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PayPal Cashback Mastercard®: Earn 3% Cash Back on PayPal Purchases
PayPal is offering 3% cash back on PayPal purchases and 2% on all other purchases with their PayPal Cashback Mastercard®. No Annual fee.(1)
Card Details:
Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to use your redeemed rewards in your balance. If you do not have that account, you can only transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal.
The benefits and services as further described in the Mastercard Guide to Benefits are provided solely by Mastercard International Incorporated. PayPal and Synchrony Bank do not endorse, recommend, warrant or take responsibility for these offered benefits.
Card Details:
- Earn 3% cash back on PayPal purchases and 2% on all other purchases. Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
- With the PayPal Cashback Mastercard®, earn unlimited cash back at millions of merchants.
- No restrictions. No rotating categories. No annual fee. See Terms and Rates for New Accounts.
- Shop at millions of brands with PayPal to earn unlimited 3% cash back.
- Earn rewards without the wait. Cash back is earned daily on completed purchases posted to your account. Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to use your redeemed rewards in your balance. If you do not have that account, you can only transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal.
- Redeem it to your PayPal balance, and spend it however you want.
- Enjoy peace of mind with Mastercard benefits from Tap & Go® to 24/7 Identity Theft Protection™. See Mastercard Guide to Benefits.
- The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard, Tap & Go and the circles design are registered trademarks of Mastercard International Incorporated.
Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to use your redeemed rewards in your balance. If you do not have that account, you can only transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal.
The benefits and services as further described in the Mastercard Guide to Benefits are provided solely by Mastercard International Incorporated. PayPal and Synchrony Bank do not endorse, recommend, warrant or take responsibility for these offered benefits.
Applications are subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply.Slickdeals may be compensated by PayPal
The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
Created 11-27-2023
at 09:51 AM
by EfficientGame645
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Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
175 Comments
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Just want to point that out
While that's true, you can have more than 1 of the card and each gets its own cap (and a business version on top will get you Yet Another chance for another $2500 cap though only some of the categories overlap with the personal one you can also get multiples of)
https://www.bankofamerica.com/cre...edit-card/ [bankofamerica.com]
Online shopping, including cable, internet, phone plans and streaming 3% cash back
Automatic 2% cash back at grocery stores and wholesale clubs
PNC are preparing one with similar benefit of 2% but is only by invitation at this point.
Only single drawback to this card is that it is a mastercard and you can't use it in costco.
https://www.bankofameri
Online shopping, including cable, internet, phone plans and streaming 3% cash back
Automatic 2% cash back at grocery stores and wholesale clubs
3% cash back in the category of your choice — with newly-expanded options
Do you mean buying gas AT grocery stores, which is the only place the Amex BCP gives 6%?
Even then unless you spend a LOT on groceries you're worse off than using the BoA card if you have the right BoA status.
The 6% card has a $95 annual fee though and caps at 6k spend a year. The BoA card has no annual fee.
$6000 spent at 6% on the Amex card only nets you $45 in extra rewards compared to the same $6000 spent at 5.25% on the BoA card.
So you're $50 behind using the Amex card over the course of a year on that 6k spend... (plus you effectively have a 10k cap instead of 6k for the year with BoA).
Now, if you spend more than $2500 per quarter you might run into issues- but that's easily solved just getting a second (also no annual fee) BoA card.
Now, without BoA status the math is totally different of course.
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Bank of America Card... one category is online shopping and the other category is groceries.
BUT I also have the PayPal Card and use it when I reach my cap with BofA. I also have a Marriott card and JetBlue Card.
https://www.bankofameri
Online shopping, including cable, internet, phone plans and streaming 3% cash back
Automatic 2% cash back at grocery stores and wholesale clubs
Just something to keep in mind if you splurge on a new Sony Alpha Full Frame camera or some high end pairs of speakers.
Sure, but unless you have a tiny tax bill you're FAR better off using your tax bill for a new credit card signup... something like 75-150k of whatever card points on 4-6k of spend or something, rather than a messily net 1.15%
omg, this, are you me??? synchrony is the devil, if they were the last creditor on earth id go dave ramsey
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Why?
If you can do the spend organically it's, by far, the best way to get much higher rewards on spending you're already going to be doing.