Chase is offering select Chase Freedom/Freedom Flex Cardholders: 5% Back on Eligible Purchases at Grocery Stores, Fitness Clubs & Gym Memberships, and Self-Care / Spa Services when you activate this offer on your qualifying card (Activate by March 14, 2024). Offer valid from January 1toMarch 31, 2024 for these bonus categories.
Thanks to community member Chigs84 for sharing this deal.
Note: Must enter your info on the promotion page to activate the 5% back on your qualifying card. You may earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter (on each eligible account).
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For gas stations that charge cash and credit prices, using a gift card gets you the "cash" price. Pretty nifty.
Walmart has never been included.
You'd be doing all that loading up on Amazon Gift Cards for just 5%? If that's your approach for Amazon, and you have Prime, I'd recommend just applying for the Amazon Prime credit card (a Visa card from Chase) which gives 5% back on every Amazon purchase anyway, with no dollar limit. (Whereas, Chase Freedom and Discover both limit to $1,500 worth of purchases per quarter for their 5% calendars; anything after $1,500 spent in the quarter only gets you a measly 1% back).
The Prime credit card also occasionally offers sign-up bonuses, such as a $100 Amazon gift card loaded to your account immediately upon approval. You can read up more about it here[amazon.com].
Honestly, for a frequent Amazon shopper who already has Prime, getting that card is a no-brainer. And perhaps more importantly than 5% back, is that since you'd be making your purchases with a Credit card rather than Gift cards, you'd add all the benefits that a Credit card provides which using a Gift card would forfeit (Extended Warranty, purchase protection, etc.)
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BofA Customized Cash Rewards provides 3% cashback to the catalog , free enroll Platinum Honors member gets additional 75% bonus that is 5.25%
It's an excellent cb rate, IF you can stand having over 100k with Merrill. With the sheer amount of fees they'd charge you just to invest with them, I'm not sure it's worth it in the long run just to make something in the short term.
Back on topic, don't forget if you got the 5% grocery/gas SUB, this next quarter will make grocery 9% cb (1% + 4% sub + 4% quarterly).
It's an excellent cb rate, IF you can stand having over 100k with Merrill. With the sheer amount of fees they'd charge you just to invest with them, I'm not sure it's worth it in the long run just to make something in the short term.
Back on topic, don't forget if you got the 5% grocery/gas SUB, this next quarter will make grocery 9% cb (1% + 4% sub + 4% quarterly).
You don't have to have100k with Merrill, you can have all across BofA companies - BofA banking accounts/Merrill Lynch/Merrill EDGE/IRA etc
Thx for the Award Wallet link, wasn't sure if Gopuff was grocery or delivery and AW says grocery so it'll stack nicely with the $10 Chase monthly Gopuff credit
Psa: Gopuff reward pts exp end of Jan 2024
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from OniEdge
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It's an excellent cb rate, IF you can stand having over 100k with Merrill. With the sheer amount of fees they'd charge you just to invest with them, I'm not sure it's worth it in the long run just to make something in the short term.
Back on topic, don't forget if you got the 5% grocery/gas SUB, this next quarter will make grocery 9% cb (1% + 4% sub + 4% quarterly).
Have a brokerage acct I transferred to Merrill earlier this yr & haven't noticed any fees yet. What fees am I looking for? Hmmm
Thx for the Award Wallet link, wasn't sure if Gopuff was grocery or delivery and AW says grocery so it'll stack nicely with the $10 Chase monthly Gopuff credit
Psa: Gopuff reward pts exp end of Jan 2024
Points do, but the $10 chase credit is gone in just over 1 week-
Chase has confirmed that this benefit will end on December 31, 2023
Shame as I was churning this on 8 chase cards a month
Quote
from OniEdge
:
It's an excellent cb rate, IF you can stand having over 100k with Merrill. With the sheer amount of fees they'd charge you just to invest with them, I'm not sure it's worth it in the long run just to make something in the short term.
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What fees? I've used em for years without seeing any at all (other than the stuff everyone charges like tiny fees for options contracts and the like)
This is for the freedom/freedom flex. The other chase cards don't have rotating 5% categories.
anyone know if chase 5% categories are different from discover? discover offering 5% at restaurants from jan to Mar so i could use discover for food and chase for gas during those months. gonna suck if both offers 5% for same categories during same months though
anyone know if chase 5% categories are different from discover? discover offering 5% at restaurants from jan to Mar so i could use discover for food and chase for gas during those months. gonna suck if both offers 5% for same categories during same months though
They're operated by completely different banks. Sometimes the categories overlap, sometimes they don't.
Flex is great for year one. Because the 5% on gas/groceries up to 12k spend stacks with the quarterly 5% groceries and gas bonuses. They cap at 9% so you won't get the full 10%. But still pretty good. In combo with reserve, that's up to 13.5% redemption value
For gas stations that charge cash and credit prices, using a gift card gets you the "cash" price. Pretty nifty.
But dealing with a remaining balance can be a hassle, as the gift card balance cannot be stacked up. For example, if you buy a $30 gift card and fill up the tank with $28, you will have $2 remaining on the gift card. The next time you want to use it, you have to fill up with that $2 and then make another transaction for a regular full tank fill up. If there is a long queue waiting behind you, I don't want to be a asshole holding up the pump for an extended period. I hope you don't want to be that asshole either.
But dealing with a remaining balance can be a hassle, as the gift card balance cannot be stacked up. For example, if you buy a $30 gift card and fill up the tank with $28, you will have $2 remaining on the gift card. The next time you want to use it, you have to fill up with that $2 and then make another transaction for a regular full tank fill up. If there is a long queue waiting behind you, I don't want to be a asshole holding up the pump for an extended period. I hope you don't want to be that asshole either.
This isn't a problem, because I make sure to let my tank go low enough that $25 is not enough to fill up.
Most gas station gift cards are $25, $50, $100. So I set the limit to $25 just as if I only had $25 cash.
You can buy gift cards from grocery chains and use them at fuel station, not best option bit still feasible to save that way. I have been doing it at Kroger for such deals.
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The Prime credit card also occasionally offers sign-up bonuses, such as a $100 Amazon gift card loaded to your account immediately upon approval. You can read up more about it here [amazon.com].
Honestly, for a frequent Amazon shopper who already has Prime, getting that card is a no-brainer. And perhaps more importantly than 5% back, is that since you'd be making your purchases with a Credit card rather than Gift cards, you'd add all the benefits that a Credit card provides which using a Gift card would forfeit (Extended Warranty, purchase protection, etc.)
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Back on topic, don't forget if you got the 5% grocery/gas SUB, this next quarter will make grocery 9% cb (1% + 4% sub + 4% quarterly).
Back on topic, don't forget if you got the 5% grocery/gas SUB, this next quarter will make grocery 9% cb (1% + 4% sub + 4% quarterly).
Visa also used to have a tool that did that: https://www.visa.com/supplierlocator-app/app/
Amex has a tool, but it's wonky sometimes: https://www.americanexp
https://awardwallet.com/merchants
That's tool I use. Especially when I travel and am unfamiliar with the merchants in that area.
Psa: Gopuff reward pts exp end of Jan 2024
Back on topic, don't forget if you got the 5% grocery/gas SUB, this next quarter will make grocery 9% cb (1% + 4% sub + 4% quarterly).
Psa: Gopuff reward pts exp end of Jan 2024
Points do, but the $10 chase credit is gone in just over 1 week-
https://awardwallet.com/blog/chas...ts-gopuff/
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What fees? I've used em for years without seeing any at all (other than the stuff everyone charges like tiny fees for options contracts and the like)
anyone know if chase 5% categories are different from discover? discover offering 5% at restaurants from jan to Mar so i could use discover for food and chase for gas during those months. gonna suck if both offers 5% for same categories during same months though
They're operated by completely different banks. Sometimes the categories overlap, sometimes they don't.
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Paypal/Chase F 5% ends 12/31
Most gas station gift cards are $25, $50, $100. So I set the limit to $25 just as if I only had $25 cash.
i assume haircuts is included?
And why isn't Walmart grocery stores included anymore?
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You're missing the real Kroger gas deal then...