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Chase $900 Bonus Checking/Savings

+94 Deal Score
226,190 Views
As a valued Chase customer, an up to $900 offer could be yours!
When you open a new Chase Total Checking® account1 and new Chase Savings account with qualifying activities.

https://account.chase.com/consume...vingsoffer


Get $300

Chase Total Checking®

For new Chase checking customers: Open a new Chase Total Checking® account1 and set up direct deposit within 90 days of coupon enrollment.

Coupon code applied when you
choose "Open an account"
OR

Get $200

Chase SavingsSM

For new Chase savings customers: Open a new Chase SavingsSM account1, deposit a total of $15,000 or more in new money within 30 days of coupon enrollment, and maintain a $15,000 balance for 90 days from coupon enrollment.

Coupon code applied when you
choose "Open an account"
OR

Get $900 for both (an extra $400 bonus)

Chase Total Checking® + Chase SavingsSM
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Created 06-13-2024 at 07:58 AM by candelabra
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Deal
Score
+94
226,190 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Nov 2016
L4: Apprentice
> bubble2 301 Posts
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mikedjb
06-14-2024 at 06:03 AM.
06-14-2024 at 06:03 AM.
Link is dead
Reply
Joined Oct 2019
L3: Novice
> bubble2 270 Posts
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brad_headley
06-14-2024 at 06:10 AM.
06-14-2024 at 06:10 AM.
A word of advice.. the checking account I think has no minimum balance requirement, but if you withdraw all funds after doing a direct deposit, your account will automatically close in 60 days (before the 90 days required for saving saccount), and they will not be able to send you the $400 bonus for opening both. I had to go thru a LOT of trouble to get the $400 after my checking account was closed early
1
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Joined Dec 2014
L3: Novice
> bubble2 101 Posts
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lk4296
06-14-2024 at 06:14 AM.
06-14-2024 at 06:14 AM.
Quote from mikedjb :
Link is dead
works for me now
Reply
Joined Apr 2024
New User
> bubble2 8 Posts
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FancyFlower103
06-14-2024 at 06:19 AM.
06-14-2024 at 06:19 AM.
Quote from gr8scottaz :
Did they give a reason why it was declined? I've banked with Chase for 20+ years now and have done hundreds of transfers to accounts (both ways) to other banks I use (USAA, Marcus, Charles Schwab). Never once had an issue.

Yes, I called them and was told they need to verify the transaction and asked me what is the purpose of transfer. I refused to tell them since it's none of their business. This happened every single time when the transaction is over 5k. I never had this issue with other banks, BoA, Barclays, Citi etc.
Reply
Joined Sep 2006
L5: Journeyman
> bubble2 851 Posts
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dingdong123
06-14-2024 at 06:32 AM.
06-14-2024 at 06:32 AM.
I am in account churning. Any ways to know when I opened/closed last Chase checking/savings account?
Reply
Joined Feb 2019
L3: Novice
> bubble2 102 Posts
62 Reputation
CalmSnake144
06-14-2024 at 07:10 AM.
06-14-2024 at 07:10 AM.
Link is dead again
Reply
Joined Jul 2009
L7: Teacher
> bubble2 2,842 Posts
509 Reputation
keung
06-14-2024 at 07:21 AM.
06-14-2024 at 07:21 AM.
Quote from DavidT78 :
I took advantage of this in January and still have not received anything. I have all the documentation/dates for all the qualifying activities and they still have to "investigate further."
well you can track the progress on Chase Mobile app and you would see whether you have completed the qualify activities.
We (me and wife) did this offer Jan 2023 and track the progress oin the app , make sure all required qualification is completed and got payout as expected.

I have done Chase bonus a few times over the years and NEVER got any headache
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Joined Mar 2014
L1: Learner
> bubble2 65 Posts
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DavidT78
06-14-2024 at 07:29 AM.
06-14-2024 at 07:29 AM.
Quote from keung :
well you can track the progress on Chase Mobile app and you would see whether you have completed the qualify activities.
We (me and wife) did this offer Jan 2023 and track the progress oin the app , make sure all required qualification is completed and got payout as expected.

I have done Chase bonus a few times over the years and NEVER got any headache

They are saying I never clicked the link in the original offer email I received from them for the $900. I have the original email with my personalized offer code. They said they can see I made all the right deposits but the link wasn't clicked so they can't honor it.
Reply
Joined Jul 2009
L7: Teacher
> bubble2 2,842 Posts
509 Reputation
keung
06-14-2024 at 07:31 AM.
06-14-2024 at 07:31 AM.
Quote from jdixon :
For point of reference, $16,500 compounding at 5.3% for 1 yr is ~$900 ($899.76).

So, the $900 is a nice little incentive and, IMO, the 90-day (vs. 1 yr) non-liquidity is reasonable. Unfortunately for me, the annoyance of the direct-deposit requirement makes the deal a no-go.
I never understand what the annoyance, it took like 10 minutes (if you are SUPER slow) to add an account to TD or to change you direct deposit. It takes a minutes or 2 to track whether you completed the qualification on Chase app each time.. Let said you check 10 times over the deals then 20 mins. 30 minutes of work. For 3 months and 30 minutes you effective getting 20% of return.
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Joined Jul 2009
L7: Teacher
> bubble2 2,842 Posts
509 Reputation
keung
06-14-2024 at 07:37 AM.
06-14-2024 at 07:37 AM.
Quote from DavidT78 :
They are saying I never clicked the link in the original offer email I received from them for the $900. I have the original email with my personalized offer code. They said they can see I made all the right deposits but the link wasn't clicked so they can't honor it.
well if you use the Chase app to track you should see the deal not showing up and correct it at the beginning...
For me doing any deals I do try to attended to all the detail and make sure the code is applied ( give them a call/secure message) to ensure I am on the right track.. took a few minutes but that avoid any headache
2
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Joined May 2009
L6: Expert
> bubble2 1,737 Posts
211 Reputation
khalid7412002
06-14-2024 at 07:38 AM.
06-14-2024 at 07:38 AM.
How long do we need to keep the savings account open for before we can close it?

I have an existing checking out with them for many years but I closed my savings account with them over 10 years ago.
Reply
Joined May 2022
New User
> bubble2 14 Posts
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PurpleVest4905
06-14-2024 at 08:06 AM.
06-14-2024 at 08:06 AM.
If I have an existing Chase checking account from when I got this bonus earlier in the year, can I use my referral link for my wife to open this same account aiming for the bonus? Basically can I double dip and get the $50 referral bonus while she goes for this $900 bonus
Reply
Joined Sep 2009
L7: Teacher
> bubble2 2,442 Posts
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PoLusImo
06-14-2024 at 08:11 AM.
06-14-2024 at 08:11 AM.
Those days are gone, when account verification microdeposits would trigger Chase bonus Smilie The good thing is there is no minimum DD requirement for this bonus.
Quote from _DonkeyKong_ :
Anyone know if Chase would consider an ACH transfer from fidelity brokerage (not IRA) a direct deposit?
Reply
Joined Sep 2009
L7: Teacher
> bubble2 2,442 Posts
166 Reputation
PoLusImo
06-14-2024 at 08:13 AM.
06-14-2024 at 08:13 AM.
There is nothing wrong with trying. Just ensure that she enters the coupon code when opening the accounts.
Quote from PurpleVest4905 :
If I have an existing Chase checking account from when I got this bonus earlier in the year, can I use my referral link for my wife to open this same account aiming for the bonus? Basically can I double dip and get the $50 referral bonus while she goes for this $900 bonus
Reply

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Joined May 2012
L5: Journeyman
> bubble2 620 Posts
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Traveler-1701
06-14-2024 at 08:15 AM.
06-14-2024 at 08:15 AM.
I did this bonus before and can provide my thoughts.

Funding them was easy enough and the checking bonus was deposited basically on the same day I hit the time requirement. However, for the savings bonus they slow rolled depositing the $600. I hit the maturity date and it showed pending, processing, etc. for a few weeks before it eventually deposited. That was really frustrating, it's clearly deliberate to keep your money at least an extra 14 days beyond the 90 day requirement. Maybe I could have pulled it out while processing, but I didn't want to risk losing out on the payment.

Another extremely frustrating thing about Chase is you cannot assign beneficiaries to your accounts online. The only way to do it is to go to a local Chase branch and work with someone there to set them up. I don't know about you, but for me $15,000 is quite a chunk and if I get hit by a bus tomorrow I want to make sure that money goes back to my family without any hassle. Chase is the only financial institution I've dealt with that doesn't support setting them up online. $900 is nice, but Chase is such a hassle to deal with.
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