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Chase $900 Bonus Checking/Savings

+93 Deal Score
225,877 Views
As a valued Chase customer, an up to $900 offer could be yours!
When you open a new Chase Total Checking® account1 and new Chase Savings account with qualifying activities.

https://account.chase.com/consume...vingsoffer


Get $300

Chase Total Checking®

For new Chase checking customers: Open a new Chase Total Checking® account1 and set up direct deposit within 90 days of coupon enrollment.

Coupon code applied when you
choose "Open an account"
OR

Get $200

Chase SavingsSM

For new Chase savings customers: Open a new Chase SavingsSM account1, deposit a total of $15,000 or more in new money within 30 days of coupon enrollment, and maintain a $15,000 balance for 90 days from coupon enrollment.

Coupon code applied when you
choose "Open an account"
OR

Get $900 for both (an extra $400 bonus)

Chase Total Checking® + Chase SavingsSM
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Created 06-13-2024 at 07:58 AM by candelabra
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Deal
Score
+93
225,877 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Jul 2017
L4: Apprentice
> bubble2 332 Posts
65 Reputation
Singer33
06-14-2024 at 06:42 PM.
06-14-2024 at 06:42 PM.
I've had chase for 10+ years. Never had an issue.
Reply
Joined Sep 2020
Lieutenant
> bubble2 298 Posts
18 Reputation
037_Mia
06-14-2024 at 07:50 PM.
06-14-2024 at 07:50 PM.
I will thumbs up and rep anyone who answers my question.
Does ebay sales count as direct deposits?
I sell daily and get money deposited weekly.
Tía
Reply
Joined Jun 2007
L8: Grand Teacher
> bubble2 3,123 Posts
1,881 Reputation
nicemann
06-14-2024 at 08:11 PM.
06-14-2024 at 08:11 PM.
Quote from 037_Mia :
I will thumbs up and rep anyone who answers my question.
Does ebay sales count as direct deposits?
I sell daily and get money deposited weekly.
Tía

https://www.doctorofcredit.com/ta...ngs-bonus/ if you scroll down and search the comments for eBay you will see a few people confirmed it worked for them.
Reply
Joined Jun 2015
L3: Novice
> bubble2 126 Posts
59 Reputation
chumtastic
06-14-2024 at 08:40 PM.
06-14-2024 at 08:40 PM.
Good job Chase, now I think I should close my existing accounts.
Reply
Joined Aug 2016
L6: Expert
> bubble2 1,145 Posts
150 Reputation
Batmansplumber
06-14-2024 at 08:56 PM.
06-14-2024 at 08:56 PM.
Quote from E4300 :
Any other bank = New money.

Wells Fargo also code incoming transfer from Capital One as DIRECT DEPOSIT. Can someone confirm that deposit from Capital One to Chase counts as direct deposit?

TIA,
F

What does F stand for? Ms. Fabulous? I'm going to go with Ms. Fabulous.
Reply
Joined May 2019
L2: Beginner
> bubble2 53 Posts
10 Reputation
Surgam
06-14-2024 at 10:02 PM.
06-14-2024 at 10:02 PM.
Can this be combined with a family/friends bonus referral? If so, how? Thanks
Reply
Joined Feb 2007
L5: Journeyman
> bubble2 692 Posts
136 Reputation
vikingsfan2000
06-15-2024 at 12:15 AM.
06-15-2024 at 12:15 AM.
What's the easiest way to do a direct deposit? My job is PIA to change to a different bank
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Joined Aug 2022
New User
> bubble2 1 Posts
10 Reputation
Itla786
06-15-2024 at 12:18 AM.
06-15-2024 at 12:18 AM.
Tried to get same deal last year.
Opened both accounts and transfered 15k. They got money after 2 weeks - bank sent me a letter saying that offer is expired.,
I called Bank and closed my account same day, they sent me 15k check after 4 weeks.
Never trust Chase!
1
Reply
Last edited by Itla786 June 15, 2024 at 12:21 AM.
Joined Oct 2003
L4: Apprentice
> bubble2 482 Posts
102 Reputation
webtitan
06-15-2024 at 01:48 AM.
06-15-2024 at 01:48 AM.
Quote from freebies4me2 :
Bonus/Account Information: Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
Awe... I'm still on cool down from my 2023-Feb closure. I hope they do this is 2025.
Reply
Joined Nov 2010
L4: Apprentice
> bubble2 474 Posts
149 Reputation
EndlessManager
06-15-2024 at 03:32 AM.
06-15-2024 at 03:32 AM.
I did all of the steps properly when I did this earlier this year. They gave me the $300 checking and $200 savings but wouldn't give me the $400 because I didn't open them at the exact same time. Contacted the FTC and they gave me the $400 a few days later. Just beware that they'll try to not lay you in full. I also didn't have the promo applied to my account at first even though I had a screenshot of the page where I entered it. I called and they reapplied the promo. So sketchy.
Reply
Joined Jan 2012
L2: Beginner
> bubble2 99 Posts
21 Reputation
netbuff
06-15-2024 at 05:06 AM.
06-15-2024 at 05:06 AM.
Quote from K7S5A :
It's great until you realize it's taxable income
Kind of like a job.
1
Reply
Joined Jul 2018
L3: Novice
> bubble2 206 Posts
186 Reputation
purewhiteasian
06-15-2024 at 06:13 AM.
06-15-2024 at 06:13 AM.
Quote from Wulfrax :
For people figuring out the Direct Deposit qualification on this deal, helpful tip:

Deposits from TreasuryDirect like Treasury Bills maturing or reinvesting (giving you the small interest back) should both count as valid Direct Deposits.

Also, reading the fine print, looks like to not get any fees on the accounts you will need….
$15,000 in the savings
$1,500 in the checking

So locking up $16,500 for around 90 days.

Will need to figure out the way to best close it once I get the bonus. Anyone have any experience with closing these out after the bonus is received?
Are you sure you need the $1,500 in checking? To avoid the monthly fee for the checking account, Nerdwallet states:
Quote :
Monthly fee: $12; to waive, meet a minimum balance requirement of $1,500 at the beginning of each day or have at least $500 in monthly direct deposits or keep at least $5,000 across Chase accounts.
Reply
Joined Jun 2010
L7: Teacher
> bubble2 2,200 Posts
463 Reputation
EdMcK515
06-15-2024 at 06:29 AM.
06-15-2024 at 06:29 AM.
Make sure you don't transfer money into the checking and then to the savings to count towards the $15,000 new money. I'm still fighting them on my bonus.
Reply
Joined Feb 2018
L4: Apprentice
> bubble2 337 Posts
127 Reputation
therex10
06-15-2024 at 06:55 AM.
06-15-2024 at 06:55 AM.
Quote from FancyFlower103 :
Bad experience with Chase banking. Once you put money in their bank, they want to keep it forever. ImI've been declined multiple times in a day trying to transfer as little as $5k to another bank. If you need more money in an emergency situation, it won't happen at Chase.
Same had a fraud alert-they were supposed to investigate-never did but gave me the last 4 numbers of the other account that was involved-then said I had to pay the $10,000 that was put on my card in 1 day when my credit limit was $5,000 (why did you allow it). I paid off the $5,000 I owed-not a dime more. I also had paid $120 a year for credit monitoring which I didn't get back nor any help. They ended up putting it on my credit forever. Never had this problem with other cards when husband's wallet was stolen. I advise everyone not to bank here. Yes-They are okay until something happens.
1
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Joined Nov 2011
L6: Expert
> bubble2 1,223 Posts
330 Reputation
Wulfrax
06-15-2024 at 09:05 AM.
06-15-2024 at 09:05 AM.
Quote from Tnyc :
FYI: I did this promo and got the bonus. Just have to be patient and have a legit DD. Afterwards, you need to call Chase if you want to close the accounts and take your money elsewhere. They will ask you why and I told them their APY is shitty so I'm out. Also, you need to wait 2 years to repeat this promo again in order to earn another bonus.

Do they just send you a check then like most banks for whats in there? Or did you transfer money out yourself first then call to close?

I would imagine you can xfer out funds then call to close same day and should be fine to not get any fees.
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