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Select Chase Cardholders: 0% APR and $0 plan fees on your first plan! over 6/12/18 months

+4 Deal Score
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For first only.
6/12/18/24 months plan
You can break up purchases of $100 or more* into equal monthly payments. For a limited time, enjoy $0 plan fees on the first plan you create by December 31, 2023.*

From lift tickets to holiday gifts, create a plan that works for you and your budget this holiday season


https://www.chase.com/personal/of...reshopping
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Created 12-20-2023 at 08:58 AM by DoDharmah
in Financial Tools & Services (8) Chase Business Checking
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Joined Jul 2020
L2: Beginner
> bubble2 33 Posts
62 Reputation
Original Poster
DoDharmah
12-22-2023 at 08:11 PM.
12-22-2023 at 08:11 PM.
Quote from constructiveentropy :
Awesome! This is absolutely amazing timing for me! I haven't done the exact math yet, but l think this is going to save me a few thousand dollars over the next two years.

I bought a used car at auction a few weeks ago for about $11,000 (a government fleet vehicle with low mileage, trustworthy maintenance history, and good mechanical condition report). Due to the auction rules, I had to either pay upfront with cash or put it on a credit card. My due date was going to be on Jan 26.

I sold my other vehicle for cash (netted about $4000 after paying off the previous loan), and had been planning to get financing for the rest from my local credit union. But now I don't have to worry about any of that, and just set up a 2-year plan with $0 down payment, $0 fees and 0% APR. That shouldn't affect my credit report, I'll own my car outright, and don't need to worry about GAP insurance or other financing costs. And I think I can afford the monthly payments without too much stress, so I can put that other $4000 in a high interest savings account or set up a CD ladder to help earn some interest while I wait for these payments to come due. Plus it looks like I'll still earn my 1% cash back on that $11k purchase on the next billing statement.

I've been using SlickDeals for 10 years. I know this was a paid advertisement by Chase, but this is by far the slickest deal I've ever gotten on this site. The idea that I'm going to be the one taking advantage of the big banks this time makes it even sweeter.

nope, got it personally and shared with community
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Joined Nov 2012
L3: Novice
> bubble2 113 Posts
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constructiveentropy
12-23-2023 at 04:22 PM.
12-23-2023 at 04:22 PM.
Quote from DoDharmah :
nope, got it personally and shared with community
My mistake. I got thrown off by the "advertiser disclosure" disclaimer SlickDeals tacked onto the post.

Thanks for the tip @DoDharmah. You saved me a lot if money.
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Joined Nov 2011
L4: Apprentice
> bubble2 447 Posts
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User1654112
12-25-2023 at 10:15 PM.
12-25-2023 at 10:15 PM.
Quote from oasisallure :
high balance will impact your credit score
not as much as you'd think you can request increases as well, id dthe same and barely touched my score plus its only for a year or 2
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Joined Apr 2016
L7: Teacher
> bubble2 2,655 Posts
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tiggard
12-26-2023 at 07:06 AM.
12-26-2023 at 07:06 AM.
My offer came with fees so I must not have this deal.
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