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Ink Business Unlimited® Credit Card: Earn $900 Bonus Cash Back After You Spend $6k in the First 3 Months Expired

+56 Deal Score
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Chase is offering $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. The annual fee is $0.

Card Details:


Read our review on the Ink Business Unlimited® Credit Card

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Original Post

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Edited November 6, 2024 at 05:38 PM by
Chase is offering $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. The annual fee is $0.

Card Details:
Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn unlimited 1.5% cash back on every purchase made for your business
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
0% introductory APR for 12 months on purchases
Member FDIC

Read our review on the Ink Business Unlimited® Credit Card

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384 Comments

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Featured Comments

You can. You just need to put your ssn and sole proprietorship as the business type and only you as the employee
Something's wrong with this deal description, says $95 annual fee and immediately after, No annual fee.

I think someone got their wires crossed between Ink Preferred and Ink Unlimited. Which one is the increased SUB actually for?
You don't need to. You can own a business with your ssn as sole proprietorship type. There is nothing faking about it. You can intend to start something and start slow after getting the card as well.

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Joined Sep 2007
L3: Novice
> bubble2 142 Posts
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boulderphoto
11-04-2024 at 10:53 AM.
11-04-2024 at 10:53 AM.
Quote from pcman2000 :
No limitations on Business card SUBS, so yes.
I have an active Business Unlimited I got a few years ago with a small bonus at the time. Can I re-apply now for a new one or does the old one need to be shut down first?
Reply
Joined Aug 2007
L8: Grand Teacher
> bubble2 3,804 Posts
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Pro
kqian111
11-04-2024 at 04:16 PM.
11-04-2024 at 04:16 PM.
Quote from boulderphoto :
I have an active Business Unlimited I got a few years ago with a small bonus at the time. Can I re-apply now for a new one or does the old one need to be shut down first?

You can get more than one
Reply
Joined Jun 2019
L2: Beginner
> bubble2 2,120 Posts
467 Reputation
Fanime
11-04-2024 at 04:50 PM.
11-04-2024 at 04:50 PM.
Quote from gunthonungo :
where is the best place to get these free weekly reports?
https://www.annualcreditreport.com/
Reply
Joined Jan 2008
L5: Journeyman
> bubble2 727 Posts
115 Reputation
Diz
11-04-2024 at 04:52 PM.
11-04-2024 at 04:52 PM.
There's so much misinformation in this thread it's laughable.

I have $115k credit with Chase spanning 11 personal and business cards.

I do not have a true business, yet I have 3 Ink Cash cards and now this Ink Unlimited card.

There was a hard pull against my credit when I applied - no big deal. I did not have to contact re-con...the approval was automatic.

I was initially only approved for a $3k limit, but easily transferred credit from one of my Ink Cash cards to make that a $20k limit. I've already completed the spend and the 90k bonus points hit immediately.

This is easily one of the best CC offers ever to take advantage of.
Reply
Joined Apr 2007
L3: Novice
> bubble2 139 Posts
65 Reputation
dead4life
11-04-2024 at 04:58 PM.
11-04-2024 at 04:58 PM.
Perfect to pay high property tax bills
Reply
Joined Sep 2014
New User
> bubble2 9 Posts
14 Reputation
ael2700
11-04-2024 at 08:06 PM.
11-04-2024 at 08:06 PM.
Quote from VjXBSparta :
You can. You just need to put your ssn and sole proprietorship as the business type and only you as the employee

Worked for my husband and I. He got a credit limit of 6k and I got a limit of 5k.
Reply
Joined Apr 2020
L2: Beginner
> bubble2 34 Posts
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HonestSwing4845
11-04-2024 at 08:07 PM.
11-04-2024 at 08:07 PM.
Heads up, per doctor of credit this offer is suspected to be ending 11/7.
1
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Joined Feb 2011
L7: Teacher
> bubble2 2,223 Posts
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bru_that
11-04-2024 at 08:46 PM.
11-04-2024 at 08:46 PM.
Quote from okhello :
How much total credit does Chase allow for each individual? I think around $35k right?
I've got ~$80k among all my Chase cards
1
Reply
Joined Nov 2014
L4: Apprentice
> bubble2 364 Posts
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wm1234
11-04-2024 at 11:01 PM.
11-04-2024 at 11:01 PM.
Quote from Diz :
There's so much misinformation in this thread it's laughable.

I have $115k credit with Chase spanning 11 personal and business cards.

I do not have a true business, yet I have 3 Ink Cash cards and now this Ink Unlimited card.

There was a hard pull against my credit when I applied - no big deal. I did not have to contact re-con...the approval was automatic.

I was initially only approved for a $3k limit, but easily transferred credit from one of my Ink Cash cards to make that a $20k limit. I've already completed the spend and the 90k bonus points hit immediately.

This is easily one of the best CC offers ever to take advantage of.
Thanks for your reply. Big deal for some, not for others on hard pull.
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,229 Posts
63 Reputation
crimsonroses
11-05-2024 at 01:05 AM.
11-05-2024 at 01:05 AM.
Quote from Diz :
There's so much misinformation in this thread it's laughable.

I have $115k credit with Chase spanning 11 personal and business cards.

I do not have a true business, yet I have 3 Ink Cash cards and now this Ink Unlimited card.

There was a hard pull against my credit when I applied - no big deal. I did not have to contact re-con...the approval was automatic.

I was initially only approved for a $3k limit, but easily transferred credit from one of my Ink Cash cards to make that a $20k limit. I've already completed the spend and the 90k bonus points hit immediately.

This is easily one of the best CC offers ever to take advantage of.
So I already have the ink business unlimited card can I really get another one of the exact same card and receive the bonus?
Reply
Joined Apr 2008
L6: Expert
> bubble2 1,060 Posts
44 Reputation
lmbb20
11-05-2024 at 05:27 AM.
11-05-2024 at 05:27 AM.
Quote from Ilovedeals :
They give you the $900 sign up bonus too?

You get $900 after spending 6k and 900 sign up bonus?
Reply
Joined Jan 2008
L5: Journeyman
> bubble2 727 Posts
115 Reputation
Diz
11-05-2024 at 07:01 AM.
11-05-2024 at 07:01 AM.
Quote from wm1234 :
Thanks for your reply. Big deal for some, not for others on hard pull.
When it comes to my credit, I'm very selective about what I apply for that'll generate a hard pull, and this definitely fits the bill. I don't see how anyone can not call this a big deal.

$6k required spend = 9k URs = $112.50 in value, conservatively speaking ($0.0125 value per UR)

90k URs = $1,125 in value (same $0.0125 UR value)

0% APR for 12 months = massive potential to float A LOT (I chose a $20k credit limit) and make interest in the high 4%/5% range for now, TBD for later (but you could always lock those funds into a CD)

No annual fee

This one is an absolute no-brainer.
Reply
Joined Jan 2008
L5: Journeyman
> bubble2 727 Posts
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Diz
11-05-2024 at 07:04 AM.
11-05-2024 at 07:04 AM.
Quote from crimsonroses :
So I already have the ink business unlimited card can I really get another one of the exact same card and receive the bonus?
I don't know the answer to this. I was able to open 3 Chase "Ink Business Cash" cards without any issues over the course of a couple of years for all of those SUBs, and now this Chase "Ink Business Unlimited" card, also without an issue. I haven't tried to open another CIBU, nor am I going to try to.
Reply
Last edited by Diz November 5, 2024 at 07:13 AM.
Joined Aug 2009
L3: Novice
> bubble2 100 Posts
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ebonyks
11-05-2024 at 07:23 AM.
11-05-2024 at 07:23 AM.
Quote from Fragster :
Ya can't just fake up a business. I've already tried this on a similar Chase offer last offer and the app in "pending". Then it asked me to dial to a rep and provide other documentation.

I guess if someone is really desperate ,they can probably photoshop fake license #s and other supporting docs.
Or you can just form a busniess. It's easier to go through the actual process than it would be to try and fake so many documents.
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Joined Aug 2009
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> bubble2 1,229 Posts
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crimsonroses
11-05-2024 at 08:28 AM.
11-05-2024 at 08:28 AM.
Quote from kqian111 :
You can get more than one
Have you tried this? I have this exact ink business unlimited card already but I do want to apply for another one if it means I will get the bonus and another promotion from it.
Reply
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