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YMMV Discover: Add card to digital wallet, spend $100, get $20

+18 Deal Score
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Email Title: Congrats, Name — you have a special $20 cash back offer

Body:
Special offer: Earn $20 cash back with your Digital Wallet

Add your Discover® Card ending in #### to your Digital Wallet. Then earn $20 Cashback Bonus® when you make at least $100 in purchases using your Discover Card with your Digital Wallet by 12/31/2024

Small print:
1. Offer valid now through 12/31/2024. Earn $20 Cashback Bonus® when you spend at least $100 on new purchases made using your Discover® Card with your Digital Wallet. Digital Wallet purchases include those made with Apple Pay, Samsung Pay, Garmin Pay, and in-store with Google Pay. Apple Pay transactions included in this offer are transactions made in-store or online when using the Apple Pay button. No activation required. Offer is non-transferable and limited to one offer per Discover account, whether the offer is received from Discover, Apple Pay, Google Pay, Samsung Pay, or Garmin Pay. Purchases must be made with merchants in the U.S. To qualify for $20 Cashback Bonus®, the purchase transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships. Rewards are added to your account within two billing periods of the end of the promotion. Certain third-party payment accounts and digital wallet transactions may not earn $20 cash back if the technology does not provide sufficient transaction details. Discover does not determine the transaction details it receives for purchases. Listed merchants are in no way sponsoring or affiliated with this program. Learn more at Discover.com/digitalwallets. See Cashback Bonus Terms and Conditions for more information about your rewards.

https://www.discover.com/credit-c...l-wallets/
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Joined Jul 2004
L7: Teacher
> bubble2 2,769 Posts
590 Reputation
fungo45
10-18-2024 at 05:31 AM.
10-18-2024 at 05:31 AM.
Quote from Gorgula :
What are some major retailers that carry physical gift cards and accept mobile tap-to-pay beyond applepay? Seems like target and best buy?

Office Max does. I was there yesterday to buy my monthly gift card with my Amex Gold to trigger my monthly $20 credit for office supply purchases. I used tap to pay with Google wallet
Reply
Joined Jul 2009
L1: Genius
> bubble2 536 Posts
110 Reputation
D3als0nWh33ls
10-18-2024 at 07:51 AM.
10-18-2024 at 07:51 AM.
Quote from Gorgula :
What are some major retailers that carry physical gift cards and accept mobile tap-to-pay beyond applepay? Seems like target and best buy?

Grocery store?
Reply
Joined Dec 2021
L2: Beginner
> bubble2 30 Posts
10 Reputation
EfficientMoon2033
10-18-2024 at 08:14 AM.
10-18-2024 at 08:14 AM.
Now–10/31/2024, make 4 separate purchases of $25 or more for an extra $20 cash back

Mine shows 4 separate purchases. So just make sure
Reply
Joined Sep 2024
L3: Novice
> bubble2 105 Posts
10 Reputation
CrimsonKite8971
10-18-2024 at 10:21 AM.
10-18-2024 at 10:21 AM.
Quote from D3als0nWh33ls :
Grocery store?

Which ones?
Reply
Joined Mar 2017
L10: Grand Master
> bubble2 8,468 Posts
1,790 Reputation
hpham_53
10-18-2024 at 01:29 PM.
10-18-2024 at 01:29 PM.
Quote from CrimsonKite8971 :
Can I just do a $100 gift card buy online and pay with Google Pay to get the $20?
I did this deal yesterday. Added my Discover card to Google (Pay) Wallet using the link from the email I received. Went to ALDI (a grocery store), bought two bags of chips and a $100 ALDI GC, total was $104.xx with tax. I've never used Google Pay in-store before, it worked well using the Google Wallet app on my Moto G Stylus 5G 2024 with NFC turned on. Just put the back of the phone against the store's card reader after the items were rang up.

Our two Amex Blue Cash cards have a similar offer: add Amex card to Google Wallet, make TWO purchases online or in-store with Google Pay (no minimum stated) and get $10 back. I will do them next in our Dillons (Kroger) grocery store.
Reply
Last edited by hpham_53 October 18, 2024 at 06:35 PM.
Joined Mar 2017
L10: Grand Master
> bubble2 8,468 Posts
1,790 Reputation
hpham_53
10-18-2024 at 01:46 PM.
10-18-2024 at 01:46 PM.
Quote from EfficientMoon2033 :
Now–10/31/2024, make 4 separate purchases of $25 or more for an extra $20 cash back

Mine shows 4 separate purchases. So just make sure
My offer expires 12/31/24 and just requires purchase(s) of $100 or more. No stated number of purchases required.
Reply
Joined Nov 2009
L8: Grand Teacher
> bubble2 3,288 Posts
504 Reputation
GoodVibrations
10-19-2024 at 05:55 AM.
10-19-2024 at 05:55 AM.
Quote from CrimsonKite8971 :
apparently credit card companies are looking more at utilization these days than in the past. Is that true? My utilization is usually only around 1% - 5%. If I close some cards wouldn't that raise my utilization rate so I have a higher chance of getting new cards?
You actually want low utilization.
Reply

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Joined Dec 2014
L5: Journeyman
> bubble2 923 Posts
95 Reputation
PaulS1105
10-19-2024 at 03:44 PM.
10-19-2024 at 03:44 PM.
I already have it on my digital wallet and have used it. The terms don't appear limited to new wallet activations. I just activated this offer.
Reply
Joined Dec 2014
L5: Journeyman
> bubble2 923 Posts
95 Reputation
PaulS1105
10-19-2024 at 03:55 PM.
10-19-2024 at 03:55 PM.
I haven't received any confirmation email from Discover. I logged in to my account, and nothing shows. Has anyone received any confirmation email?
Reply
Joined Jun 2011
L7: Teacher
> bubble2 2,766 Posts
913 Reputation
muffinz
10-27-2024 at 04:59 PM.
10-27-2024 at 04:59 PM.
Quote from PaulS1105 :
I already have it on my digital wallet and have used it. The terms don't appear limited to new wallet activations. I just activated this offer.
Is there an offer activation screen? I just added the card to my google wallet but did not login through the link in the email. (I never do that)
Reply
Joined Dec 2006
L8: Grand Teacher
> bubble2 3,668 Posts
789 Reputation
Arkus
10-27-2024 at 05:05 PM.
10-27-2024 at 05:05 PM.
Quote from CrimsonKite8971 :
apparently credit card companies are looking more at utilization these days than in the past. Is that true? My utilization is usually only around 1% - 5%. If I close some cards wouldn't that raise my utilization rate so I have a higher chance of getting new cards?
You have this backwards. Keeping the account open and not using it makes you look like less of a risk to new creditors because your utilization will be lower with that account still open. Keeping accounts open longer also looks better because it keeps the average age of your accounts higher.
Reply
Joined Aug 2008
L3: Novice
> bubble2 280 Posts
28 Reputation
ericwuyq
10-27-2024 at 05:21 PM.
10-27-2024 at 05:21 PM.
Quote from Gorgula :
What are some major retailers that carry physical gift cards and accept mobile tap-to-pay beyond applepay? Seems like target and?
and staples, stop and shop, safeway, cvs, walgreens
Reply
Joined Dec 2008
L4: Apprentice
> bubble2 694 Posts
142 Reputation
Gorgula
10-27-2024 at 05:34 PM.
10-27-2024 at 05:34 PM.
Quote from ericwuyq :
and staples, stop and shop, safeway, cvs, walgreens

I bought an Amazon giftcard at Lowe's as well.
Reply
Joined Aug 2010
L3: Novice
> bubble2 222 Posts
32 Reputation
edchav
11-02-2024 at 09:34 AM.
11-02-2024 at 09:34 AM.
Do people that receive the email only get this offer
Reply

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Joined Jan 2005
L10: Grand Master
> bubble2 7,947 Posts
860 Reputation
Starrx05
11-16-2024 at 08:54 PM.
11-16-2024 at 08:54 PM.
Quote from Gorgula :
I bought an Amazon giftcard at Lowe's as well.
Did your transaction show up with anything indicating it was paid with G Pay or just with the store name like other in-store payments?
Reply
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