 8k points for a $100 H&M gc, but other than that, the remaining $470 will go straight into my pocket.
Reply
Joined Dec 2009
L9: Master
> bubble2 4,917 Posts
506 Reputation
rdcrds
11-26-2023 at 11:46 PM.
11-26-2023 at 11:46 PM.
Quote from coolcoder :
Got it. I just get the usual 2% back as I only have Citi double cash. So redeeming my 55k points for $550 cash seems to be the best thing to do as I am not in the Apple software ecosystem and was only interested in their hardware, all of which is priced a lot higher than retailers. Maybe I'll redeem 8k points for a $100 H&M gc, but other than that, the remaining $470 will go straight into my pocket.
Well you can buy Airline tickets or motels with them but they have different gift cards at times. I got 300 a few weeks ago in Citi that is a 1 for all gift card has lots of different fast food places etc on it.
Reply
Joined Jul 2013
L4: Apprentice
> bubble2 479 Posts
77 Reputation
likzslick
11-26-2023 at 11:53 PM.
11-26-2023 at 11:53 PM.
Quote from TenderArm455 :
8 online and 20 in store

I thought there was a way to combine Apple gift cards buy buying a big product and doing a return back
1
Reply
Joined Jun 2007
L4: Apprentice
> bubble2 354 Posts
62 Reputation
ultbruin
11-27-2023 at 12:08 AM.
11-27-2023 at 12:08 AM.
Thanks OP! Picked one up.
Reply

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Joined Jan 2012
L5: Journeyman
> bubble2 996 Posts
485 Reputation
67L88Stingray
11-27-2023 at 12:32 AM.
11-27-2023 at 12:32 AM.
Quote from rdcrds :
Well you can buy Airline tickets or motels with them but they have different gift cards at times. I got 300 a few weeks ago in Citi that is a 1 for all gift card has lots of different fast food places etc on it.
Most of the time the regular sales are only 10% though so not great. I can usually get better than that at my grocery store. I have a ton of points banked, not sure what to do with them. Keep waiting for a definite use, but haven't found one yet. The Travel portal thing is a bit intimidating and varies quite a bit. I know you can get killer deals there but seems like a lot of work and limiting for when/where.
Reply
Joined Jan 2008
L9: Master
> bubble2 5,963 Posts
786 Reputation
Eagles89
11-27-2023 at 01:40 AM.
11-27-2023 at 01:40 AM.
I don't think this is worth it because you won't get cashback from the portals if you buy from Apple store
1
Reply
Joined Dec 2006
Hellspawn
> bubble2 7,847 Posts
1,033 Reputation
ketamine
11-27-2023 at 02:14 AM.
11-27-2023 at 02:14 AM.
Quote from Eagles89 :
I don't think this is worth it because you won't get cashback from the portals if you buy from Apple store
Yes, you will, last time I got 15x miles and the spending bonus as well.
Reply
Last edited by ketamine November 27, 2023 at 02:16 AM.
Joined Nov 2017
L3: Novice
> bubble2 187 Posts
50 Reputation
sweetcaroline22
11-27-2023 at 03:32 AM.
11-27-2023 at 03:32 AM.
Quote from GKS :
I don't think the Costco Citi Card I've would work for this?

No, all of the cash back earned throughout the year from your Citi Costco card is sent out as part of your Costco rewards check (which includes the cash back you earned from Citi combined with the 2% cash back earned from your Costco executive membership if you have one). They can't be redeemed for Citi TYP.
Reply
Joined Nov 2017
L3: Novice
> bubble2 187 Posts
50 Reputation
sweetcaroline22
11-27-2023 at 03:36 AM.
11-27-2023 at 03:36 AM.
Quote from 67L88Stingray :
Most of the time the regular sales are only 10% though so not great. I can usually get better than that at my grocery store. I have a ton of points banked, not sure what to do with them. Keep waiting for a definite use, but haven't found one yet. The Travel portal thing is a bit intimidating and varies quite a bit. I know you can get killer deals there but seems like a lot of work and limiting for when/where.

I'm in the same boat. From my research, most agree that redeeming for travel maximizes the TYP value (over gc or cash redemption), but I haven't quite figured out the way to find airfare and hotel deals through the Citi portal. I'd love to hear from any SDers who have figured out how to maximize their TYP redemption through Citi's travel portal.

I did learn from this thread that TYP rewards redemption with a Rewards+ card gets you 10% points back, so I'm going to look into whether that works similarly to the Chase ecosystem…if so, I might open another Citi card to maximize redemption.
Reply
Joined Jul 2013
L5: Journeyman
> bubble2 914 Posts
175 Reputation
nomoney4deals
11-27-2023 at 03:50 AM.
11-27-2023 at 03:50 AM.
Quote from sweetcaroline22 :
I'm in the same boat. From my research, most agree that redeeming for travel maximizes the TYP value (over gc or cash redemption), but I haven't quite figured out the way to find airfare and hotel deals through the Citi portal. I'd love to hear from any SDers who have figured out how to maximize their TYP redemption through Citi's travel portal.

I did learn from this thread that TYP rewards redemption with a Rewards+ card gets you 10% points back, so I'm going to look into whether that works similarly to the Chase ecosystem…if so, I might open another Citi card to maximize redemption.

I believe the best use of TYP for travel is not going with the TYP travel portal but to transfer the points to a travel partner when the travel partner are running any type of promotion on tickets on miles redemption. However, with Chase UR, they do have promotions when transferring miles to airline partners with bonus. Either one is hard to come by, but when they do, it get swoop up quickly. I have yet scored on any of the travel deals.
Reply
Joined Nov 2011
L5: Journeyman
> bubble2 920 Posts
66 Reputation
jep08
11-27-2023 at 04:08 AM.
11-27-2023 at 04:08 AM.
Quote from GKS :
I don't think the Costco Citi Card I've would work for this?

No, it's not since Citi Costco card earns cash back, not Thank You points.
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Joined Mar 2016
New User
> bubble2 9 Posts
10 Reputation
AlfredENeuman
11-27-2023 at 04:25 AM.
11-27-2023 at 04:25 AM.
Thanks, OP! Redeemed for three Apple gift cards. I use the apple balance for app/music/iPhone purchases mostly. Other hardware like Macs and Apple watches can be found at discounted prices at other retailers like Amazon or BestBuy, but there are usually no discounts on latest unlocked iPhones.

Does anyone know if Chase also offers a 20% bonus sometimes? I see they are offering a 10% bonus at the moment.
Reply
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