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Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Citi Bank Certificate of Deposit Account
11-Month Fixed Rate CD
BALANCE
STANDARD APY 5.25% - 5.65%
STANDARD INTEREST RATE 5.12% - 5.50%
Balance - Below $100,000, STANDARD APY / STANDARD INTEREST RATE5.25% / 5.12%
Balance - $100,000+,STANDARD APY / STANDARD INTEREST RATE 5.65% / 5.50%
https://www.citi.com/banking/cd-account
11-Month Fixed Rate CD
BALANCE
STANDARD APY 5.25% - 5.65%
STANDARD INTEREST RATE 5.12% - 5.50%
Balance - Below $100,000, STANDARD APY / STANDARD INTEREST RATE5.25% / 5.12%
Balance - $100,000+,STANDARD APY / STANDARD INTEREST RATE 5.65% / 5.50%
https://www.citi.com/banking/cd-account
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Citi Banking - Bank Advertiser
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38 Comments
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Do yourself a favor and go with another bank. During this fiasco I talked to a friend of mine who used to work for Citi and he confirmed that their "back office"situation is a mess. I don't know what that means exactly, but I know I will never deposit my money with them again and would be doing a disservice if I didn't mention something here.
Exactly. Why not just do it electronically?
https://www.citi.com/banking/curr...ed-rate-cd
https://www.citi.com/banking/curr...ed-rate-cd
The ApY is not fixed for the 11month CD? Wtf 😒 kind of sorcery is this. CIT and BMO Alto has better offer.
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5.65% APY is the highest rate I've been able to find w/ no real upper limit on the deposit amt.
Also, Citibank has a Lunar New Year promo that my banker told me about when I was in branch. Depending on the amt of ur deposit ($25k, $50k, $100k, etc), you can qualify for a Year of the Dragon jewelry gift. And you get a bonus necklace if you deposit the $$ in the month of Dec. I can't seem to Google it, but it's Citibank's Year of the Dragon Lunar NY 2024 promo; a banker can tell u about it.
Pretty sure if you buy a CD, banks turn around and buy treasuries.
Yes they do
25k per day and 50k max outbound transfer in a 30 day window
Do yourself a favor and go with another bank. During this fiasco I talked to a friend of mine who used to work for Citi and he confirmed that their "back office"situation is a mess. I don't know what that means exactly, but I know I will never deposit my money with them again and would be doing a disservice if I didn't mention something here.
Yes it's quite annoying.
25k per day and 50k max outbound transfer in a 30 day window
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