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Ink Business Unlimited® Credit Card: Earn $900 Bonus Cash Back After You Spend $6k in the First 3 Months Expired

+56 Deal Score
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Chase is offering $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. The annual fee is $0.

Card Details:


Read our review on the Ink Business Unlimited® Credit Card

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Original Post

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Edited November 6, 2024 at 05:38 PM by
Chase is offering $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. The annual fee is $0.

Card Details:
Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn unlimited 1.5% cash back on every purchase made for your business
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
0% introductory APR for 12 months on purchases
Member FDIC

Read our review on the Ink Business Unlimited® Credit Card

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Deal
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384 Comments

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Featured Comments

You can. You just need to put your ssn and sole proprietorship as the business type and only you as the employee
Something's wrong with this deal description, says $95 annual fee and immediately after, No annual fee.

I think someone got their wires crossed between Ink Preferred and Ink Unlimited. Which one is the increased SUB actually for?
You don't need to. You can own a business with your ssn as sole proprietorship type. There is nothing faking about it. You can intend to start something and start slow after getting the card as well.

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Joined Sep 2013
L6: Expert
> bubble2 1,397 Posts
76 Reputation
okhello
11-01-2024 at 10:10 PM.
11-01-2024 at 10:10 PM.
Quote from wadew :
If I'm understanding you correctly, you opened the card in 10/23, and then closed in 7/24. That's really not advisable to do and can lead to credit card companies closing all your accounts. I checked my household (4 people), and none of their inks show on their credit report as open accounts.

You seem like not a good person due to BS advisable. I have opened and closed credit cards so many times in my life and never experienced like you said. Only one or two times they contacted me to warn me that if I don't use my credit card, they will close my credit card accounts.
Reply
Joined Jul 2005
L4: Apprentice
> bubble2 454 Posts
121 Reputation
wadew
11-01-2024 at 10:21 PM.
11-01-2024 at 10:21 PM.
Quote from okhello :
You seem like not a good person due to BS advisable. I have opened and closed credit cards so many times in my life and never experienced like you said. Only one or two times they contacted me to warn me that if I don't use my credit card, they will close my credit card accounts.
Not going to get into an argument about it, but here are some other opinons on it:
https://thepointsguy.com/credit-c...-one-year/
https://www.cnbc.com/select/cance...tive-ends/
https://www.fool.com/the-ascent/c...ading%20it.
-- There's always exceptions to the rule.
Reply
Joined Sep 2013
L6: Expert
> bubble2 1,397 Posts
76 Reputation
okhello
11-01-2024 at 10:23 PM.
11-01-2024 at 10:23 PM.
Quote from DealFreak1 :
I know but I can't take advantage of 0% Apr for 12 months with $3000 credit 🙄

Oh ic. Maybe call them to upward your limit but they will do a hard inquiry on your report again to increase your limit. That was what I experienced last time, but I canceled the request.
Reply
Joined Feb 2018
L5: Journeyman
> bubble2 651 Posts
133 Reputation
DealFreak1
11-01-2024 at 10:24 PM.
11-01-2024 at 10:24 PM.
Quote from okhello :
Oh ic. Maybe call them to upward your limit but they will do a hard inquiry on your report again to increase your limit. That was what I experienced last time, but I canceled the request.

Yup I don't wanna take a hit on my credit again just for credit increase
Reply
Joined Jul 2005
L4: Apprentice
> bubble2 454 Posts
121 Reputation
wadew
11-01-2024 at 10:26 PM.
11-01-2024 at 10:26 PM.
Quote from okhello :
You seem like not a good person due to BS advisable. I have opened and closed credit cards so many times in my life and never experienced like you said. Only one or two times they contacted me to warn me that if I don't use my credit card, they will close my credit card accounts.
Quote from DealFreak1 :
I know but I can't take advantage of 0% Apr for 12 months with $3000 credit
If you have other business credit cards with Chase, you can move credit from a different card to this one to increase the limit and it would qualify under the 0%.
Reply
Joined Feb 2018
L5: Journeyman
> bubble2 651 Posts
133 Reputation
DealFreak1
11-01-2024 at 10:28 PM.
11-01-2024 at 10:28 PM.
Quote from wadew :
If you have other business credit cards with Chase, you can move credit from a different card to this one to increase the limit and it would qualify under the 0%.

I do have personal cards with them but not business cards 😔
Reply
Joined Sep 2013
L6: Expert
> bubble2 1,397 Posts
76 Reputation
okhello
11-01-2024 at 10:35 PM.
11-01-2024 at 10:35 PM.
How much total credit does Chase allow for each individual? I think around $35k right?
Reply

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Joined Jul 2005
L4: Apprentice
> bubble2 454 Posts
121 Reputation
wadew
11-01-2024 at 10:36 PM.
11-01-2024 at 10:36 PM.
Quote from okhello :
Wrong! Last year I applied 2 Chase cards and 1 was this ink card and the other was chase Amazon card and this Ink Business card was in my credit report. I am not BS at all. I did verify my latest credit report that showed this card was in there, not the Amazon chase card. I'm happy that Amazon chase card was not in my credit report, otherwise I got 5 cards within 2 years.
https://www.chase.com/personal/cr...nal-credit
Reply
Joined Sep 2013
L6: Expert
> bubble2 1,397 Posts
76 Reputation
okhello
11-01-2024 at 10:39 PM.
11-01-2024 at 10:39 PM.

I don't care whatever but my ink business unlimited card was in my credit report. I don't care if you trust me or not.
Reply
Joined Sep 2013
L6: Expert
> bubble2 1,397 Posts
76 Reputation
okhello
11-01-2024 at 10:41 PM.
11-01-2024 at 10:41 PM.
Quote from DealFreak1 :
I do have personal cards with them but not business cards 😔

I believe the reason me and you got only $3000 because we reached the credit limit that they allowed. I remembered they told me that too.
Reply
Joined Sep 2013
L6: Expert
> bubble2 1,397 Posts
76 Reputation
okhello
11-01-2024 at 10:52 PM.
11-01-2024 at 10:52 PM.

I believe that I should start to dispute Chase if that is the rule from Chase.
Reply
Joined Aug 2007
L8: Grand Teacher
> bubble2 3,804 Posts
1,005 Reputation
Pro
kqian111
11-02-2024 at 04:54 AM.
11-02-2024 at 04:54 AM.
Quote from okhello :
I don't care whatever but my ink business unlimited card was in my credit report. I don't care if you trust me or not.

You must the unluckiest person alive. I have not heard of another person that got hit on their person credit from Chase business cards
Reply
Joined Apr 2017
L1: Learner
> bubble2 10 Posts
34 Reputation
mattmaye
11-02-2024 at 08:40 AM.
11-02-2024 at 08:40 AM.
Biggest nightmare of an application ever!!!!! Huge waste of time and a hit to my credit
1
Reply
Joined Jan 2009
PC Master Race
> bubble2 828 Posts
96 Reputation
Hkxyz
11-02-2024 at 09:02 AM.
11-02-2024 at 09:02 AM.
Quote from okhello :
How much total credit does Chase allow for each individual? I think around $35k right?

They don't like you going over your yearly income. If that helps
Reply

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Joined Sep 2017
L2: Beginner
> bubble2 40 Posts
18 Reputation
ChestyLaRue
11-02-2024 at 09:33 AM.
11-02-2024 at 09:33 AM.
Quote from okhello :
How much total credit does Chase allow for each individual? I think around $35k right?

I've got more than double that in credit over 3 personal and one business card so no.
Reply
Last edited by ChestyLaRue November 2, 2024 at 01:39 PM.
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